Sezzle Inc. (SEZL)

NASDAQ: SEZL · Real-Time Price · USD

117.18

-5.00 (-4.09%)

At close: Aug 18, 2026, 4:00 PM EDT

117.35

+0.17 (0.15%)

Pre-market: Aug 19, 2026, 6:13 AM EDT

Sezzle Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	531.89	450.28	271.13	159.36	125.57	114.82
Revenue Growth	43.06%	66.08%	70.14%	26.91%	9.37%	95.30%
Gross Profit	398.74	329.49	168	73.78	33.58	14.51
Operating Income	315.01	266.16	137.31	45.43	-9.96	-16.06
Net Income	161.43	133.13	78.52	7.1	-38.09	-75.17
Earnings Per Share	4.55	3.72	2.19	0.21	-1.17	-2.38
EPS Growth	54.87%	69.86%	951.37%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction Income	-	234.12	146.78	109.74	102.6	93.5
Subscription	-	99.4	82.22	29.71	5.28	-
Income from Other Sources	-	116.76	42.13	19.91	17.69	-
Revenue (Total)	531.89	450.28	271.13	159.36	125.57	114.82

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	79.76	64.05	73.19	67.62	68.28	76.98
Total Debt	122.12	140.82	104.91	95.67	64.11	78.22
Net Cash (Debt)	-42.36	-76.76	-31.73	-28.05	4.17	-1.24
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.20	-2.15	-0.88	-0.82	0.13	-0.04

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	275.6	209.91	130.65	-25.69	8.51	-72.13
Capital Expenditures	-0.99	-0.66	-0.07	-0.08	-0.05	-0.69
Free Cash Flow	274.61	209.25	130.58	-25.77	8.46	-72.82
Free Cash Flow Growth	60.13%	60.25%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	74.97%	73.17%	61.96%	46.29%	26.74%	12.64%
Operating Margin	59.22%	59.11%	50.64%	28.51%	-7.93%	-13.98%
Pretax Margin	37.77%	36.18%	24.83%	4.84%	-30.28%	-65.42%
Profit Margin	30.35%	29.57%	28.96%	4.45%	-30.34%	-65.47%
FCF Margin	51.63%	46.47%	48.16%	-16.17%	6.74%	-63.42%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	25.77	16.28	18.27	16.46	-	-
Forward PE	19.55	15.16	22.97	-	-	-
P/FCF Ratio	14.37	10.36	10.98	-	-	-
PS Ratio	7.42	4.81	5.29	0.73	-	-