Security National Financial Corporation (SNFCA)

SNFCA Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	32.15	29.12	14.5	25.69	39.52
Depreciation & Amortization	-	8.65	8.71	9.94	9.86	6.66
Stock-Based Compensation	-	1.32	0.8	0.6	0.93	0.12
Other Adjustments	0.38	-25.67	-5.94	8.89	70.97	112.85
Changes in Deferred Acquisition Costs	-	-8.76	-10.87	-7.71	-3.55	-4.96
Changes in Claims Reserves	-	31.23	32.18	29.75	27.49	22.1
Changes in Other Operating Activities	-	6.61	3.32	-2.09	-0.94	-31.65
Operating Cash Flow	68.89	45.54	57.32	53.88	130.45	144.64
Operating Cash Flow Growth	64.70%	-20.55%	6.39%	-58.70%	-9.81%	-
Capital Expenditures	-1.44	-1.69	-2.47	-1.11	-1.6	-5.22
Sale of Property, Plant & Equipment	0.07	0.08	0.37	-	0.07	-
Purchases of Investments	-69.22	-82.3	-98.99	-81.46	-156.64	-20.81
Proceeds from Sale of Investments	71.01	72.42	107.55	50.61	29.17	51.88
Payments for Business Acquisitions	-	-	-	-	-	-12.63
Other Investing Activities	-30.65	-55.71	-49.59	46.56	91.83	-76.84
Investing Cash Flow	-30.23	-67.21	-43.13	14.61	-37.16	-63.61
Long-Term Debt Issued	53	69	-	68.5	59.62	107
Long-Term Debt Repaid	-71.07	-71.05	-1.93	-69.6	-50.31	-69.04
Net Long-Term Debt Issued (Repaid)	-18.07	-2.05	-1.93	-1.1	9.31	37.96
Issuance of Common Stock	0.03	0.11	0.45	0.13	0.14	1.08
Repurchase of Common Stock	-2.15	-1.61	-3.05	-2.85	-7.66	-5.77
Net Common Stock Issued (Repurchased)	-2.12	-1.5	-2.6	-2.71	-7.52	-4.69
Other Financing Activities	-17.67	-10.77	0.53	-58.23	-103.01	-88.34
Financing Cash Flow	-21.86	-14.32	-4.01	-62.04	-101.22	-55.08
Net Cash Flow	16.8	-35.99	10.18	6.44	-7.93	25.95
Free Cash Flow	67.45	43.85	54.85	52.77	128.85	139.42
Free Cash Flow Growth	53.84%	-20.06%	3.95%	-59.05%	-7.58%	-
FCF Margin	19.75%	12.72%	16.40%	16.57%	33.07%	29.62%
Free Cash Flow Per Share	2.65	1.72	2.18	2.11	4.83	4.97
Levered Free Cash Flow	15.31	34.92	25.88	12.43	38.78	42.31
Unlevered Free Cash Flow	55.86	40.47	31.12	17.86	35.32	9.79

Updated May 11, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q