SmartFinancial, Inc. (SMBK)
| Market Cap | 722.92M +40.4% |
| Revenue (ttm) | 196.53M +14.5% |
| Net Income | 52.77M +38.7% |
| EPS | 3.12 +38.0% |
| Shares Out | 17.10M |
| PE Ratio | 13.55 |
| Forward PE | 11.07 |
| Dividend | $0.32 (0.76%) |
| Ex-Dividend Date | May 15, 2026 |
| Volume | 56,864 |
| Open | 42.07 |
| Previous Close | 42.32 |
| Day's Range | 41.70 - 42.68 |
| 52-Week Range | 30.45 - 43.91 |
| Beta | 0.73 |
| Analysts | Buy |
| Price Target | 43.17 (+2.11%) |
| Earnings Date | Apr 20, 2026 |
About SMBK
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as l... [Read more]
Financial Performance
In 2025, SmartFinancial's revenue was $192.71 million, an increase of 15.84% compared to the previous year's $166.35 million. Earnings were $50.35 million, an increase of 39.31%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for SMBK stock is "Buy." The 12-month stock price target is $43.17, which is an increase of 2.11% from the latest price.
News
SmartFinancial files $100M mixed securities shelf
16:02 EDT SmartFinancial (SMBK) files $100M mixed securities shelf
SmartFinancial Approves Regular Quarterly Cash Dividend
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on April 30, 2026, the board of directors of SmartFinancial de...
SmartFinancial price target raised to $46 from $42 at Keefe Bruyette
Keefe Bruyette analyst Catherine Mealor raised the firm’s price target on SmartFinancial (SMBK) to $46 from $42 and keeps a Market Perform rating on the shares. SmartFinancial is on track
SmartFinancial price target raised to $50 from $47 at Raymond James
Raymond James raised the firm’s price target on SmartFinancial (SMBK) to $50 from $47 and keeps a Strong Buy rating on the shares. The company’s Q1 results were a continuation
SmartFinancial Earnings Call Transcript: Q1 2026
First quarter 2026 saw strong earnings, revenue, and tangible book value growth, with robust loan and deposit expansion and excellent credit quality. Net interest margin improved, expenses were controlled, and guidance calls for continued disciplined growth amid competitive pressures.
SmartFinancial reports Q1 EPS 81c, consensus 78c
Tangible book value per common share was $27.33 at March 31. Reports CET1 ratio 9.77%. Net interest margin, fully tax equivalent basis expanded to 3.48%, reflecting lower deposit and funding
SmartFinancial Announces Results for the First Quarter 2026
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the first q...
SmartFinancial Sets Dates for First Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the First Quarter of 2026. SmartFinancial plans to issue it...
SmartFinancial announces $10M share repurchase program
The Board authorized a stock repurchase plan, pursuant to which SmartFinancial (SMBK) may purchase, from time to time, up to an aggregate amount of $10M of its shares of common
SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on January 29, 2026, the board of directors of SmartFinancial ...
SmartFinancial price target raised to $42 from $40 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on SmartFinancial (SMBK) to $42 from $40 and keeps a Market Perform rating on the shares.
SmartFinancial upgraded to Outperform from Market Perform at Hovde Group
Hovde Group upgraded SmartFinancial (SMBK) to Outperform from Market Perform with a $48 price target
SmartFinancial Earnings Call Transcript: Q4 2025
Record annual earnings, strong loan and deposit growth, and improved efficiency marked Q4 2025. Outlook for 2026 targets high single-digit loan growth, continued margin expansion, and a $4 EPS run rate, with a focus on organic growth and new market expansion.
SmartFinancial reports Q4 oprating EPS 81c, consensus 73c
Reports allowance for credit losses to total loans and leases was 0.94% as of December 31, 2025, and 0.93% as of September 30, 2025. Tangible book value per common share
SmartFinancial Announces Results for the Fourth Quarter 2025
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the fourth ...
SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Fourth Quarter of 2025. SmartFinancial plans to issue i...
SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (NYSE: SMBK) (“SmartFinancial”) announced today that it has extended its registered exchange offer to exchange up to $100.0 million aggregate pr...
SmartFinancial price target raised to $40 from $38 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on SmartFinancial (SMBK) to $40 from $38 and keeps a Market Perform rating on the shares.
SmartFinancial price target raised to $39.50 from $37 at Piper Sandler
Piper Sandler analyst Stephen Scouten raised the firm’s price target on SmartFinancial (SMBK) to $39.50 from $37 and keeps a Neutral rating on the shares. The firm views Q3 results
SmartFinancial Earnings Call Transcript: Q3 2025
Q3 saw strong loan and deposit growth, record operating revenue, and improved efficiency. Margin expansion and high single-digit loan growth are expected to continue into 2026, with technology investments supporting scalable growth and robust capital ratios.
SmartFinancial reports Q3 operating EPS 86c, consensus 72c
Billy Carroll, President & CEO, stated: “SmartFinancial (SMBK) continues to demonstrate improvement across all areas, as evidenced by our sixth consecutive quarter of positive operating leverage, 10% ...
SmartFinancial Announces Results for the Third Quarter 2025
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the third q...
SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Third Quarter of 2025. SmartFinancial plans to issue it...
SmartFinancial price target raised to $38 from $35 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on SmartFinancial (SMBK) to $38 from $35 and keeps a Market Perform rating on the shares.
SmartFinancial price target raised to $38 from $35 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on SmartFinancial (SMBK) to $38 from $35 and keeps a Market Perform rating on the shares.