Security National Financial Corporation (SNFCA)
NASDAQ: SNFCA · Real-Time Price · USD
8.87
-0.01 (-0.11%)
Jul 25, 2025, 4:00 PM - Market closed

SNFCA Statistics

Total Valuation

SNFCA has a market cap or net worth of $219.84 million. The enterprise value is $209.06 million.

Market Cap219.84M
Enterprise Value 209.06M

Important Dates

The next estimated earnings date is Wednesday, August 13, 2025.

Earnings Date Aug 13, 2025
Ex-Dividend Date n/a

Share Statistics

SNFCA has 24.79 million shares outstanding. The number of shares has increased by 0.80% in one year.

Current Share Class 21.30M
Shares Outstanding 24.79M
Shares Change (YoY) +0.80%
Shares Change (QoQ) +4.58%
Owned by Insiders (%) 6.08%
Owned by Institutions (%) 34.27%
Float 14.34M

Valuation Ratios

The trailing PE ratio is 9.53.

PE Ratio 9.53
Forward PE n/a
PS Ratio 0.65
Forward PS n/a
PB Ratio 0.64
P/TBV Ratio 0.64
P/FCF Ratio 5.61
P/OCF Ratio 5.26
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.79, with an EV/FCF ratio of 5.34.

EV / Earnings 8.93
EV / Sales 0.62
EV / EBITDA 4.79
EV / EBIT 6.08
EV / FCF 5.34

Financial Position

The company has a current ratio of 15.29, with a Debt / Equity ratio of 0.36.

Current Ratio 15.29
Quick Ratio 6.86
Debt / Equity 0.36
Debt / EBITDA 2.52
Debt / FCF 3.14
Interest Coverage 7.92

Financial Efficiency

Return on equity (ROE) is 7.02% and return on invested capital (ROIC) is 4.79%.

Return on Equity (ROE) 7.02%
Return on Assets (ROA) 1.45%
Return on Invested Capital (ROIC) 4.79%
Return on Capital Employed (ROCE) 2.29%
Revenue Per Employee $236,505
Profits Per Employee $16,467
Employee Count1,421
Asset Turnover 0.23
Inventory Turnover 17.42

Taxes

In the past 12 months, SNFCA has paid $6.66 million in taxes.

Income Tax 6.66M
Effective Tax Rate 22.15%

Stock Price Statistics

The stock price has increased by +18.65% in the last 52 weeks. The beta is 0.81, so SNFCA's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change +18.65%
50-Day Moving Average 9.34
200-Day Moving Average 10.53
Relative Strength Index (RSI) 42.71
Average Volume (20 Days) 152,141

Short Selling Information

The latest short interest is 332,856, so 1.34% of the outstanding shares have been sold short.

Short Interest 332,856
Short Previous Month 313,832
Short % of Shares Out 1.34%
Short % of Float 2.32%
Short Ratio (days to cover) 2.27

Income Statement

In the last 12 months, SNFCA had revenue of $336.07 million and earned $23.40 million in profits. Earnings per share was $0.93.

Revenue336.07M
Gross Profit 160.95M
Operating Income 34.40M
Pretax Income 24.33M
Net Income 23.40M
EBITDA 43.67M
EBIT 34.40M
Earnings Per Share (EPS) $0.93
Full Income Statement

Balance Sheet

The company has $136.85 million in cash and $123.05 million in debt, giving a net cash position of $10.78 million or $0.44 per share.

Cash & Cash Equivalents 136.85M
Total Debt 123.05M
Net Cash 10.78M
Net Cash Per Share $0.44
Equity (Book Value) 346.49M
Book Value Per Share 13.98
Working Capital 318.44M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $41.83 million and capital expenditures -$2.66 million, giving a free cash flow of $39.17 million.

Operating Cash Flow 41.83M
Capital Expenditures -2.66M
Free Cash Flow 39.17M
FCF Per Share $1.58
Full Cash Flow Statement

Margins

Gross margin is 47.89%, with operating and profit margins of 10.24% and 6.96%.

Gross Margin 47.89%
Operating Margin 10.24%
Pretax Margin 8.94%
Profit Margin 6.96%
EBITDA Margin 13.00%
EBIT Margin 10.24%
FCF Margin 11.66%

Dividends & Yields

SNFCA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.80%
Shareholder Yield -0.80%
Earnings Yield 10.64%
FCF Yield 17.82%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2025. It was a forward split with a ratio of 1.05:1.

Last Split Date Jul 11, 2025
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 6