SoFi Technologies, Inc. (SOFI)

SoFi Technologies Stock Forecast

Stock Price Forecast

The 14 analysts that cover SoFi Technologies stock have a consensus rating of "Buy" and an average price target of $25.75, which forecasts a -6.02% decrease in the stock price over the next year. The lowest target is $17 and the highest is $37.

Price Target: $25.75 (-6.02%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$17	$25.75	$28	$37
Change	-37.96%	-6.02%	+2.19%	+35.04%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26
Strong Buy	3	3	3	3	3	3
Buy	3	3	3	3	3	3
Hold	7	7	8	8	8	8
Sell	3	3	3	3	3	2
Strong Sell	0	0	0	0	0	0
Total	16	16	17	17	17	16

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Terry Ma Barclays	Barclays	Hold Maintains $23 → $28	Hold	Maintains	$23 → $28	+2.19%	Jan 6, 2026
Michael Ng Goldman Sachs	Goldman Sachs	Hold Maintains $27 → $24	Hold	Maintains	$27 → $24	-12.41%	Jan 6, 2026
Matthew Coad Truist Securities	Truist Securities	Hold Maintains $31 → $28	Hold	Maintains	$31 → $28	+2.19%	Nov 25, 2025
Matthew Coad Truist Securities	Truist Securities	Hold Maintains $29 → $31	Hold	Maintains	$29 → $31	+13.14%	Nov 4, 2025
Tim Chiodo UBS	UBS	Hold Maintains $21 → $28	Hold	Maintains	$21 → $28	+0.36%	Oct 30, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

3.62B

Increased by 36.88%

from 2.64B

Revenue Next Year

4.61B

Increased by 27.28%

from 3.62B

EPS This Year

0.37

Decreased by -5.51%

from 0.39

EPS Next Year

0.60

Increased by 60.18%

from 0.37

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	565.53M	977.30M	1.52B	2.07B	2.64B	3.62B	4.61B
Revenue Growth	27.76%	72.81%	55.45%	36.11%	27.82%	36.88%	27.28%
EPS	-4.30	-1.00	-0.40	-0.36	0.39	0.37	0.60
EPS Growth	-	-	-	-	-	-5.51%	60.18%
Forward PE	-	-	-	-	-	73.46	45.86
No. Analysts	-	-	-	-	-	27	27

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029	2030
High	3.9B	5.9B
Avg	3.6B	4.6B
Low	3.3B	4.0B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029	2030
High	46.0%	62.8%
Avg	36.9%	27.3%
Low	26.4%	11.2%

EPS Forecast

EPS	2025	2026	2027	2028	2029	2030
High	0.55	0.74
Avg	0.37	0.60
Low	0.29	0.45

EPS Growth

EPS Growth	2025	2026	2027	2028	2029	2030
High	38.3%	97.1%
Avg	-5.5%	60.2%
Low	-25.5%	20.9%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.