SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
30.95
+0.41 (1.34%)
At close: Nov 11, 2025, 4:00 PM EST
31.00
+0.05 (0.16%)
After-hours: Nov 11, 2025, 7:59 PM EST
SoFi Technologies Stock Forecast
Stock Price Forecast
The 15 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $24.9, which forecasts a -19.55% decrease in the stock price over the next year. The lowest target is $12 and the highest is $37.
Price Target: $24.9 (-19.55%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Hold | 6 | 7 | 7 | 7 | 8 | 8 |
| Sell | 3 | 3 | 3 | 3 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 15 | 16 | 16 | 16 | 17 | 17 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Truist Securities | Truist Securities | Hold Maintains $29 → $31 | Hold | Maintains | $29 → $31 | +0.16% | Nov 4, 2025 |
| UBS | UBS | Hold Maintains $21 → $28 | Hold | Maintains | $21 → $28 | -11.15% | Oct 30, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $28 → $37 | Strong Buy | Maintains | $28 → $37 | +19.55% | Oct 29, 2025 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $24 → $27 | Hold | Maintains | $24 → $27 | -12.76% | Oct 29, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Sell Maintains $18 → $20 | Sell | Maintains | $18 → $20 | -35.38% | Oct 29, 2025 |
Financial Forecast
Revenue This Year
3.62B
from 2.64B
Increased by 36.77%
Revenue Next Year
4.59B
from 3.62B
Increased by 26.92%
EPS This Year
0.36
from 0.39
Decreased by -7.66%
EPS Next Year
0.61
from 0.36
Increased by 68.16%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 3.9B | 5.9B | |||
| Avg | 3.6B | 4.6B | |||
| Low | 3.3B | 4.0B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 46.0% | 62.9% | |||
| Avg | 36.8% | 26.9% | |||
| Low | 26.4% | 11.3% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 0.41 | 0.77 | |||
| Avg | 0.36 | 0.61 | |||
| Low | 0.29 | 0.46 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 3.7% | 110.0% | |||
| Avg | -7.7% | 68.2% | |||
| Low | -25.5% | 26.4% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.