SNFCA Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Premiums Earned	119.68	119.66	114.66	105	100.25	93.02
Investment Income	75.83	71.73	72.34	66.2	58.26	56.33
Net Gains on Investments	3	1.94	1.84	-0.86	6.23	1.55
Total Other Revenues	142.37	141.2	129.66	219.31	305.95	330.56
Revenue	340.88	334.52	318.5	389.65	470.7	481.46
Revenue Growth (YoY)	3.25%	5.03%	-18.26%	-17.22%	-2.24%	70.09%
Insurance Benefits & Claims	101.22	98.96	100.01	92.93	93.48	86.41
Policy Amortization Costs	20.58	15.94	18.02	17.95	16.14	14.31
Other Operating Expenses	190.57	181.27	179.3	236.57	302.14	300.72
Operating Income	28.51	38.36	21.17	42.21	58.93	80.03
Interest Expense	-4.57	-4.25	-4.87	-7.83	-7.13	-8.58
Total Non-Operating Income (Expense)	-4.57	-4.25	-4.87	-7.83	-7.13	-8.58
Pretax Income	23.94	34.1	16.3	34.38	51.8	71.45
Provision for Income Taxes	5.32	7.57	1.81	8.69	12.28	15.85
Net Income	18.62	26.54	14.5	25.69	39.52	55.6
Net Income to Common	18.62	26.54	14.5	25.69	39.52	55.6
Net Income Growth	-36.76%	83.07%	-43.58%	-34.99%	-28.92%	410.36%
Shares Outstanding (Basic)	25	24	24	26	27	28
Shares Outstanding (Diluted)	25	25	25	27	28	28
Shares Change (YoY)	0.15%	0.68%	-6.24%	-4.85%	-1.66%	-1.70%
EPS (Basic)	0.75	1.09	0.60	1.00	1.47	2.00
EPS (Diluted)	0.74	1.06	0.58	0.97	1.41	1.95
EPS Growth	-36.85%	81.97%	-39.95%	-31.40%	-27.57%	420.84%
Free Cash Flow	46.49	54.85	52.77	128.85	139.42	-131.26
Free Cash Flow Growth	-15.24%	3.95%	-59.05%	-7.58%	-	-
Free Cash Flow Per Share	1.83	2.18	2.11	4.83	4.97	-4.61
Operating Margin	8.36%	11.47%	6.65%	10.83%	12.52%	16.62%
Profit Margin	5.46%	7.93%	4.55%	6.59%	8.40%	11.55%
FCF Margin	13.64%	16.40%	16.57%	33.07%	29.62%	-27.26%
EBITDA	28.51	47.44	31.11	52.07	65.58	86.26
EBITDA Margin	8.36%	14.18%	9.77%	13.36%	13.93%	17.92%
EBIT	28.51	38.36	21.17	42.21	58.93	80.03
EBIT Margin	8.36%	11.47%	6.65%	10.83%	12.52%	16.62%
Effective Tax Rate	22.23%	22.19%	11.08%	25.27%	23.71%	22.19%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q