Security National Financial Corporation (SNFCA)

SNFCA Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Premiums Earned	119.76	119.66	114.66	105	100.25
Investment Income	79.34	71.73	72.34	66.2	58.26
Net Gains on Investments	4.64	1.94	1.84	-0.86	6.23
Total Other Revenues	140.86	141.2	129.66	219.31	305.95
Revenue	344.59	334.52	318.5	389.65	470.7
Revenue Growth (YoY)	3.01%	5.03%	-18.26%	-17.22%	-2.24%
Insurance Benefits & Claims	100.82	100.61	100.01	92.93	93.48
Policy Amortization Costs	11.66	11.01	18.02	17.95	16.14
Other Operating Expenses	186.18	181.27	179.3	236.57	302.14
Operating Income	45.93	41.63	21.17	42.21	58.93
Interest Expense	-4.52	-4.25	-4.87	-7.83	-7.13
Total Non-Operating Income (Expense)	-4.52	-4.25	-4.87	-7.83	-7.13
Pretax Income	41.41	37.37	16.3	34.38	51.8
Provision for Income Taxes	9.26	8.25	1.81	8.69	12.28
Net Income	32.15	29.12	14.5	25.69	39.52
Net Income to Common	32.15	29.12	14.5	25.69	39.52
Net Income Growth	10.42%	100.89%	-43.58%	-34.99%	-28.92%
Shares Outstanding (Basic)	25	24	24	26	27
Shares Outstanding (Diluted)	25	25	25	27	28
Shares Change (YoY)	1.18%	0.73%	-6.24%	-4.85%	-1.66%
EPS (Basic)	1.30	1.19	0.60	1.00	1.47
EPS (Diluted)	1.26	1.16	0.58	0.97	1.41
EPS Growth	8.62%	99.67%	-39.95%	-31.40%	-27.57%
Free Cash Flow	43.85	54.85	52.77	128.85	139.42
Free Cash Flow Growth	-20.06%	3.95%	-59.05%	-7.58%	-
Free Cash Flow Per Share	1.72	2.18	2.11	4.83	4.97
Operating Margin	13.33%	12.44%	6.65%	10.83%	12.52%
Profit Margin	9.33%	8.70%	4.55%	6.59%	8.40%
FCF Margin	12.72%	16.40%	16.57%	33.07%	29.62%
EBITDA	54.58	50.34	31.11	52.07	65.58
EBITDA Margin	15.84%	15.05%	9.77%	13.36%	13.93%
EBIT	45.93	41.63	21.17	42.21	58.93
EBIT Margin	13.33%	12.44%	6.65%	10.83%	12.52%
Effective Tax Rate	22.36%	22.09%	11.08%	25.27%	23.71%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q