Southside Bancshares, Inc. (SBSI)

NYSE: SBSI · Real-Time Price · USD

30.49

+0.41 (1.36%)

Oct 1, 2026, 4:00 PM EDT - Market closed

Southside Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	245.01	233.99	254.51	241.71	249.96	255.86
Revenue Growth	-3.90%	-8.06%	5.30%	-3.30%	-2.31%	18.02%
Net Income	75.96	69.18	88.44	86.65	104.99	113.4
Earnings Per Share	2.54	2.29	2.91	2.82	3.26	3.47
EPS Growth	-9.47%	-21.31%	3.19%	-13.50%	-6.05%	40.49%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	400.86	397.5	427.48	562.95	199.25	215.17
Total Debt	1,655	747.3	997.98	911.57	571.57	544.92
Net Cash (Debt)	-1,254	-349.8	-570.5	-348.61	-372.31	-329.76
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-41.86	-11.57	-18.79	-11.33	-11.54	-10.09

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	145.21	93.82	101.85	79.86	226.52	156.1
Capital Expenditures	-18.48	-20.34	-11.16	-6.9	-9.3	-8.37
Free Cash Flow	126.74	73.48	90.69	72.96	217.22	147.74
Free Cash Flow Growth	226.54%	-18.98%	24.30%	-66.41%	47.03%	86.81%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	31.00%	29.57%	34.75%	35.85%	42.00%	44.32%
FCF Margin	51.73%	31.40%	35.63%	30.19%	86.90%	57.74%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.480	1.440	1.440	1.400	1.360	1.310
Dividend Per Share Growth	0.69%	0%	2.86%	2.94%	3.82%	4.80%
Dividend Yield	4.85%	4.90%	4.92%	5.09%	4.50%	3.87%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.99	13.21	10.89	10.91	11.01	11.90
Forward PE	9.64	9.86	11.30	12.27	10.91	14.65
P/FCF Ratio	7.17	12.44	10.61	12.96	5.32	9.14
PS Ratio	3.71	3.91	3.78	3.91	4.62	5.28