Southside Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	224.92	221.08	216.13	215.03	212.34	189.56
Net Interest Income Growth	3.83%	2.29%	0.51%	1.26%	12.02%	1.22%
Non-Interest Income	18.33	15.96	41.73	35.83	40.86	49.34
Non-Interest Income Growth	-56.60%	-61.77%	16.46%	-12.29%	-17.19%	-0.80%
Revenues Before Loan Losses	243.25	237.04	257.86	250.86	253.2	238.89
Provision for Credit Losses	3.71	3.05	3.35	9.15	3.24	-16.96
Revenue	239.55	233.99	254.51	241.71	249.96	255.86
Revenue Growth (YoY)	-5.99%	-8.06%	5.30%	-3.30%	-2.31%	18.02%
Compensation Expenses	92.22	90.27	90.29	85.63	82.63	79.89
Selling, General & Admin	42.61	42.26	41.27	39.91	35.52	31.5
Other Non-Interest Expenses	20.02	18.82	15.58	15.04	12.17	13.64
Total Non-Interest Expense	154.84	151.36	147.14	140.58	130.33	125.03
Pretax Income	84.7	82.63	107.38	101.13	119.63	130.83
Provision for Income Taxes	13.73	13.41	18.88	14.44	14.61	17.43
Net Income	70.97	69.22	88.49	86.69	105.02	113.4
Net Income to Common	70.97	69.22	88.49	86.69	105.02	113.4
Net Income Growth	-19.80%	-21.78%	2.08%	-17.45%	-7.39%	38.04%
Shares Outstanding (Basic)	30	30	30	31	32	33
Shares Outstanding (Diluted)	30	30	30	31	32	33
Shares Change (YoY)	-1.16%	-0.47%	-1.27%	-4.63%	-1.35%	-1.77%
EPS (Basic)	2.36	2.30	2.92	2.82	3.27	3.48
EPS (Diluted)	2.36	2.29	2.91	2.82	3.26	3.47
EPS Growth	-18.90%	-21.31%	3.19%	-13.50%	-6.05%	40.49%
Free Cash Flow	96.95	73.48	90.69	72.96	226.52	143.1
Free Cash Flow Growth	31.94%	-18.98%	24.30%	-67.79%	58.29%	80.95%
Free Cash Flow Per Share	3.23	2.43	2.99	2.37	7.02	4.38
Dividends Per Share	1.440	1.440	1.440	1.400	1.360	1.310
Dividend Growth	-	-	2.86%	2.94%	3.82%	4.80%
Profit Margin	29.63%	29.58%	34.77%	35.87%	42.02%	44.32%
FCF Margin	40.47%	31.40%	35.63%	30.19%	90.62%	55.93%
Effective Tax Rate	16.21%	16.23%	17.59%	14.28%	12.21%	13.32%

SEC Filings: 10-K · 10-Q