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SmartFinancial, Inc. (SMBK)

Stock Price: $14.94 USD 0.05 (0.34%)
Updated Oct 30, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 227.58M
Revenue (ttm) 94.47M
Net Income (ttm) 21.60M
Shares Out 15.23M
EPS (ttm) 1.49
PE Ratio 10.03
Forward PE 8.34
Dividend $0.20
Dividend Yield 1.34%

Stock Quote

Trading Day Oct 30, 2020
Last Price $14.94
Previous Close $14.89
Change ($) 0.05
Change (%) 0.34%
Day's Open 14.83
Day's Range 14.83 - 15.03
Day's Volume 21,712
52-Week Range 11.05 - 23.99

More Stats

Market Cap 227.58M
Enterprise Value 186.28M
Earnings Date (est) Jan 27, 2021
Ex-Dividend Date Aug 6, 2020
Shares Outstanding 15.23M
Float 13.63M
EPS (basic) 1.51
EPS (diluted) 1.49
FCF / Share 0.37
Dividend $0.20
Dividend Yield 1.34%
Earnings Yield 9.97%
FCF Yield 2.43%
Payout Ratio 9.90%
Shares Short 94,980
Short Ratio 4.79
Short % of Float 0.70%
Beta 0.71
PE Ratio 10.03
Forward PE 8.34
P/FCF Ratio 41.13
PS Ratio 2.41
PB Ratio 0.64
Revenue 94.47M
Operating Income 26.11M
Net Income 21.60M
Free Cash Flow 5.53M
Net Cash 41.31M
Net Cash / Share 2.71
Gross Margin 90.69%
Operating Margin 27.64%
Profit Margin 22.90%
FCF Margin 5.86%
ROA 0.76%
ROE 6.72%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (7)

Buy 5
Overweight 1
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$18.00*
(20.48% upside)
Low
16.0
Current: $14.94
High
19.5
Target: 18.00
*Average 12-month price target from 7 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue96.6080.2950.5741.6626.3219.3916.5715.1614.8711.80
Revenue Growth20.31%58.76%21.39%58.31%35.7%17.04%9.32%1.94%26.02%-
Gross Profit96.6080.2950.5741.6626.3219.3916.5715.1614.8711.80
Operating Income33.4521.3411.449.163.152.952.721.981.22-6.24
Net Income26.5518.105.025.801.511.831.681.401.03-4.71
Shares Outstanding13.9512.428.645.843.992.961.641.631.631.63
Earnings Per Share1.891.450.550.780.320.520.080.080.20-2.92
EPS Growth30.34%163.64%-29.49%143.75%-38.46%550%0%-60%--
Dividend Per Share0.05---------
Operating Cash Flow29.8720.821.2411.592.341.694.424.642.4610.11
Capital Expenditures-6.27-3.85-2.80-6.99-1.08-2.85-0.01-0.16-0.12-0.84
Free Cash Flow23.6016.98-1.564.601.26-1.164.414.482.349.27
Cash & Equivalents18411611368.7579.9646.7424.8559.4038.8822.98
Total Debt70.8862.1867.6545.1362.2621.7649.7156.7672.4479.04
Net Cash / Debt11353.6545.3723.6217.7124.98-24.862.63-33.55-56.06
Assets2,4492,2741,7211,0621,024534432443423441
Liabilities2,1361,9911,515957924478392403387416
Book Value31328320610510055.8940.1340.8935.2125.82
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name SmartFinancial, Inc.
Country United States
Employees 464
CEO William Young Carroll

Stock Information

Ticker Symbol SMBK
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SMBK

Description

SmartFinancial operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, Florida, and Georgia. It accepts various deposit products, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial and consumer real estate loans, construction and land development, commercial and industrial, and consumer and other loans. In addition, it offers Internet and mobile banking services. As of March 31, 2020, the company operated through 35 full-service branches located in Tennessee, Alabama, and Florida; and 2 loan production offices and 2 service centers. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.