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SmartFinancial, Inc. (SMBK)

Stock Price: $14.89 USD 0.37 (2.55%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 226.58M
Revenue (ttm) 93.75M
Net Income (ttm) 24.55M
Shares Out 15.22M
EPS (ttm) 1.49
PE Ratio 9.99
Forward PE 10.15
Dividend $0.20
Dividend Yield 1.34%

Stock Quote

Trading Day Aug 7, 2020
Last Price $14.89
Previous Close $14.52
Change ($) 0.37
Change (%) 2.55%
Day's Open 14.34
Day's Range 13.90 - 14.89
Day's Volume 17,290
52-Week Range 11.05 - 23.99

More Stats

Market Cap 226.58M
Enterprise Value 88.38M
Earnings Date (est) Oct 27, 2020
Ex-Dividend Date Aug 6, 2020
Shares Outstanding 15.22M
Float 13.60M
EPS (basic) 1.75
EPS (diluted) 1.49
FCF / Share 1.66
Dividend $0.20
Dividend Yield 1.34%
Earnings Yield 10.01%
FCF Yield 10.54%
Payout Ratio 5.70%
Shares Short 153,223
Short Ratio 5.24
Short % of Float 1.02%
Beta 0.83
PE Ratio 9.99
Forward PE 10.15
P/FCF Ratio 9.49
PS Ratio 2.42
PB Ratio 0.65
Revenue 93.75M
Operating Income 30.52M
Net Income 24.55M
Free Cash Flow 23.87M
Net Cash 138.20M
Net Cash / Share 9.08
Gross Margin 95.44%
Operating Margin 32.56%
Profit Margin 25.30%
FCF Margin 25.46%
ROA 0.76%
ROE 6.72%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (6)

Buy 4
Overweight 1
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

(18.67% upside)
Current: $14.89
Target: 17.67
*Average 12-month price target from 6 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth20.31%58.76%21.39%58.31%35.7%17.04%9.32%1.94%26.02%-
Gross Profit96.6080.2950.5741.6626.3219.3916.5715.1614.8711.80
Operating Income33.4521.3411.449.163.152.952.721.981.22-6.24
Net Income26.5518.105.025.801.511.831.681.401.03-4.71
Shares Outstanding13.9512.428.645.843.992.961.641.631.631.63
Earnings Per Share1.891.450.550.780.320.520.080.080.20-2.92
EPS Growth30.34%163.64%-29.49%143.75%-38.46%550%0%-60%--
Dividend Per Share0.05---------
Operating Cash Flow29.8720.821.2411.592.341.694.424.642.4610.11
Capital Expenditures-6.27-3.85-2.80-6.99-1.08-2.85-0.01-0.16-0.12-0.84
Free Cash Flow23.6016.98-1.564.601.26-1.164.414.482.349.27
Cash & Equivalents18411611368.7579.9646.7424.8559.4038.8822.98
Total Debt70.8862.1867.6545.1362.2621.7649.7156.7672.4479.04
Net Cash / Debt11353.6545.3723.6217.7124.98-24.862.63-33.55-56.06
Book Value31328320610510055.8940.1340.8935.2125.82
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name SmartFinancial, Inc.
Country United States
Employees 475
CEO William Young Carroll

Stock Information

Ticker Symbol SMBK
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SMBK


SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, Florida, and Georgia. It accepts various deposit products, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial and consumer real estate loans, construction and land development, commercial and industrial, and consumer and other loans. In addition, it offers Internet and mobile banking services. As of March 31, 2020, the company operated through 35 full-service branches located in Tennessee, Alabama, and Florida; and 2 loan production offices and 2 service centers. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.