Security National Financial Corporation (SNFCA)

SNFCA Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	23.4	26.54	14.5	25.69	39.52	55.6
Depreciation & Amortization	9.27	9.11	9.48	17.93	20.39	17.29
Other Amortization	15.94	15.94	18.02	17.95	16.14	14.31
Gain (Loss) on Sale of Assets	-48.25	-48.25	-39.76	-100	-169.09	-199.31
Gain (Loss) on Sale of Investments	-1.94	-1.94	-1.84	0.86	-6.23	-1.55
Stock-Based Compensation	2.02	2.02	2.81	5.99	6.13	4.3
Change in Insurance Reserves / Liabilities	31.6	31.6	29.75	27.49	22.1	25.8
Change in Other Net Operating Assets	3.32	3.32	-2.09	-0.94	-31.65	26.51
Other Operating Activities	-35.96	-23.44	-30.33	-41.71	-42.53	-47.18
Operating Cash Flow	41.83	57.32	53.88	130.45	144.64	-129.63
Operating Cash Flow Growth	-55.98%	6.39%	-58.70%	-9.81%	-	-
Capital Expenditures	-2.66	-2.47	-1.11	-1.6	-5.22	-1.63
Sale of Property, Plant & Equipment	0.3	0.37	-	0.07	-	0.19
Purchase / Sale of Intangible Assets	-	-	-	79.98	-	-
Cash Acquisitions	-	-	-	-	-12.63	-
Investment in Securities	8.94	15.03	-28	-127.81	31.08	69.69
Other Investing Activities	-6.01	-6.47	-2.85	0.34	0.33	-4.71
Investing Cash Flow	-74.1	-43.13	14.61	-37.16	-63.61	36.14
Long-Term Debt Issued	-	2.86	68.5	59.62	107	254.94
Total Debt Repaid	-1.19	-1.93	-124.75	-149.25	-153.62	-174.87
Net Debt Issued (Repaid)	18.23	0.93	-56.25	-89.63	-46.62	80.07
Issuance of Common Stock	0.53	0.45	0.13	0.14	1.08	0.83
Repurchases of Common Stock	-3.25	-3.05	-2.85	-7.66	-5.77	-2.97
Financing Cash Flow	13.01	-4.01	-62.04	-101.22	-55.08	71.21
Net Cash Flow	-19.26	10.18	6.44	-7.93	25.95	-22.27
Free Cash Flow	39.17	54.85	52.77	128.85	139.42	-131.26
Free Cash Flow Growth	-58.29%	3.95%	-59.05%	-7.58%	-	-
Free Cash Flow Margin	11.66%	16.40%	16.57%	33.07%	29.62%	-27.26%
Free Cash Flow Per Share	1.63	2.29	2.22	5.33	5.76	-5.60
Cash Interest Paid	4.27	4.2	5.14	7.7	7.29	8.39
Cash Income Tax Paid	8.23	8.23	20.41	0.73	5.13	11.81
Levered Free Cash Flow	28.92	41.58	54.84	298.21	183.77	-125.82
Unlevered Free Cash Flow	31.64	44.23	57.89	303.1	188.23	-120.46
Change in Net Working Capital	14.54	4.34	-15.45	-156.47	-113.96	204.74

Updated May 15, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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