SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
27.40
-1.35 (-4.70%)
Oct 22, 2025, 3:52 PM EDT - Market open
SoFi Technologies Stock Forecast
Stock Price Forecast
The 15 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $20.57, which forecasts a -24.93% decrease in the stock price over the next year. The lowest target is $12 and the highest is $31.
Price Target: $20.57 (-24.93%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
Rating | May '25 | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 |
---|---|---|---|---|---|---|
Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
Buy | 3 | 3 | 3 | 3 | 3 | 3 |
Hold | 6 | 6 | 7 | 7 | 7 | 7 |
Sell | 4 | 3 | 3 | 3 | 3 | 3 |
Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 16 | 15 | 16 | 16 | 16 | 16 |
Latest Forecasts
Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
---|---|---|---|---|---|---|---|
Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Sell Maintains $14 → $18 | Sell | Maintains | $14 → $18 | -34.31% | Oct 15, 2025 |
Goldman Sachs | Goldman Sachs | Hold Maintains $21 → $24 | Hold | Maintains | $21 → $24 | -12.41% | Oct 13, 2025 |
Morgan Stanley | Morgan Stanley | Sell Maintains $13 → $18 | Sell | Maintains | $13 → $18 | -34.31% | Sep 29, 2025 |
Mizuho | Mizuho | Buy Maintains $26 → $31 | Buy | Maintains | $26 → $31 | +13.14% | Sep 18, 2025 |
Needham | Needham | Strong Buy Maintains $25 → $29 | Strong Buy | Maintains | $25 → $29 | +5.84% | Sep 10, 2025 |
Financial Forecast
Revenue This Year
3.50B
from 2.64B
Increased by 32.30%
Revenue Next Year
4.34B
from 3.50B
Increased by 24.22%
EPS This Year
0.32
from 0.39
Decreased by -18.67%
EPS Next Year
0.57
from 0.32
Increased by 78.04%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
---|---|---|---|---|---|
High | 3.8B | 4.9B | |||
Avg | 3.5B | 4.3B | |||
Low | 3.3B | 3.8B |
Revenue Growth
Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
---|---|---|---|---|---|
High | 41.9% | 40.1% | |||
Avg | 32.3% | 24.2% | |||
Low | 23.0% | 8.1% |
EPS Forecast
EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
---|---|---|---|---|---|
High | 0.37 | 0.74 | |||
Avg | 0.32 | 0.57 | |||
Low | 0.25 | 0.41 |
EPS Growth
EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
---|---|---|---|---|---|
High | -6.9% | 128.9% | |||
Avg | -18.7% | 78.0% | |||
Low | -35.5% | 28.2% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.