SmartFinancial, Inc. (SMBK)

NYSE: SMBK · Real-Time Price · USD
41.70
-0.03 (-0.07%)
At close: May 29, 2026, 4:00 PM EDT
41.69
-0.01 (-0.02%)
After-hours: May 29, 2026, 7:00 PM EDT
Market Cap713.01M +31.8%
Revenue (ttm)196.53M +14.5%
Net Income52.77M +38.7%
EPS3.12 +38.0%
Shares Out 17.10M
PE Ratio13.37
Forward PE10.92
Dividend$0.32 (0.77%)
Ex-Dividend DateMay 15, 2026
Volume67,824
Open41.62
Previous Close41.73
Day's Range41.30 - 41.98
52-Week Range30.95 - 43.91
Beta0.73
AnalystsHold
Price Target46.15 (+10.67%)
Earnings DateJul 20, 2026

About SMBK

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as l... [Read more]

Sector Financials
CEO William Carroll
Employees 589
Stock Exchange NYSE
Ticker Symbol SMBK
Full Company Profile

Financial Performance

In 2025, SmartFinancial's revenue was $192.71 million, an increase of 15.84% compared to the previous year's $166.35 million. Earnings were $50.35 million, an increase of 39.31%.

Financial Statements

Analyst Summary

According to 5 analysts, the average rating for SMBK stock is "Hold." The 12-month stock price target is $46.15, which is an increase of 10.67% from the latest price.

Price Target
$46.15
(10.67% upside)
Analyst Consensus: Hold
Stock Forecasts

News

SmartFinancial files $100M mixed securities shelf

16:02 EDT SmartFinancial (SMBK) files $100M mixed securities shelf

4 weeks ago - TheFly

SmartFinancial Registration statement: Registration filing

SmartFinancial filed a registration statement on May 1, 2026, providing details about a securities offering with the SEC.

4 weeks ago - Filings

SmartFinancial Approves Regular Quarterly Cash Dividend

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on April 30, 2026, the board of directors of SmartFinancial de...

4 weeks ago - Business Wire

SmartFinancial price target raised to $46 from $42 at Keefe Bruyette

Keefe Bruyette analyst Catherine Mealor raised the firm’s price target on SmartFinancial (SMBK) to $46 from $42 and keeps a Market Perform rating on the shares. SmartFinancial is on track…

5 weeks ago - TheFly

SmartFinancial price target raised to $50 from $47 at Raymond James

Raymond James raised the firm’s price target on SmartFinancial (SMBK) to $50 from $47 and keeps a Strong Buy rating on the shares. The company’s Q1 results were a continuation…

5 weeks ago - TheFly

SmartFinancial Earnings Call Transcript: Q1 2026

First quarter 2026 saw strong earnings, revenue, and tangible book value growth, with robust loan and deposit expansion and excellent credit quality. Net interest margin improved, expenses were controlled, and guidance calls for continued disciplined growth amid competitive pressures.

5 weeks ago - Transcripts

SmartFinancial Slides: Q1 2026

SmartFinancial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 20, 2026.

5 weeks ago - Filings

SmartFinancial Earnings release: Q1 2026

SmartFinancial released its Q1 2026 earnings on April 20, 2026, summarizing the period's financial results.

5 weeks ago - Filings

SmartFinancial Quarterly report: Q1 2026

SmartFinancial has published its Q1 2026 quarterly earnings report on April 20, 2026.

5 weeks ago - Filings

SmartFinancial reports Q1 EPS 81c, consensus 78c

Tangible book value per common share was $27.33 at March 31. Reports CET1 ratio 9.77%. Net interest margin, fully tax equivalent basis expanded to 3.48%, reflecting lower deposit and funding…

5 weeks ago - TheFly

SmartFinancial Announces Results for the First Quarter 2026

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the first q...

5 weeks ago - Business Wire

SmartFinancial Proxy statement: Proxy filing

SmartFinancial filed a proxy statement on April 7, 2026, providing details for shareholder voting and corporate governance matters.

7 weeks ago - Filings

SmartFinancial Proxy statement: Proxy filing

SmartFinancial filed a proxy statement on April 7, 2026, providing details for shareholder voting and corporate governance matters.

7 weeks ago - Filings

SmartFinancial Sets Dates for First Quarter Earnings Release and Conference Call

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the First Quarter of 2026. SmartFinancial plans to issue it...

7 weeks ago - Business Wire

SmartFinancial announces $10M share repurchase program

The Board authorized a stock repurchase plan, pursuant to which SmartFinancial (SMBK) may purchase, from time to time, up to an aggregate amount of $10M of its shares of common…

4 months ago - TheFly

SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on January 29, 2026, the board of directors of SmartFinancial ...

4 months ago - Business Wire

SmartFinancial price target raised to $42 from $40 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on SmartFinancial (SMBK) to $42 from $40 and keeps a Market Perform rating on the shares.

4 months ago - TheFly

SmartFinancial upgraded to Outperform from Market Perform at Hovde Group

Hovde Group upgraded SmartFinancial (SMBK) to Outperform from Market Perform with a $48 price target

4 months ago - TheFly

SmartFinancial Earnings Call Transcript: Q4 2025

Record annual earnings, strong loan and deposit growth, and improved efficiency marked Q4 2025. Outlook for 2026 targets high single-digit loan growth, continued margin expansion, and a $4 EPS run rate, with a focus on organic growth and new market expansion.

4 months ago - Transcripts

SmartFinancial Annual report: Q4 2025

SmartFinancial has published its Q4 2025 annual report on January 21, 2026.

4 months ago - Filings

SmartFinancial Annual report: Q4 2025

SmartFinancial has published its Q4 2025 annual report on January 21, 2026.

4 months ago - Filings

SmartFinancial Earnings release: Q4 2025

SmartFinancial released its Q4 2025 earnings on January 21, 2026, summarizing the period's financial results.

4 months ago - Filings

SmartFinancial Slides: Q4 2025

SmartFinancial has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 21, 2026.

4 months ago - Filings

SmartFinancial reports Q4 oprating EPS 81c, consensus 73c

Reports allowance for credit losses to total loans and leases was 0.94% as of December 31, 2025, and 0.93% as of September 30, 2025. Tangible book value per common share…

4 months ago - TheFly

SmartFinancial Announces Results for the Fourth Quarter 2025

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the fourth ...

4 months ago - Business Wire