SmartFinancial Stock Forecast

Stock Price Forecast

According to 6 analysts polled by S&P Global, SmartFinancial stock has a consensus rating of "Buy" and an average price target of $47.46. The average 1-year stock price forecast is 2.82% higher than the current stock price, while the lowest is $42 (-9.01%) and the highest is $54 (+16.98%).

Price Target: $47.46 (+2.82%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$42	$47.46	$46.63	$54
Change	-9.01%	+2.82%	+1.02%	+16.98%

Analyst Ratings

The average analyst rating for SmartFinancial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Dec '25	Jan '26	Feb '26	Apr '26	Jun '26	Jul '26
Strong Buy	1	2	2	1	2	2
Buy	0	0	0	0	0	0
Hold	5	3	4	4	4	4
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	5	6	5	6	6

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Brett Rabatin Benchmark Co.	Benchmark Co.	Buy Initiates $54	Buy	Initiates	$54	+16.98%	Jun 24, 2026
Catherine Mealor KBW	KBW	Hold Reiterates $42 → $46	Hold	Reiterates	$42 → $46	-0.35%	Apr 21, 2026
Steve Moss Raymond James	Raymond James	Buy Reiterates $50	Buy	Reiterates	$50	+8.32%	Apr 20, 2026

Financial Forecast

Revenue This Year

226.57M

from 201.65M

12.36%

from 201.65M

Revenue Next Year

248.37M

from 226.57M

9.62%

from 226.57M

EPS This Year

3.66

from 3.03

20.90%

from 3.03

EPS Next Year

4.18

from 3.66

14.10%

from 3.66

Fiscal Year	FY 2025	FY 2026
Period Ending	Dec 31, 2025	Dec 31, 2026
Revenue	201.65M	226.57M
Revenue Growth	17.97%	12.36%
Gross Profit	6.63M	7.93M
Gross Margin	3.29%	3.50%
Operating Income	70.34M	90.09M
Net Income	50.35M	62.27M
EPS	3.03	3.66
EPS Growth	46.38%	20.90%
Forward PE	-	12.60
Dividend / Share	0.32	0.34
Dividend Growth	-	4.69%
No. Analysts	-	5

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue	2026	2027
High	228.3M
Avg	226.6M
Low	225.0M

Revenue Growth

Revenue Growth	2026	2027
High	13.2%
Avg	12.4%
Low	11.6%

EPS Forecast

EPS	2026	2027
High	3.75
Avg	3.66
Low	3.60

EPS Growth

EPS Growth	2026	2027
High	23.8%
Avg	20.9%
Low	18.8%