Security National Financial Corporation (SNFCA)
NASDAQ: SNFCA · Real-Time Price · USD
8.71
+0.06 (0.69%)
At close: Sep 18, 2026, 4:00 PM EDT
8.88
+0.17 (1.95%)
After-hours: Sep 18, 2026, 5:44 PM EDT

SNFCA Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
335.96344.59334.52318.5389.65470.7
Revenue Growth
-1.14%3.01%5.03%-18.26%-17.22%-2.24%
Operating Income
47.3445.9341.6321.1742.2158.93
Net Income
33.3532.1529.1214.525.6939.52
Earnings Per Share
1.251.201.100.550.971.48
EPS Growth
14.40%8.62%99.67%-42.81%-34.67%-31.02%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Mortgage
105.27110.36110.54101.91191.88281.02
Funeral Home and Cemetery
35.733.6633.3632.2829.427.58
Life Insurance
202.68208.27198.8193.38175.78170.58
Intercompany Eliminations
-7.69-7.69-8.19-9.07-7.41-8.48
Total
335.96344.59334.52318.5389.65470.7

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
164.42104.19141.55129.81122.85132.41
Total Debt
122.32102.75115.06115.86173.69252.83
Net Cash (Debt)
42.11.4526.4913.95-50.85-120.42
Net Cash Growth
--94.54%89.84%---
Net Cash Per Share
1.580.051.000.53-1.91-4.51

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
80.5745.5457.3253.88130.45144.64
Capital Expenditures
-1.3-1.69-2.47-1.11-1.6-5.22
Free Cash Flow
79.2743.8554.8552.77128.85139.42
Free Cash Flow Growth
64.49%-20.06%3.95%-59.05%-7.58%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.09%13.33%12.44%6.64%10.83%12.52%
Pretax Margin
12.84%12.02%11.17%5.12%8.82%11.01%
Profit Margin
9.93%9.33%8.71%4.55%6.59%8.40%
FCF Margin
23.59%12.72%16.40%16.57%33.07%29.62%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.976.929.6313.716.144.72
Forward PE
-7.947.947.947.947.94
P/FCF Ratio
2.865.085.113.771.221.34
PS Ratio
0.680.650.840.620.410.40