Southside Bancshares, Inc. (SBSI)
NYSE: SBSI · Real-Time Price · USD
35.33
-0.18 (-0.52%)
Nov 5, 2026, 11:17 AM EST - Market open
Southside Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 436.39 | 389.79 | 426.16 | 560.51 | 199.25 | 201.75 |
Investment Securities | 1,339 | 1,346 | 1,777 | 1,918 | 2,175 | 2,259 |
Trading Asset Securities | 0.38 | 7.71 | 1.32 | 2.44 | - | 13.41 |
Mortgage-Backed Securities | 1,502 | 1,367 | 1,045 | 694.63 | 462.08 | 607.97 |
Total Investments | 2,841 | 2,721 | 2,824 | 2,615 | 2,637 | 2,880 |
Gross Loans | 4,959 | 4,818 | 4,662 | 4,525 | 4,148 | 3,645 |
Allowance for Loan Losses | -46.86 | -45.1 | -44.88 | -42.67 | -36.52 | -35.27 |
Net Loans | 4,912 | 4,773 | 4,617 | 4,482 | 4,111 | 3,610 |
Property, Plant & Equipment | 168.23 | 164.69 | 155.51 | 153.79 | 156.57 | 157.58 |
Goodwill | 201.12 | 201.12 | 201.12 | 201.12 | 201.12 | 201.12 |
Other Intangible Assets | 0.65 | 1.01 | 1.75 | 2.93 | 4.62 | 6.9 |
Loans Held for Sale | 0.97 | 1.33 | 1.95 | 10.89 | 0.67 | 1.68 |
Accrued Interest Receivable | 37.42 | 41.81 | 46.72 | 50.49 | 49.35 | 39.15 |
Long-Term Deferred Tax Assets | 42.05 | 27.06 | 34.49 | 30.43 | 34.7 | - |
Other Real Estate Owned & Foreclosed | 0.33 | 0.25 | 0.4 | 0.1 | 0.17 | - |
Other Long-Term Assets | 181.7 | 179.6 | 174.9 | 165.41 | 154.91 | 146.81 |
Total Assets | 8,865 | 8,515 | 8,517 | 8,285 | 7,559 | 7,260 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,610 | 4,734 | 4,746 | 4,766 | 4,292 | 3,832 |
Institutional Deposits | - | 698.26 | 551.12 | 393.54 | 234.2 | 245.14 |
Non-Interest Bearing Deposits | 1,404 | 1,433 | 1,357 | 1,390 | 1,672 | 1,645 |
Total Deposits | 6,014 | 6,865 | 6,654 | 6,550 | 6,198 | 5,722 |
Short-Term Borrowings | 36.7 | 13.21 | 21.53 | 18.25 | 21.05 | 2.19 |
Current Portion of Long-Term Debt | 1,695 | 419.14 | 76.44 | - | - | 23.22 |
Current Portion of Leases | - | 1.82 | - | - | - | - |
Other Current Liabilities | - | - | - | - | - | 19 |
Long-Term Debt | 147.64 | 239.68 | 92.04 | 603.7 | 319.83 | 98.53 |
Federal Home Loan Bank Debt, Long-Term | 0.35 | 0.65 | 731.91 | 212.65 | 153.36 | 344.04 |
Long-Term Leases | 13.79 | 12.52 | 15.78 | 16.7 | 17.07 | 16.68 |
Trust Preferred Securities | 60.28 | 60.28 | 60.27 | 60.27 | 60.27 | 60.26 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 17.81 |
Other Long-Term Liabilities | 54.63 | 54.52 | 53.28 | 50.38 | 43.05 | 43.38 |
Total Liabilities | 8,022 | 7,667 | 7,706 | 7,512 | 6,813 | 6,347 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 47.66 | 47.64 | 47.6 | 47.55 | 47.5 | 47.46 |
Additional Paid-In Capital | 798.55 | 795.76 | 793.59 | 788.84 | 784.55 | 780.5 |
Retained Earnings | 397.61 | 352.19 | 326.79 | 282.36 | 239.61 | 179.81 |
Treasury Stock | -251.1 | -252.36 | -231.14 | -232 | -188.2 | -155.31 |
Comprehensive Income & Other | -149.85 | -95.62 | -124.9 | -113.46 | -137.46 | 59.71 |
Shareholders' Equity | 842.88 | 847.62 | 811.94 | 773.29 | 746 | 912.17 |
Total Liabilities & Equity | 8,865 | 8,515 | 8,517 | 8,285 | 7,559 | 7,260 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,954 | 747.3 | 997.98 | 911.57 | 571.57 | 544.92 |
Net Cash (Debt) | -1,517 | -349.8 | -570.5 | -348.61 | -372.31 | -329.76 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -50.74 | -11.57 | -18.79 | -11.33 | -11.54 | -10.09 |
Filing Date Shares Outstanding | 29.78 | 29.74 | 30.39 | 30.26 | 31.39 | 32.36 |
Total Common Shares Outstanding | 29.82 | 29.72 | 30.38 | 30.25 | 31.55 | 32.35 |
Book Value Per Share | 28.27 | 28.52 | 26.73 | 25.56 | 23.65 | 28.20 |
Tangible Book Value | 641.12 | 645.49 | 609.07 | 569.25 | 540.26 | 704.16 |
Tangible Book Value Per Share | 21.50 | 21.72 | 20.05 | 18.82 | 17.13 | 21.77 |