Security National Financial Corporation (SNFCA)
NASDAQ: SNFCA · Real-Time Price · USD
8.22
-0.17 (-2.03%)
Oct 9, 2025, 4:00 PM EDT - Market closed

SNFCA Statistics

Total Valuation

SNFCA has a market cap or net worth of $203.17 million. The enterprise value is $247.14 million.

Market Cap203.17M
Enterprise Value 247.14M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date Nov 13, 2025
Ex-Dividend Date n/a

Share Statistics

SNFCA has 24.72 million shares outstanding. The number of shares has increased by 1.05% in one year.

Current Share Class 21.23M
Shares Outstanding 24.72M
Shares Change (YoY) +1.05%
Shares Change (QoQ) -0.63%
Owned by Insiders (%) 6.11%
Owned by Institutions (%) 37.04%
Float 13.24M

Valuation Ratios

The trailing PE ratio is 9.27.

PE Ratio 9.27
Forward PE n/a
PS Ratio 0.60
Forward PS n/a
PB Ratio 0.57
P/TBV Ratio 0.58
P/FCF Ratio 4.22
P/OCF Ratio 3.97
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.75, with an EV/FCF ratio of 5.13.

EV / Earnings 10.92
EV / Sales 0.73
EV / EBITDA 5.75
EV / EBIT 7.36
EV / FCF 5.13

Financial Position

The company has a current ratio of 13.00, with a Debt / Equity ratio of 0.35.

Current Ratio 13.00
Quick Ratio 4.09
Debt / Equity 0.35
Debt / EBITDA 2.57
Debt / FCF 2.57
Interest Coverage 7.35

Financial Efficiency

Return on equity (ROE) is 6.65% and return on invested capital (ROIC) is 4.61%.

Return on Equity (ROE) 6.65%
Return on Assets (ROA) 1.40%
Return on Invested Capital (ROIC) 4.61%
Return on Capital Employed (ROCE) 2.21%
Revenue Per Employee $239,144
Profits Per Employee $15,928
Employee Count1,421
Asset Turnover 0.23
Inventory Turnover 17.72

Taxes

In the past 12 months, SNFCA has paid $6.37 million in taxes.

Income Tax 6.37M
Effective Tax Rate 21.96%

Stock Price Statistics

The stock price has decreased by -7.39% in the last 52 weeks. The beta is 0.86, so SNFCA's price volatility has been lower than the market average.

Beta (5Y) 0.86
52-Week Price Change -7.39%
50-Day Moving Average 8.68
200-Day Moving Average 10.02
Relative Strength Index (RSI) 37.04
Average Volume (20 Days) 46,530

Short Selling Information

The latest short interest is 380,552, so 1.54% of the outstanding shares have been sold short.

Short Interest 380,552
Short Previous Month 340,915
Short % of Shares Out 1.54%
Short % of Float 2.87%
Short Ratio (days to cover) 9.08

Income Statement

In the last 12 months, SNFCA had revenue of $339.82 million and earned $22.63 million in profits. Earnings per share was $0.89.

Revenue339.82M
Gross Profit 162.24M
Operating Income 33.57M
Pretax Income 29.00M
Net Income 22.63M
EBITDA 43.00M
EBIT 33.57M
Earnings Per Share (EPS) $0.89
Full Income Statement

Balance Sheet

The company has $83.40 million in cash and $123.69 million in debt, giving a net cash position of -$43.97 million or -$1.78 per share.

Cash & Cash Equivalents 83.40M
Total Debt 123.69M
Net Cash -43.97M
Net Cash Per Share -$1.78
Equity (Book Value) 354.75M
Book Value Per Share 14.35
Working Capital 290.23M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $51.12 million and capital expenditures -$2.93 million, giving a free cash flow of $48.19 million.

Operating Cash Flow 51.12M
Capital Expenditures -2.93M
Free Cash Flow 48.19M
FCF Per Share $1.95
Full Cash Flow Statement

Margins

Gross margin is 47.74%, with operating and profit margins of 9.88% and 6.66%.

Gross Margin 47.74%
Operating Margin 9.88%
Pretax Margin 8.53%
Profit Margin 6.66%
EBITDA Margin 12.65%
EBIT Margin 9.88%
FCF Margin 14.18%

Dividends & Yields

SNFCA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.05%
Shareholder Yield -1.05%
Earnings Yield 11.14%
FCF Yield 23.72%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2025. It was a forward split with a ratio of 1.05:1.

Last Split Date Jul 11, 2025
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5