Southside Bancshares, Inc. (SBSI)

Southside Bancshares Statistics

Total Valuation

SBSI has a market cap or net worth of $980.26 million. The enterprise value is $1.31 billion.

Market Cap	980.26M
Enterprise Value	1.31B

Important Dates

The last earnings date was Thursday, January 29, 2026, before market open.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Feb 19, 2026

Share Statistics

SBSI has 29.72 million shares outstanding. The number of shares has decreased by -0.47% in one year.

Current Share Class	29.72M
Shares Outstanding	29.72M
Shares Change (YoY)	-0.47%
Shares Change (QoQ)	-0.64%
Owned by Insiders (%)	5.81%
Owned by Institutions (%)	57.74%
Float	27.99M

Valuation Ratios

The trailing PE ratio is 14.40 and the forward PE ratio is 10.39.

PE Ratio	14.40
Forward PE	10.39
PS Ratio	4.25
Forward PS	3.28
PB Ratio	1.16
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.93
EV / Sales	5.60
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.34%.

Return on Equity (ROE)	8.34%
Return on Assets (ROA)	0.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.41%
Revenue Per Employee	$300,754
Profits Per Employee	$88,972
Employee Count	778
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SBSI has paid $13.41 million in taxes.

Income Tax	13.41M
Effective Tax Rate	16.23%

Stock Price Statistics

The stock price has increased by +4.97% in the last 52 weeks. The beta is 0.62, so SBSI's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+4.97%
50-Day Moving Average	31.85
200-Day Moving Average	29.88
Relative Strength Index (RSI)	55.68
Average Volume (20 Days)	131,263

Short Selling Information

The latest short interest is 1.19 million, so 4.00% of the outstanding shares have been sold short.

Short Interest	1.19M
Short Previous Month	1.29M
Short % of Shares Out	4.00%
Short % of Float	4.25%
Short Ratio (days to cover)	8.22

Income Statement

In the last 12 months, SBSI had revenue of $233.99 million and earned $69.22 million in profits. Earnings per share was $2.29.

Revenue	233.99M
Gross Profit	233.99M
Operating Income	87.13M
Pretax Income	82.63M
Net Income	69.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.29

Balance Sheet

The company has $389.79 million in cash and $719.75 million in debt, with a net cash position of -$329.96 million or -$11.10 per share.

Cash & Cash Equivalents	389.79M
Total Debt	719.75M
Net Cash	-329.96M
Net Cash Per Share	-$11.10
Equity (Book Value)	847.62M
Book Value Per Share	28.52
Working Capital	-6.47B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.24%
Pretax Margin	35.31%
Profit Margin	29.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.37%.

Dividend Per Share	$1.44
Dividend Yield	4.37%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	62.88%
Buyback Yield	0.47%
Shareholder Yield	4.84%
Earnings Yield	7.06%
FCF Yield	n/a

Analyst Forecast

The average price target for SBSI is $35.50, which is 7.64% higher than the current price. The consensus rating is "Hold".

Price Target	$35.50
Price Target Difference	7.64%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 25, 2017. It was a forward split with a ratio of 1.025:1.

Last Split Date	May 25, 2017
Split Type	Forward
Split Ratio	1.025:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2