SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
25.76
-0.66 (-2.50%)
At close: Oct 1, 2025, 4:00 PM EDT
25.85
+0.09 (0.35%)
After-hours: Oct 1, 2025, 5:34 PM EDT
SoFi Technologies Stock Forecast
Stock Price Forecast
The 15 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $19.33, which forecasts a -24.96% decrease in the stock price over the next year. The lowest target is $9.50 and the highest is $31.
Price Target: $19.33 (-24.96%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | May '25 | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Hold | 6 | 6 | 7 | 7 | 7 | 7 |
| Sell | 4 | 3 | 3 | 3 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 15 | 16 | 16 | 16 | 16 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Morgan Stanley | Morgan Stanley | Sell Maintains $13 → $18 | Sell | Maintains | $13 → $18 | -30.12% | Sep 29, 2025 |
| Mizuho | Mizuho | Buy Maintains $26 → $31 | Buy | Maintains | $26 → $31 | +20.34% | Sep 18, 2025 |
| Needham | Needham | Strong Buy Maintains $25 → $29 | Strong Buy | Maintains | $25 → $29 | +12.58% | Sep 10, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $18 → $28 | Strong Buy | Maintains | $18 → $28 | +8.70% | Aug 20, 2025 |
| JP Morgan | JP Morgan | Hold Maintains $22 → $24 | Hold | Maintains | $22 → $24 | -6.83% | Aug 20, 2025 |
Financial Forecast
Revenue This Year
3.48B
from 2.64B
Increased by 31.59%
Revenue Next Year
4.29B
from 3.48B
Increased by 23.46%
EPS This Year
0.32
from 0.39
Decreased by -18.68%
EPS Next Year
0.57
from 0.32
Increased by 76.18%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 3.8B | 4.9B | |||
| Avg | 3.5B | 4.3B | |||
| Low | 3.2B | 3.7B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 42.4% | 40.9% | |||
| Avg | 31.6% | 23.5% | |||
| Low | 20.6% | 6.8% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 0.37 | 0.74 | |||
| Avg | 0.32 | 0.57 | |||
| Low | 0.25 | 0.41 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | -6.9% | 129.0% | |||
| Avg | -18.7% | 76.2% | |||
| Low | -35.5% | 28.2% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.