SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
21.58
-0.82 (-3.66%)
Jul 30, 2025, 3:10 PM - Market open
SoFi Technologies Stock Forecast
Stock Price Forecast
The 16 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $16.47, which forecasts a -23.68% decrease in the stock price over the next year. The lowest target is $9.5 and the highest is $25.
Price Target: $16.47 (-23.68%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Feb '25 | Mar '25 | Apr '25 | May '25 | Jun '25 | Jul '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 2 | 2 | 3 | 3 | 3 | 3 |
| Hold | 7 | 7 | 6 | 6 | 6 | 7 |
| Sell | 4 | 4 | 4 | 4 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 16 | 16 | 15 | 16 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Barclays | Barclays | Hold Maintains $18 → $21 | Hold | Maintains | $18 → $21 | -2.69% | Jul 30, 2025 |
| Morgan Stanley | Morgan Stanley | Sell Maintains $11 → $13 | Sell | Maintains | $11 → $13 | -39.76% | Jul 30, 2025 |
| Needham | Needham | Strong Buy Maintains $20 → $25 | Strong Buy | Maintains | $20 → $25 | +15.85% | Jul 30, 2025 |
| Truist Securities | Truist Securities | Hold Maintains $14 → $20 | Hold | Maintains | $14 → $20 | -7.32% | Jul 17, 2025 |
| JMP Securities | JMP Securities | Buy → Hold Downgrades $17 | Buy → Hold | Downgrades | $17 | -21.22% | Jul 14, 2025 |
Financial Forecast
Revenue This Year
3.35B
from 2.64B
Increased by 26.74%
Revenue Next Year
4.04B
from 3.35B
Increased by 20.51%
EPS This Year
0.29
from 0.39
Decreased by -27.21%
EPS Next Year
0.53
from 0.29
Increased by 85.55%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 3.6B | 4.6B | 5.3B | ||
| Avg | 3.4B | 4.0B | 4.7B | ||
| Low | 3.0B | 3.4B | 3.8B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 36.1% | 36.8% | 30.1% | ||
| Avg | 26.7% | 20.5% | 16.6% | ||
| Low | 11.8% | 1.5% | -4.7% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 0.35 | 0.82 | 1.25 | ||
| Avg | 0.29 | 0.53 | 0.75 | ||
| Low | 0.25 | 0.40 | 0.45 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | -12.2% | 185.0% | 134.4% | ||
| Avg | -27.2% | 85.5% | 40.8% | ||
| Low | -35.5% | 39.8% | -15.1% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.