Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
117.18
-5.00 (-4.09%)
At close: Aug 18, 2026, 4:00 PM EDT
117.20
+0.02 (0.02%)
Pre-market: Aug 19, 2026, 7:12 AM EDT
Sezzle Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 161.43 | 133.13 | 78.52 | 7.1 | -38.09 | -75.17 |
Depreciation & Amortization | 0.6 | 0.26 | 0.07 | 0.19 | 0.34 | 0.75 |
Other Amortization | 1.63 | 1.63 | 1.43 | 1.4 | 1.49 | 0.69 |
Loss (Gain) From Sale of Assets | -0.02 | -0.02 | -0.06 | 0.03 | 0.08 | - |
Asset Writedown & Restructuring Costs | 0.07 | 0.07 | 0.05 | 0.04 | 0.04 | 0.01 |
Stock-Based Compensation | 7.18 | 6.52 | 5.19 | 6.93 | 10.31 | 14.16 |
Provision & Write-off of Bad Debts | 100.13 | 89.3 | 55.02 | 23.19 | 29.44 | 52.62 |
Other Operating Activities | 44.98 | 36.03 | -4.32 | 3.81 | 10.02 | 8.44 |
Change in Accounts Receivable | -36.02 | -36.02 | -12.67 | -2.39 | -6.71 | -11.03 |
Change in Accounts Payable | -2.26 | -13.04 | -4.35 | -9.12 | -12.93 | 35.7 |
Change in Unearned Revenue | 2.57 | 1.19 | 1.6 | 1.13 | 1.52 | - |
Change in Other Net Operating Assets | -4.69 | -9.14 | 10.17 | -57.99 | 13.01 | -98.3 |
Operating Cash Flow | 275.6 | 209.91 | 130.65 | -25.69 | 8.51 | -72.13 |
Operating Cash Flow Growth | 60.26% | 60.67% | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.99 | -0.66 | -0.07 | -0.08 | -0.05 | -0.69 |
Sale (Purchase) of Intangibles | -2.71 | -2.04 | -1.39 | -1.28 | -0.96 | -0.73 |
Other Investing Activities | -203.79 | -178.87 | -89.75 | - | - | - |
Investing Cash Flow | -207.49 | -181.57 | -91.21 | -1.37 | -1.01 | -1.42 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 180.86 | 107.43 | 54.85 | 71.16 | 174.67 |
Long-Term Debt Repaid | - | -144.6 | -97.43 | -24.85 | -84.96 | -137.09 |
Net Debt Issued (Repaid) | -7.8 | 36.26 | 10 | 30 | -13.8 | 37.58 |
Issuance of Common Stock | 0.83 | 3.78 | 4.36 | 0.03 | 0.42 | 31.01 |
Repurchase of Common Stock | -66.8 | -64.66 | -23.62 | -1.68 | -0.38 | -2.65 |
Other Financing Activities | -1.93 | -0.79 | -1.11 | -0.13 | -1.93 | -2.7 |
Financing Cash Flow | -75.69 | -25.41 | -10.37 | 28.22 | -15.69 | 63.24 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -0.34 | 1.37 | -1.46 | 0.02 | -1.18 | 0.1 |
Net Cash Flow | -7.92 | 4.29 | 27.61 | 1.18 | -9.37 | -10.21 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 274.61 | 209.25 | 130.58 | -25.77 | 8.46 | -72.82 |
Free Cash Flow Growth | 60.13% | 60.25% | - | - | - | - |
Free Cash Flow Margin | 51.63% | 46.47% | 48.16% | -16.17% | 6.74% | -63.42% |
Free Cash Flow Per Share | 7.76 | 5.85 | 3.64 | -0.76 | 0.26 | -2.30 |
Levered Free Cash Flow | 100.54 | 43.94 | 52.17 | -20.28 | 33.72 | -15.58 |
Unlevered Free Cash Flow | 108.68 | 52.17 | 60.25 | -11.04 | 38.11 | -12.98 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 16.03 | 15.32 | 14.05 | 16.36 | 7.79 | 4.82 |
Cash Income Tax Paid | 38.83 | 28.07 | 4.77 | 0.45 | 0.07 | 0.06 |
Change in Working Capital | -40.4 | -57.01 | -5.25 | -68.37 | -5.11 | -73.63 |