Security National Financial Corporation (SNFCA)
NASDAQ: SNFCA · Real-Time Price · USD
8.71
+0.06 (0.69%)
At close: Sep 18, 2026, 4:00 PM EDT
8.88
+0.17 (1.95%)
After-hours: Sep 18, 2026, 5:44 PM EDT

SNFCA Statistics

Total Valuation

SNFCA has a market cap or net worth of $226.80 million. The enterprise value is $184.69 million.

Market Cap226.80M
Enterprise Value 184.69M

Important Dates

The last earnings date was Monday, August 10, 2026.

Earnings Date Aug 10, 2026
Ex-Dividend Date n/a

Share Statistics

SNFCA has 26.04 million shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class 22.37M
Shares Outstanding 26.04M
Shares Change (YoY) +0.18%
Shares Change (QoQ) +0.28%
Owned by Insiders (%) 5.85%
Owned by Institutions (%) 29.40%
Float 14.24M

Valuation Ratios

The trailing PE ratio is 6.97.

PE Ratio 6.97
Forward PE n/a
PS Ratio 0.68
Forward PS n/a
PB Ratio 0.52
P/TBV Ratio 0.53
P/FCF Ratio 2.86
P/OCF Ratio 2.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.26, with an EV/FCF ratio of 2.33.

EV / Earnings 5.54
EV / Sales 0.55
EV / EBITDA 3.26
EV / EBIT 3.90
EV / FCF 2.33

Financial Position

The company has a current ratio of 2.17, with a Debt / Equity ratio of 0.28.

Current Ratio 2.17
Quick Ratio 1.03
Debt / Equity 0.28
Debt / EBITDA 2.03
Debt / FCF 1.54
Interest Coverage 11.25

Financial Efficiency

Return on equity (ROE) is 8.47% and return on invested capital (ROIC) is 6.72%.

Return on Equity (ROE) 8.47%
Return on Assets (ROA) 1.88%
Return on Invested Capital (ROIC) 6.72%
Return on Capital Employed (ROCE) 3.31%
Weighted Average Cost of Capital (WACC) 6.11%
Revenue Per Employee $270,283
Profits Per Employee $26,831
Employee Count1,243
Asset Turnover 0.21
Inventory Turnover 15.07

Taxes

In the past 12 months, SNFCA has paid $9.78 million in taxes.

Income Tax 9.78M
Effective Tax Rate 22.68%

Stock Price Statistics

The stock price has increased by +3.33% in the last 52 weeks. The beta is 0.68, so SNFCA's price volatility has been lower than the market average.

Beta (5Y) 0.68
52-Week Price Change +3.33%
50-Day Moving Average 9.17
200-Day Moving Average 8.92
Relative Strength Index (RSI) 43.40
Average Volume (20 Days) 27,327

Short Selling Information

The latest short interest is 306,360, so 1.18% of the outstanding shares have been sold short.

Short Interest 306,360
Short Previous Month 213,707
Short % of Shares Out 1.18%
Short % of Float 2.15%
Short Ratio (days to cover) 9.87

Income Statement

In the last 12 months, SNFCA had revenue of $335.96 million and earned $33.35 million in profits. Earnings per share was $1.25.

Revenue335.96M
Gross Profit 171.84M
Operating Income 47.34M
Pretax Income 43.13M
Net Income 33.35M
EBITDA 56.59M
EBIT 47.34M
Earnings Per Share (EPS) $1.25
Full Income Statement

Balance Sheet

The company has $167.01 million in cash and $122.32 million in debt, with a net cash position of $42.10 million or $1.62 per share.

Cash & Cash Equivalents 167.01M
Total Debt 122.32M
Net Cash 42.10M
Net Cash Per Share $1.62
Equity (Book Value) 433.04M
Book Value Per Share 16.63
Working Capital 208.22M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $80.57 million and capital expenditures -$1.30 million, giving a free cash flow of $79.27 million.

Operating Cash Flow 80.57M
Capital Expenditures -1.30M
Depreciation & Amortization n/a
Net Borrowing -890,403
Free Cash Flow 79.27M
FCF Per Share $3.04
Full Cash Flow Statement

Margins

Gross margin is 51.15%, with operating and profit margins of 14.09% and 9.93%.

Gross Margin 51.15%
Operating Margin 14.09%
Pretax Margin 12.84%
Profit Margin 9.93%
EBITDA Margin 16.84%
EBIT Margin 14.09%
FCF Margin 23.59%

Dividends & Yields

SNFCA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -0.18%
Shareholder Yield -0.18%
Earnings Yield 14.71%
FCF Yield 34.95%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 10, 2026. It was a forward split with a ratio of 1.05:1.

Last Split Date Jul 10, 2026
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5