SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
21.58
-0.82 (-3.66%)
Jul 30, 2025, 3:10 PM - Market open

SoFi Technologies Stock Forecast

Stock Price Forecast

The 16 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $16.47, which forecasts a -23.68% decrease in the stock price over the next year. The lowest target is $9.5 and the highest is $25.

Price Target: $16.47 (-23.68%)
Analyst Consensus: Hold
TargetLowAverageMedianHigh
Price$9.50$16.47$16$25
Change-55.98%-23.68%-25.86%+15.85%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

RatingFeb '25Mar '25Apr '25May '25Jun '25Jul '25
Strong Buy333333
Buy223333
Hold776667
Sell444433
Strong Sell000000
Total161616161516

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Barclays
Barclays
Hold
Maintains
$18$21
HoldMaintains$18$21-2.69%Jul 30, 2025
Morgan Stanley
Morgan Stanley
Sell
Maintains
$11$13
SellMaintains$11$13-39.76%Jul 30, 2025
Needham
Needham
Strong Buy
Maintains
$20$25
Strong BuyMaintains$20$25+15.85%Jul 30, 2025
Truist Securities
Truist Securities
Hold
Maintains
$14$20
HoldMaintains$14$20-7.32%Jul 17, 2025
JMP Securities
JMP Securities
Hold
Downgrades
$17
HoldDowngrades$17-21.22%Jul 14, 2025
More Analyst Ratings

Financial Forecast

Revenue This Year
3.35B
from 2.64B
Increased by 26.74%
Revenue Next Year
4.04B
from 3.35B
Increased by 20.51%
EPS This Year
0.29
from 0.39
Decreased by -27.21%
EPS Next Year
0.53
from 0.29
Increased by 85.55%
Fiscal YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025FY 2026FY 2027
Period EndingDec 31, 2020Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026Dec 31, 2027
Revenue
565.53M977.30M1.52B2.07B2.64B3.35B4.04B4.71B
Revenue Growth
27.76%72.81%55.45%36.11%27.82%26.74%20.51%16.62%
EPS
-4.30-1.00-0.40-0.360.390.290.530.75
EPS Growth
------27.21%85.55%40.84%
Forward PE
-----75.1040.4728.74
No. Analysts
-----222212
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue20252026202720282029
High3.6B4.6B5.3B
Avg3.4B4.0B4.7B
Low3.0B3.4B3.8B

Revenue Growth

Revenue Growth20252026202720282029
High
36.1%
36.8%
30.1%
Avg
26.7%
20.5%
16.6%
Low
11.8%
1.5%
-4.7%

EPS Forecast

EPS20252026202720282029
High0.350.821.25
Avg0.290.530.75
Low0.250.400.45

EPS Growth

EPS Growth20252026202720282029
High
-12.2%
185.0%
134.4%
Avg
-27.2%
85.5%
40.8%
Low
-35.5%
39.8%
-15.1%
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.