SoFi Technologies, Inc. (SOFI)

SoFi Technologies Stock Forecast

Stock Price Forecast

The 15 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $20.57, which forecasts a -24.93% decrease in the stock price over the next year. The lowest target is $12 and the highest is $31.

Price Target: $20.57 (-24.93%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$12	$20.57	$20	$31
Change	-56.20%	-24.93%	-27.01%	+13.14%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	May '25	Jun '25	Jul '25	Aug '25	Sep '25	Oct '25
Strong Buy	3	3	3	3	3	3
Buy	3	3	3	3	3	3
Hold	6	6	7	7	7	7
Sell	4	3	3	3	3	3
Strong Sell	0	0	0	0	0	0
Total	16	15	16	16	16	16

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Sell Maintains $14 → $18	Sell	Maintains	$14 → $18	-34.31%	Oct 15, 2025
Michael Ng Goldman Sachs	Goldman Sachs	Hold Maintains $21 → $24	Hold	Maintains	$21 → $24	-12.41%	Oct 13, 2025
Jeffrey Adelson Morgan Stanley	Morgan Stanley	Sell Maintains $13 → $18	Sell	Maintains	$13 → $18	-34.31%	Sep 29, 2025
Dan Dolev Mizuho	Mizuho	Buy Maintains $26 → $31	Buy	Maintains	$26 → $31	+13.14%	Sep 18, 2025
Kyle Peterson Needham	Needham	Strong Buy Maintains $25 → $29	Strong Buy	Maintains	$25 → $29	+5.84%	Sep 10, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

3.50B

Increased by 32.30%

from 2.64B

Revenue Next Year

4.34B

Increased by 24.22%

from 3.50B

EPS This Year

0.32

Decreased by -18.67%

from 0.39

EPS Next Year

0.57

Increased by 78.04%

from 0.32

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	565.53M	977.30M	1.52B	2.07B	2.64B	3.50B	4.34B
Revenue Growth	27.76%	72.81%	55.45%	36.11%	27.82%	32.30%	24.22%
EPS	-4.30	-1.00	-0.40	-0.36	0.39	0.32	0.57
EPS Growth	-	-	-	-	-	-18.67%	78.04%
Forward PE	-	-	-	-	-	85.35	47.94
No. Analysts	-	-	-	-	-	27	27

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029
High	3.8B	4.9B
Avg	3.5B	4.3B
Low	3.3B	3.8B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029
High	41.9%	40.1%
Avg	32.3%	24.2%
Low	23.0%	8.1%

EPS Forecast

EPS	2025	2026	2027	2028	2029
High	0.37	0.74
Avg	0.32	0.57
Low	0.25	0.41

EPS Growth

EPS Growth	2025	2026	2027	2028	2029
High	-6.9%	128.9%
Avg	-18.7%	78.0%
Low	-35.5%	28.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.