SoFi Technologies, Inc. (SOFI)

SoFi Technologies Stock Forecast

Stock Price Forecast

The 14 analysts that cover SoFi Technologies stock have a consensus rating of "Buy" and an average price target of $26.18, which forecasts a 47.41% increase in the stock price over the next year. The lowest target is $17 and the highest is $37.

Price Target: $26.18 (+47.41%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$17	$26.18	$28	$37
Change	-4.28%	+47.41%	+57.66%	+108.33%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26
Strong Buy	3	3	3	3	3	3
Buy	3	3	3	3	3	3
Hold	8	8	8	8	7	7
Sell	3	3	3	2	2	2
Strong Sell	0	0	0	0	0	0
Total	17	17	17	16	15	15

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Matthew Coad Truist Securities	Truist Securities	Hold Maintains $28 → $21	Hold	Maintains	$28 → $21	+18.24%	Feb 18, 2026
Devin Ryan Citizens	Citizens	Hold → Buy Upgrades $30	Hold → Buy	Upgrades	$30	+68.92%	Feb 9, 2026
Reginald Smith JP Morgan	JP Morgan	Hold → Buy Upgrades $31	Hold → Buy	Upgrades	$31	+74.55%	Feb 3, 2026
Kyle Peterson Needham	Needham	Strong Buy Maintains $36 → $33	Strong Buy	Maintains	$36 → $33	+85.81%	Feb 2, 2026
Terry Ma Barclays	Barclays	Hold Maintains $23 → $28	Hold	Maintains	$23 → $28	+57.66%	Jan 6, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.77B

Increased by 33.02%

from 3.58B

Revenue Next Year

5.86B

Increased by 22.93%

from 4.77B

EPS This Year

0.62

Increased by 59.86%

from 0.39

EPS Next Year

0.85

Increased by 37.08%

from 0.62

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	977.30M	1.52B	2.07B	2.64B	3.58B	4.77B	5.86B
Revenue Growth	72.81%	55.45%	36.11%	27.82%	35.56%	33.02%	22.93%
EPS	-1.00	-0.40	-0.36	0.39	0.39	0.62	0.85
EPS Growth	-	-	-	-	-2.32%	59.86%	37.08%
Forward PE	-	-	-	-	-	28.81	21.02
No. Analysts	-	-	-	-	-	28	26

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028	2029	2030
High	5.0B	6.4B
Avg	4.8B	5.9B
Low	4.5B	5.2B

Revenue Growth

Revenue Growth	2026	2027	2028	2029	2030
High	40.1%	34.1%
Avg	33.0%	22.9%
Low	25.9%	10.1%

EPS Forecast

EPS	2026	2027	2028	2029	2030
High	0.65	0.95
Avg	0.62	0.85
Low	0.58	0.75

EPS Growth

EPS Growth	2026	2027	2028	2029	2030
High	68.8%	54.8%
Avg	59.9%	37.1%
Low	49.9%	22.4%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.