SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
22.45
-0.30 (-1.34%)
Aug 20, 2025, 3:29 PM - Market open
SoFi Technologies Stock Forecast
Stock Price Forecast
The 15 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $18.4, which forecasts a -18.02% decrease in the stock price over the next year. The lowest target is $9.50 and the highest is $28.
Price Target: $18.4 (-18.02%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Mar '25 | Apr '25 | May '25 | Jun '25 | Jul '25 | Aug '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 2 | 3 | 3 | 3 | 3 | 3 |
| Hold | 7 | 6 | 6 | 6 | 7 | 7 |
| Sell | 4 | 4 | 4 | 3 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 16 | 15 | 16 | 16 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Citigroup | Citigroup | Strong Buy Maintains $18 → $28 | Strong Buy | Maintains | $18 → $28 | +24.75% | Aug 20, 2025 |
| JP Morgan | JP Morgan | Hold Maintains $22 → $24 | Hold | Maintains | $22 → $24 | +6.93% | Aug 20, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Sell Maintains $13 → $14 | Sell | Maintains | $13 → $14 | -37.63% | Aug 5, 2025 |
| Mizuho | Mizuho | Buy Maintains $20 → $26 | Buy | Maintains | $20 → $26 | +15.84% | Jul 31, 2025 |
| Barclays | Barclays | Hold Maintains $18 → $21 | Hold | Maintains | $18 → $21 | -6.44% | Jul 30, 2025 |
Financial Forecast
Revenue This Year
3.35B
from 2.64B
Increased by 26.74%
Revenue Next Year
4.04B
from 3.35B
Increased by 20.51%
EPS This Year
0.29
from 0.39
Decreased by -27.21%
EPS Next Year
0.53
from 0.29
Increased by 85.55%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 3.6B | 4.6B | 5.3B | ||
| Avg | 3.4B | 4.0B | 4.7B | ||
| Low | 3.0B | 3.4B | 3.8B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 36.1% | 36.8% | 30.1% | ||
| Avg | 26.7% | 20.5% | 16.6% | ||
| Low | 11.8% | 1.5% | -4.7% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 0.35 | 0.82 | 1.25 | ||
| Avg | 0.29 | 0.53 | 0.75 | ||
| Low | 0.25 | 0.40 | 0.45 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | -12.2% | 185.0% | 134.4% | ||
| Avg | -27.2% | 85.5% | 40.8% | ||
| Low | -35.5% | 39.8% | -15.1% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.