Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
117.18
-5.00 (-4.09%)
At close: Aug 18, 2026, 4:00 PM EDT
117.35
+0.17 (0.15%)
Pre-market: Aug 19, 2026, 6:13 AM EDT

Sezzle Statistics

Total Valuation

Sezzle has a market cap or net worth of $3.95 billion. The enterprise value is $3.99 billion.

Market Cap3.95B
Enterprise Value 3.99B

Important Dates

The last earnings date was Thursday, August 6, 2026, after market close.

Earnings Date Aug 6, 2026
Ex-Dividend Date n/a

Share Statistics

Sezzle has 33.68 million shares outstanding. The number of shares has decreased by -0.85% in one year.

Current Share Class 33.68M
Shares Outstanding 33.68M
Shares Change (YoY) -0.85%
Shares Change (QoQ) -0.60%
Owned by Insiders (%) 49.16%
Owned by Institutions (%) 45.38%
Float 17.12M

Valuation Ratios

The trailing PE ratio is 25.77 and the forward PE ratio is 19.55. Sezzle's PEG ratio is 0.07.

PE Ratio 25.77
Forward PE 19.55
PS Ratio 7.42
Forward PS 5.79
PB Ratio 16.93
P/TBV Ratio 16.94
P/FCF Ratio 14.37
P/OCF Ratio 14.32
PEG Ratio 0.07
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.64, with an EV/FCF ratio of 14.52.

EV / Earnings 24.71
EV / Sales 7.50
EV / EBITDA 12.64
EV / EBIT 12.66
EV / FCF 14.52

Financial Position

The company has a current ratio of 4.02, with a Debt / Equity ratio of 0.52.

Current Ratio 4.02
Quick Ratio 3.84
Debt / Equity 0.52
Debt / EBITDA 0.39
Debt / FCF 0.44
Interest Coverage 22.71

Financial Efficiency

Return on equity (ROE) is 88.85% and return on invested capital (ROIC) is 101.90%.

Return on Equity (ROE) 88.85%
Return on Assets (ROA) 48.79%
Return on Invested Capital (ROIC) 101.90%
Return on Capital Employed (ROCE) 88.78%
Weighted Average Cost of Capital (WACC) 40.53%
Revenue Per Employee $2.65M
Profits Per Employee $803,134
Employee Count201
Asset Turnover 1.32
Inventory Turnover n/a

Taxes

In the past 12 months, Sezzle has paid $39.48 million in taxes.

Income Tax 39.48M
Effective Tax Rate 19.65%

Stock Price Statistics

The stock price has increased by +27.55% in the last 52 weeks. The beta is 6.77, so Sezzle's price volatility has been higher than the market average.

Beta (5Y) 6.77
52-Week Price Change +27.55%
50-Day Moving Average 155.81
200-Day Moving Average 94.18
Relative Strength Index (RSI) 35.59
Average Volume (20 Days) 858,779

Short Selling Information

The latest short interest is 4.01 million, so 11.91% of the outstanding shares have been sold short.

Short Interest 4.01M
Short Previous Month 4.03M
Short % of Shares Out 11.91%
Short % of Float 23.43%
Short Ratio (days to cover) 6.82

Income Statement

In the last 12 months, Sezzle had revenue of $531.89 million and earned $161.43 million in profits. Earnings per share was $4.55.

Revenue531.89M
Gross Profit 398.74M
Operating Income 315.01M
Pretax Income 200.91M
Net Income 161.43M
EBITDA 315.60M
EBIT 315.01M
Earnings Per Share (EPS) $4.55
Full Income Statement

Balance Sheet

The company has $79.76 million in cash and $122.12 million in debt, with a net cash position of -$42.36 million or -$1.26 per share.

Cash & Cash Equivalents 79.76M
Total Debt 122.12M
Net Cash -42.36M
Net Cash Per Share -$1.26
Equity (Book Value) 232.97M
Book Value Per Share 6.92
Working Capital 306.70M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $275.60 million and capital expenditures -$989,000, giving a free cash flow of $274.61 million.

Operating Cash Flow 275.60M
Capital Expenditures -989,000
Depreciation & Amortization 596,000
Net Borrowing -7.80M
Free Cash Flow 274.61M
FCF Per Share $8.15
Full Cash Flow Statement

Margins

Gross margin is 74.97%, with operating and profit margins of 59.22% and 30.35%.

Gross Margin 74.97%
Operating Margin 59.22%
Pretax Margin 37.77%
Profit Margin 30.35%
EBITDA Margin 59.34%
EBIT Margin 59.22%
FCF Margin 51.63%

Dividends & Yields

Sezzle does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.85%
Shareholder Yield 0.85%
Earnings Yield 4.09%
FCF Yield 6.96%

Analyst Forecast

The average price target for Sezzle is $168.00, which is 43.37% higher than the current price. The consensus rating is "Buy".

Price Target $168.00
Price Target Difference 43.37%
Analyst Consensus Buy
Analyst Count 7
Revenue Growth Forecast (3Y) 24.86%
EPS Growth Forecast (3Y) 30.32%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2025. It was a forward split with a ratio of 6:1.

Last Split Date Mar 31, 2025
Split Type Forward
Split Ratio 6:1

Scores

Sezzle has an Altman Z-Score of 12.55 and a Piotroski F-Score of 7.

Altman Z-Score 12.55
Piotroski F-Score 7