SmartFinancial Statistics
Total Valuation
SmartFinancial has a market cap or net worth of $332.06 million. The enterprise value is $28.52 million.
| Market Cap | 332.06M |
| Enterprise Value | 28.52M |
Important Dates
The next confirmed earnings date is Monday, April 22, 2024, after market close.
| Earnings Date | Apr 22, 2024 |
| Ex-Dividend Date | Feb 1, 2024 |
Share Statistics
SmartFinancial has 17.06 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Shares Outstanding | 17.06M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 16.90% |
| Owned by Institutions (%) | 52.09% |
| Float | 14.17M |
Valuation Ratios
The trailing PE ratio is 11.30 and the forward PE ratio is 10.01.
| PE Ratio | 11.30 |
| Forward PE | 10.01 |
| PS Ratio | 2.18 |
| Forward PS | 1.94 |
| PB Ratio | 0.71 |
| P/FCF Ratio | 9.54 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.57, with an EV/FCF ratio of 0.84.
| EV / Earnings | 1.00 |
| EV / Sales | 0.19 |
| EV / EBITDA | 0.57 |
| EV / EBIT | 0.79 |
| EV / FCF | 0.84 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.12 |
| Debt / EBITDA | 1.11 |
| Debt / FCF | 1.62 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.40% and return on invested capital (ROIC) is 5.55%.
| Return on Equity (ROE) | 6.40% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 5.55% |
| Revenue Per Employee | $262,063 |
| Profits Per Employee | $50,163 |
| Employee Count | 570 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SmartFinancial has paid $7.63 million in taxes.
| Income Tax | 7.63M |
| Effective Tax Rate | 21.07% |
Stock Price Statistics
The stock price has decreased by -15.53% in the last 52 weeks. The beta is 0.68, so SmartFinancial's price volatility has been lower than the market average.
| Beta (1Y) | 0.68 |
| 52-Week Price Change | -15.53% |
| 50-Day Moving Average | 20.97 |
| 200-Day Moving Average | 22.30 |
| Relative Strength Index (RSI) | 32.88 |
| Average Volume (30 Days) | 32,304 |
Short Selling Information
The latest short interest is 130,945, so 0.77% of the outstanding shares have been sold short.
| Short Interest | 130,945 |
| Short Previous Month | 126,352 |
| Short % of Shares Out | 0.77% |
| Short % of Float | 0.92% |
| Short Ratio (days to cover) | 1.98 |
Income Statement
In the last 12 months, SmartFinancial had revenue of $149.38 million and earned $28.59 million in profits. Earnings per share was $1.69.
| Revenue | 149.38M |
| Gross Profit | 149.38M |
| Operating Income | 36.23M |
| Pretax Income | 36.23M |
| Net Income | 28.59M |
| EBITDA | 49.72M |
| EBIT | 36.23M |
| Earnings Per Share (EPS) | $1.69 |
Balance Sheet
The company has $352.27 million in cash and $55.18 million in debt, giving a net cash position of $297.09 million or $17.42 per share.
| Cash & Cash Equivalents | 352.27M |
| Total Debt | 55.18M |
| Net Cash | 297.09M |
| Net Cash Per Share | $17.42 |
| Equity / Book Value | 459.89M |
| Book Value Per Share | 26.96 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $39.72 million and capital expenditures -$5.59 million, giving a free cash flow of $34.13 million.
| Operating Cash Flow | 39.72M |
| Capital Expenditures | -5.59M |
| Free Cash Flow | 34.13M |
| FCF Per Share | $2.03 |
Margins
Gross margin is 100.00%, with operating and profit margins of 24.25% and 19.14%.
| Gross Margin | 100.00% |
| Operating Margin | 24.25% |
| Pretax Margin | 24.25% |
| Profit Margin | 19.14% |
| EBITDA Margin | 33.29% |
| EBIT Margin | 24.25% |
| FCF Margin | 22.85% |
Dividends & Yields
This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.66%.
| Dividend Per Share | $0.32 |
| Dividend Yield | 1.66% |
| Dividend Growth (YoY) | 10.34% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 18.93% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 1.44% |
| Earnings Yield | 8.78% |
| FCF Yield | 10.48% |
Analyst Forecast
The average price target for SmartFinancial is $27.00, which is 39.90% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $27.00 |
| Price Target Difference | 39.90% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 23, 2015. It was a reverse split with a ratio of 1:4.
| Last Split Date | Sep 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |