SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
27.40
-1.35 (-4.70%)
Oct 22, 2025, 3:52 PM EDT - Market open

SoFi Technologies Stock Forecast

Stock Price Forecast

The 15 analysts that cover SoFi Technologies stock have a consensus rating of "Hold" and an average price target of $20.57, which forecasts a -24.93% decrease in the stock price over the next year. The lowest target is $12 and the highest is $31.

Price Target: $20.57 (-24.93%)
Analyst Consensus: Hold
TargetLowAverageMedianHigh
Price$12$20.57$20$31
Change-56.20%-24.93%-27.01%+13.14%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

RatingMay '25Jun '25Jul '25Aug '25Sep '25Oct '25
Strong Buy333333
Buy333333
Hold667777
Sell433333
Strong Sell000000
Total161516161616

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Sell
Maintains
$14$18
SellMaintains$14$18-34.31%Oct 15, 2025
Goldman Sachs
Goldman Sachs
Hold
Maintains
$21$24
HoldMaintains$21$24-12.41%Oct 13, 2025
Morgan Stanley
Morgan Stanley
Sell
Maintains
$13$18
SellMaintains$13$18-34.31%Sep 29, 2025
Mizuho
Mizuho
Buy
Maintains
$26$31
BuyMaintains$26$31+13.14%Sep 18, 2025
Needham
Needham
Strong Buy
Maintains
$25$29
Strong BuyMaintains$25$29+5.84%Sep 10, 2025
More Analyst Ratings

Financial Forecast

Revenue This Year
3.50B
from 2.64B
Increased by 32.30%
Revenue Next Year
4.34B
from 3.50B
Increased by 24.22%
EPS This Year
0.32
from 0.39
Decreased by -18.67%
EPS Next Year
0.57
from 0.32
Increased by 78.04%
Fiscal YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2020Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
565.53M977.30M1.52B2.07B2.64B3.50B4.34B
Revenue Growth
27.76%72.81%55.45%36.11%27.82%32.30%24.22%
EPS
-4.30-1.00-0.40-0.360.390.320.57
EPS Growth
------18.67%78.04%
Forward PE
-----85.3547.94
No. Analysts
-----2727
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue20252026202720282029
High3.8B4.9B
Avg3.5B4.3B
Low3.3B3.8B

Revenue Growth

Revenue Growth20252026202720282029
High
41.9%
40.1%
Avg
32.3%
24.2%
Low
23.0%
8.1%

EPS Forecast

EPS20252026202720282029
High0.370.74
Avg0.320.57
Low0.250.41

EPS Growth

EPS Growth20252026202720282029
High
-6.9%
128.9%
Avg
-18.7%
78.0%
Low
-35.5%
28.2%
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.