Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
104.93
-1.83 (-1.71%)
May 20, 2026, 4:00 PM EDT - Market closed

Sezzle Statistics

Total Valuation

Sezzle has a market cap or net worth of $3.53 billion. The enterprise value is $3.55 billion.

Market Cap3.53B
Enterprise Value 3.55B

Important Dates

The last earnings date was Wednesday, May 6, 2026, after market close.

Earnings Date May 6, 2026
Ex-Dividend Date n/a

Share Statistics

Sezzle has 33.63 million shares outstanding. The number of shares has decreased by -1.55% in one year.

Current Share Class 33.63M
Shares Outstanding 33.63M
Shares Change (YoY) -1.55%
Shares Change (QoQ) -4.64%
Owned by Insiders (%) 48.66%
Owned by Institutions (%) 41.48%
Float 17.26M

Valuation Ratios

The trailing PE ratio is 25.10 and the forward PE ratio is 19.36. Sezzle's PEG ratio is 0.07.

PE Ratio 25.10
Forward PE 19.36
PS Ratio 7.34
Forward PS 5.66
PB Ratio 17.92
P/TBV Ratio 18.28
P/FCF Ratio 14.38
P/OCF Ratio 14.32
PEG Ratio 0.07
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.40, with an EV/FCF ratio of 14.48.

EV / Earnings 23.96
EV / Sales 7.39
EV / EBITDA 12.40
EV / EBIT 12.42
EV / FCF 14.48

Financial Position

The company has a current ratio of 3.65, with a Debt / Equity ratio of 0.74.

Current Ratio 3.65
Quick Ratio 3.57
Debt / Equity 0.74
Debt / EBITDA 0.51
Debt / FCF 0.59
Interest Coverage 20.26

Financial Efficiency

Return on equity (ROE) is 91.95% and return on invested capital (ROIC) is 99.70%.

Return on Equity (ROE) 91.95%
Return on Assets (ROA) 47.54%
Return on Invested Capital (ROIC) 99.70%
Return on Capital Employed (ROCE) 83.75%
Weighted Average Cost of Capital (WACC) 40.96%
Revenue Per Employee $2.39M
Profits Per Employee $737,657
Employee Count201
Asset Turnover 1.28
Inventory Turnover n/a

Taxes

In the past 12 months, Sezzle has paid $33.61 million in taxes.

Income Tax 33.61M
Effective Tax Rate 18.48%

Stock Price Statistics

The stock price has increased by +6.26% in the last 52 weeks. The beta is 6.92, so Sezzle's price volatility has been higher than the market average.

Beta (5Y) 6.92
52-Week Price Change +6.26%
50-Day Moving Average 78.08
200-Day Moving Average 75.80
Relative Strength Index (RSI) 66.70
Average Volume (20 Days) 727,802

Short Selling Information

The latest short interest is 5.11 million, so 15.18% of the outstanding shares have been sold short.

Short Interest 5.11M
Short Previous Month 4.71M
Short % of Shares Out 15.18%
Short % of Float 29.58%
Short Ratio (days to cover) 7.02

Income Statement

In the last 12 months, Sezzle had revenue of $480.91 million and earned $148.27 million in profits. Earnings per share was $4.18.

Revenue480.91M
Gross Profit 357.30M
Operating Income 286.17M
Pretax Income 181.87M
Net Income 148.27M
EBITDA 286.59M
EBIT 286.17M
Earnings Per Share (EPS) $4.18
Full Income Statement

Balance Sheet

The company has $120.45 million in cash and $145.16 million in debt, with a net cash position of -$24.72 million or -$0.74 per share.

Cash & Cash Equivalents 120.45M
Total Debt 145.16M
Net Cash -24.72M
Net Cash Per Share -$0.74
Equity (Book Value) 196.72M
Book Value Per Share 5.86
Working Capital 298.59M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $246.41 million and capital expenditures -$979,000, giving a free cash flow of $245.43 million.

Operating Cash Flow 246.41M
Capital Expenditures -979,000
Depreciation & Amortization 418,000
Net Borrowing 74.70M
Free Cash Flow 245.43M
FCF Per Share $7.30
Full Cash Flow Statement

Margins

Gross margin is 74.30%, with operating and profit margins of 59.51% and 30.83%.

Gross Margin 74.30%
Operating Margin 59.51%
Pretax Margin 37.82%
Profit Margin 30.83%
EBITDA Margin 59.59%
EBIT Margin 59.51%
FCF Margin 51.03%

Dividends & Yields

Sezzle does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.55%
Shareholder Yield 1.55%
Earnings Yield 4.20%
FCF Yield 6.96%

Analyst Forecast

The average price target for Sezzle is $114.67, which is 9.28% higher than the current price. The consensus rating is "Buy".

Price Target $114.67
Price Target Difference 9.28%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2025. It was a forward split with a ratio of 6:1.

Last Split Date Mar 31, 2025
Split Type Forward
Split Ratio 6:1

Scores

Sezzle has an Altman Z-Score of 10.7 and a Piotroski F-Score of 6.

Altman Z-Score 10.7
Piotroski F-Score 6