SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
19.02
-0.28 (-1.45%)
At close: Feb 20, 2026, 4:00 PM EST
18.91
-0.11 (-0.58%)
After-hours: Feb 20, 2026, 7:59 PM EST
SoFi Technologies Stock Forecast
Stock Price Forecast
The 14 analysts that cover SoFi Technologies stock have a consensus rating of "Buy" and an average price target of $26.18, which forecasts a 37.64% increase in the stock price over the next year. The lowest target is $17 and the highest is $37.
Price Target: $26.18 (+37.64%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Sep '25 | Oct '25 | Nov '25 | Dec '25 | Jan '26 | Feb '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Hold | 7 | 8 | 8 | 8 | 8 | 7 |
| Sell | 3 | 3 | 3 | 3 | 2 | 2 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 17 | 17 | 17 | 16 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Truist Securities | Truist Securities | Hold Maintains $28 → $21 | Hold | Maintains | $28 → $21 | +10.41% | Feb 18, 2026 |
| Citizens | Citizens | Hold → Buy Upgrades $30 | Hold → Buy | Upgrades | $30 | +57.73% | Feb 9, 2026 |
| JP Morgan | JP Morgan | Hold → Buy Upgrades $31 | Hold → Buy | Upgrades | $31 | +62.99% | Feb 3, 2026 |
| Needham | Needham | Strong Buy Maintains $36 → $33 | Strong Buy | Maintains | $36 → $33 | +73.50% | Feb 2, 2026 |
| Barclays | Barclays | Hold Maintains $23 → $28 | Hold | Maintains | $23 → $28 | +47.21% | Jan 6, 2026 |
Financial Forecast
Revenue This Year
4.77B
from 3.58B
Increased by 33.04%
Revenue Next Year
5.86B
from 4.77B
Increased by 22.91%
EPS This Year
0.61
from 0.39
Increased by 57.17%
EPS Next Year
0.84
from 0.61
Increased by 39.03%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 5.0B | 6.4B | |||
| Avg | 4.8B | 5.9B | |||
| Low | 4.5B | 5.2B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 40.1% | 34.1% | |||
| Avg | 33.0% | 22.9% | |||
| Low | 25.9% | 10.0% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 0.81 | 1.14 | |||
| Avg | 0.61 | 0.84 | |||
| Low | 0.46 | 0.62 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 109.7% | 88.8% | |||
| Avg | 57.2% | 39.0% | |||
| Low | 19.4% | 1.9% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.