Security National Financial Corporation (SNFCA)

SNFCA Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	22.63	26.54	14.5	25.69	39.52	55.6
Depreciation & Amortization	9.43	9.11	9.48	17.93	20.39	17.29
Other Amortization	15.94	15.94	18.02	17.95	16.14	14.31
Gain (Loss) on Sale of Assets	-48.25	-48.25	-39.76	-100	-169.09	-199.31
Gain (Loss) on Sale of Investments	-1.94	-1.94	-1.84	0.86	-6.23	-1.55
Stock-Based Compensation	2.02	2.02	2.81	5.99	6.13	4.3
Change in Insurance Reserves / Liabilities	31.6	31.6	29.75	27.49	22.1	25.8
Change in Other Net Operating Assets	3.32	3.32	-2.09	-0.94	-31.65	26.51
Other Operating Activities	-26.06	-23.44	-30.33	-41.71	-42.53	-47.18
Operating Cash Flow	51.12	57.32	53.88	130.45	144.64	-129.63
Operating Cash Flow Growth	-14.51%	6.39%	-58.70%	-9.81%	-	-
Capital Expenditures	-2.93	-2.47	-1.11	-1.6	-5.22	-1.63
Sale of Property, Plant & Equipment	-0.01	0.37	-	0.07	-	0.19
Purchase / Sale of Intangible Assets	-	-	-	79.98	-	-
Cash Acquisitions	-	-	-	-	-12.63	-
Investment in Securities	-33.36	15.03	-28	-127.81	31.08	69.69
Other Investing Activities	-6.17	-6.47	-2.85	0.34	0.33	-4.71
Investing Cash Flow	-128.96	-43.13	14.61	-37.16	-63.61	36.14
Long-Term Debt Issued	-	2.86	68.5	59.62	107	254.94
Total Debt Repaid	-17.89	-1.93	-124.75	-149.25	-153.62	-174.87
Net Debt Issued (Repaid)	19.13	0.93	-56.25	-89.63	-46.62	80.07
Issuance of Common Stock	0.48	0.45	0.13	0.14	1.08	0.83
Repurchases of Common Stock	-2.63	-3.05	-2.85	-7.66	-5.77	-2.97
Financing Cash Flow	13.56	-4.01	-62.04	-101.22	-55.08	71.21
Net Cash Flow	-64.28	10.18	6.44	-7.93	25.95	-22.27
Free Cash Flow	48.19	54.85	52.77	128.85	139.42	-131.26
Free Cash Flow Growth	-18.03%	3.95%	-59.05%	-7.58%	-	-
Free Cash Flow Margin	14.18%	16.40%	16.57%	33.07%	29.62%	-27.26%
Free Cash Flow Per Share	1.90	2.18	2.11	5.07	5.48	-5.33
Cash Interest Paid	4.51	4.2	5.14	7.7	7.29	8.39
Cash Income Tax Paid	7.43	8.23	20.41	0.73	5.13	11.81
Levered Free Cash Flow	26.71	41.58	54.84	298.21	183.77	-125.82
Unlevered Free Cash Flow	29.56	44.23	57.89	303.1	188.23	-120.46
Change in Working Capital	34.91	34.91	27.66	26.55	-9.54	52.31

Updated May 15, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q