Southside Bancshares, Inc. (SBSI)

Southside Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	221.08	216.13	215.03	212.34	189.56
Net Interest Income Growth	2.29%	0.51%	1.26%	12.02%	1.22%
Non-Interest Income	15.96	41.73	35.83	40.86	49.34
Non-Interest Income Growth	-61.77%	16.46%	-12.29%	-17.19%	-0.80%
Revenues Before Loan Losses	237.04	257.86	250.86	253.2	238.89
Provision for Credit Losses	3.05	3.35	9.15	3.24	-16.96
Revenue	233.99	254.51	241.71	249.96	255.86
Revenue Growth (YoY)	-8.06%	5.30%	-3.30%	-2.31%	18.02%
Compensation Expenses	90.27	90.29	85.63	82.63	79.89
Selling, General & Admin	42.26	41.27	39.91	35.52	31.5
Other Non-Interest Expenses	18.82	15.58	15.04	12.17	13.64
Total Non-Interest Expense	151.36	147.14	140.58	130.33	125.03
Pretax Income	82.63	107.38	101.13	119.63	130.83
Provision for Income Taxes	13.41	18.88	14.44	14.61	17.43
Net Income	69.22	88.49	86.69	105.02	113.4
Net Income to Common	69.22	88.49	86.69	105.02	113.4
Net Income Growth	-21.78%	2.08%	-17.45%	-7.39%	38.04%
Shares Outstanding (Basic)	30	30	31	32	33
Shares Outstanding (Diluted)	30	30	31	32	33
Shares Change (YoY)	-0.47%	-1.27%	-4.63%	-1.35%	-1.77%
EPS (Basic)	2.30	2.92	2.82	3.27	3.48
EPS (Diluted)	2.29	2.91	2.82	3.26	3.47
EPS Growth	-21.31%	3.19%	-13.50%	-6.05%	40.49%
Free Cash Flow	73.48	90.69	72.96	226.52	143.1
Free Cash Flow Growth	-18.98%	24.30%	-67.79%	58.29%	80.95%
Free Cash Flow Per Share	2.43	2.99	2.37	7.02	4.38
Dividends Per Share	1.440	1.440	1.400	1.360	1.310
Dividend Growth	-	2.86%	2.94%	3.82%	4.80%
Profit Margin	29.58%	34.77%	35.87%	42.02%	44.32%
FCF Margin	31.40%	35.63%	30.19%	90.62%	55.93%
EBITDA	10.61	10.46	10.58	11.11	11.42
EBITDA Margin	4.53%	4.11%	4.38%	4.44%	4.46%
Effective Tax Rate	16.23%	17.59%	14.28%	12.21%	13.32%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q