SNFCA Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	118.83	119.76	119.66	114.66	105	100.26
Investment Income	78.64	79.34	71.73	72.34	66.2	58.26
Net Gains on Investments	4.4	4.64	1.94	1.84	-0.86	6.23
Total Other Revenues	139.71	140.86	141.2	129.66	219.31	305.95
Revenue	341.58	344.59	334.52	318.5	389.65	470.7
Revenue Growth (YoY)	1.64%	3.01%	5.03%	-18.26%	-17.22%	-2.24%
Insurance Benefits & Claims	74.53	100.82	100.61	100.01	92.93	93.48
Policy Amortization Costs	9.94	11.66	11.01	18.02	17.95	16.14
Other Operating Expenses	183.22	186.18	181.27	179.3	236.57	302.14
Operating Income	73.88	45.93	41.63	21.17	42.21	58.93
Interest Expense	-4.4	-4.52	-4.25	-4.87	-7.83	-7.13
Total Non-Operating Income (Expense)	-4.4	-4.52	-4.25	-4.87	-7.83	-7.13
Pretax Income	44.89	41.41	37.37	16.3	34.38	51.8
Provision for Income Taxes	10.08	9.26	8.25	1.81	8.69	12.28
Net Income	34.82	32.15	29.12	14.5	25.69	39.52
Net Income to Common	34.82	32.15	29.12	14.5	25.69	39.52
Net Income Growth	36.66%	10.42%	100.89%	-43.58%	-34.99%	-28.92%
Shares Outstanding (Basic)	25	25	24	24	26	27
Shares Outstanding (Diluted)	25	25	25	25	27	28
Shares Change (YoY)	0.54%	1.18%	0.73%	-6.24%	-4.85%	-1.66%
EPS (Basic)	1.41	1.30	1.19	0.60	1.00	1.47
EPS (Diluted)	1.36	1.26	1.16	0.58	0.97	1.41
EPS Growth	21.43%	8.62%	99.67%	-39.95%	-31.40%	-27.57%
Shares Outstanding	26.02	24.82	24.63	25.38	23.87	23.49
Free Cash Flow	67.45	43.85	54.85	52.77	128.85	139.42
Free Cash Flow Growth	53.84%	-20.06%	3.95%	-59.05%	-7.58%	-
Free Cash Flow Per Share	2.65	1.72	2.18	2.11	4.83	4.97
Operating Margin	21.63%	13.33%	12.44%	6.65%	10.83%	12.52%
Profit Margin	10.19%	9.33%	8.70%	4.55%	6.59%	8.40%
FCF Margin	19.75%	12.72%	16.40%	16.57%	33.07%	29.62%
EBITDA	73.88	54.58	50.34	31.11	52.07	65.58
EBITDA Margin	21.63%	15.84%	15.05%	9.77%	13.36%	13.93%
EBIT	73.88	45.93	41.63	21.17	42.21	58.93
EBIT Margin	21.63%	13.33%	12.44%	6.65%	10.83%	12.52%
Effective Tax Rate	22.44%	22.36%	22.09%	11.08%	25.27%	23.71%

Updated May 11, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q