SmartFinancial, Inc. (SMBK)
Stock Price:
$14.89 USD
0.37 (2.55%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
226.58M |
| Revenue (ttm) |
93.75M |
| Net Income (ttm) |
24.55M |
| Shares Out |
15.22M |
| EPS (ttm) |
1.49 |
| PE Ratio |
9.99 |
| Forward PE |
10.15 |
| Dividend |
$0.20 |
| Dividend Yield |
1.34% |
Stock Quote
| Trading Day |
Aug 7, 2020 |
| Last Price |
$14.89 |
| Previous Close |
$14.52 |
| Change ($) |
0.37 |
| Change (%) |
2.55% |
| Day's Open |
14.34 |
| Day's Range |
13.90 - 14.89 |
| Day's Volume |
17,290 |
| 52-Week Range |
11.05 - 23.99 |
More Stats
| Market Cap |
226.58M |
| Enterprise Value |
88.38M |
| Earnings Date (est) |
Oct 27, 2020 |
| Ex-Dividend Date |
Aug 6, 2020 |
| Shares Outstanding |
15.22M |
| Float |
13.60M |
| EPS (basic) |
1.75 |
| EPS (diluted) |
1.49 |
| FCF / Share |
1.66 |
| Dividend |
$0.20 |
| Dividend Yield |
1.34% |
| Earnings Yield |
10.01% |
| FCF Yield |
10.54% |
| Payout Ratio |
5.70% |
| Shares Short |
153,223 |
| Short Ratio |
5.24 |
| Short % of Float |
1.02% |
| Beta |
0.83 |
| PE Ratio |
9.99 |
| Forward PE |
10.15 |
| P/FCF Ratio |
9.49 |
| PS Ratio |
2.42 |
| PB Ratio |
0.65 |
| Revenue |
93.75M |
| Operating Income |
30.52M |
| Net Income |
24.55M |
| Free Cash Flow |
23.87M |
| Net Cash |
138.20M |
| Net Cash / Share |
9.08 |
| Gross Margin |
95.44% |
| Operating Margin |
32.56% |
| Profit Margin |
25.30% |
| FCF Margin |
25.46% |
| ROA |
0.76% |
| ROE |
6.72% |
| ROIC |
1.30% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (6)
| Buy |
4 |
| Overweight |
1 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$17.67*
(18.67% upside)
Low
15.0
Current: $14.89
High
19.5
Target: 17.67
*Average 12-month price target from 6 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 96.60 | 80.29 | 50.57 | 41.66 | 26.32 | 19.39 | 16.57 | 15.16 | 14.87 | 11.80 |
| Revenue Growth | 20.31% | 58.76% | 21.39% | 58.31% | 35.7% | 17.04% | 9.32% | 1.94% | 26.02% | - |
| Gross Profit | 96.60 | 80.29 | 50.57 | 41.66 | 26.32 | 19.39 | 16.57 | 15.16 | 14.87 | 11.80 |
| Operating Income | 33.45 | 21.34 | 11.44 | 9.16 | 3.15 | 2.95 | 2.72 | 1.98 | 1.22 | -6.24 |
| Net Income | 26.55 | 18.10 | 5.02 | 5.80 | 1.51 | 1.83 | 1.68 | 1.40 | 1.03 | -4.71 |
| Shares Outstanding | 13.95 | 12.42 | 8.64 | 5.84 | 3.99 | 2.96 | 1.64 | 1.63 | 1.63 | 1.63 |
| Earnings Per Share | 1.89 | 1.45 | 0.55 | 0.78 | 0.32 | 0.52 | 0.08 | 0.08 | 0.20 | -2.92 |
| EPS Growth | 30.34% | 163.64% | -29.49% | 143.75% | -38.46% | 550% | 0% | -60% | - | - |
| Dividend Per Share | 0.05 | - | - | - | - | - | - | - | - | - |
| Operating Cash Flow | 29.87 | 20.82 | 1.24 | 11.59 | 2.34 | 1.69 | 4.42 | 4.64 | 2.46 | 10.11 |
| Capital Expenditures | -6.27 | -3.85 | -2.80 | -6.99 | -1.08 | -2.85 | -0.01 | -0.16 | -0.12 | -0.84 |
| Free Cash Flow | 23.60 | 16.98 | -1.56 | 4.60 | 1.26 | -1.16 | 4.41 | 4.48 | 2.34 | 9.27 |
| Cash & Equivalents | 184 | 116 | 113 | 68.75 | 79.96 | 46.74 | 24.85 | 59.40 | 38.88 | 22.98 |
| Total Debt | 70.88 | 62.18 | 67.65 | 45.13 | 62.26 | 21.76 | 49.71 | 56.76 | 72.44 | 79.04 |
| Net Cash / Debt | 113 | 53.65 | 45.37 | 23.62 | 17.71 | 24.98 | -24.86 | 2.63 | -33.55 | -56.06 |
| Assets | 2,449 | 2,274 | 1,721 | 1,062 | 1,024 | 534 | 432 | 443 | 423 | 441 |
| Liabilities | 2,136 | 1,991 | 1,515 | 957 | 924 | 478 | 392 | 403 | 387 | 416 |
| Book Value | 313 | 283 | 206 | 105 | 100 | 55.89 | 40.13 | 40.89 | 35.21 | 25.82 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
SmartFinancial, Inc. |
| Country |
United States |
| Employees |
475 |
| CEO |
William Young Carroll |
Stock Information
| Ticker Symbol |
SMBK |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: SMBK |
Description
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, Florida, and Georgia. It accepts various deposit products, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial and consumer real estate loans, construction and land development, commercial and industrial, and consumer and other loans. In addition, it offers Internet and mobile banking services. As of March 31, 2020, the company operated through 35 full-service branches located in Tennessee, Alabama, and Florida; and 2 loan production offices and 2 service centers. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.