Security National Financial Corporation (SNFCA)
NASDAQ: SNFCA · Real-Time Price · USD
7.93
+0.07 (0.89%)
At close: Nov 20, 2025, 4:00 PM EST
7.93
0.00 (0.00%)
After-hours: Nov 20, 2025, 4:23 PM EST

SNFCA Statistics

Total Valuation

SNFCA has a market cap or net worth of $195.87 million. The enterprise value is $216.12 million.

Market Cap195.87M
Enterprise Value 216.12M

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date Nov 13, 2025
Ex-Dividend Date n/a

Share Statistics

SNFCA has 24.70 million shares outstanding. The number of shares has increased by 1.24% in one year.

Current Share Class 21.22M
Shares Outstanding 24.70M
Shares Change (YoY) +1.24%
Shares Change (QoQ) -0.50%
Owned by Insiders (%) 6.11%
Owned by Institutions (%) 37.45%
Float 13.22M

Valuation Ratios

The trailing PE ratio is 10.63.

PE Ratio 10.63
Forward PE n/a
PS Ratio 0.57
Forward PS n/a
PB Ratio 0.53
P/TBV Ratio 0.54
P/FCF Ratio 4.17
P/OCF Ratio 3.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.69, with an EV/FCF ratio of 4.65.

EV / Earnings 11.61
EV / Sales 0.63
EV / EBITDA 5.69
EV / EBIT 7.58
EV / FCF 4.65

Financial Position

The company has a current ratio of 13.99, with a Debt / Equity ratio of 0.34.

Current Ratio 13.99
Quick Ratio 5.07
Debt / Equity 0.34
Debt / EBITDA 2.86
Debt / FCF 2.65
Interest Coverage 6.24

Financial Efficiency

Return on equity (ROE) is 5.23% and return on invested capital (ROIC) is 3.77%.

Return on Equity (ROE) 5.23%
Return on Assets (ROA) 1.17%
Return on Invested Capital (ROIC) 3.77%
Return on Capital Employed (ROCE) 1.85%
Revenue Per Employee $239,885
Profits Per Employee $13,102
Employee Count1,421
Asset Turnover 0.22
Inventory Turnover 17.41

Taxes

In the past 12 months, SNFCA has paid $5.32 million in taxes.

Income Tax 5.32M
Effective Tax Rate 22.23%

Stock Price Statistics

The stock price has decreased by -29.44% in the last 52 weeks. The beta is 0.76, so SNFCA's price volatility has been lower than the market average.

Beta (5Y) 0.76
52-Week Price Change -29.44%
50-Day Moving Average 8.32
200-Day Moving Average 9.49
Relative Strength Index (RSI) 43.84
Average Volume (20 Days) 21,912

Short Selling Information

The latest short interest is 374,066, so 1.51% of the outstanding shares have been sold short.

Short Interest 374,066
Short Previous Month 421,816
Short % of Shares Out 1.51%
Short % of Float 2.83%
Short Ratio (days to cover) 13.25

Income Statement

In the last 12 months, SNFCA had revenue of $340.88 million and earned $18.62 million in profits. Earnings per share was $0.74.

Revenue340.88M
Gross Profit 158.51M
Operating Income 28.51M
Pretax Income 23.94M
Net Income 18.62M
EBITDA 37.98M
EBIT 28.51M
Earnings Per Share (EPS) $0.74
Full Income Statement

Balance Sheet

The company has $103.88 million in cash and $123.18 million in debt, giving a net cash position of -$22.10 million or -$0.89 per share.

Cash & Cash Equivalents 103.88M
Total Debt 123.18M
Net Cash -22.10M
Net Cash Per Share -$0.89
Equity (Book Value) 365.38M
Book Value Per Share 14.79
Working Capital 304.80M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $49.98 million and capital expenditures -$3.49 million, giving a free cash flow of $46.49 million.

Operating Cash Flow 49.98M
Capital Expenditures -3.49M
Free Cash Flow 46.49M
FCF Per Share $1.88
Full Cash Flow Statement

Margins

Gross margin is 46.50%, with operating and profit margins of 8.36% and 5.46%.

Gross Margin 46.50%
Operating Margin 8.36%
Pretax Margin 7.02%
Profit Margin 5.46%
EBITDA Margin 11.14%
EBIT Margin 8.36%
FCF Margin 13.64%

Dividends & Yields

SNFCA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.24%
Shareholder Yield -1.24%
Earnings Yield 9.60%
FCF Yield 23.96%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2025. It was a forward split with a ratio of 1.05:1.

Last Split Date Jul 11, 2025
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4