SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $23.71 billion. The enterprise value is $22.20 billion.
Important Dates
The last earnings date was Wednesday, April 29, 2026, before market open.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.28 billion shares outstanding. The number of shares has increased by 14.31% in one year.
| Current Share Class | 1.28B |
| Shares Outstanding | 1.28B |
| Shares Change (YoY) | +14.31% |
| Shares Change (QoQ) | +2.37% |
| Owned by Insiders (%) | 1.49% |
| Owned by Institutions (%) | 56.05% |
| Float | 1.26B |
Valuation Ratios
The trailing PE ratio is 41.54 and the forward PE ratio is 28.27. SOFI's PEG ratio is 0.74.
| PE Ratio | 41.54 |
| Forward PE | 28.27 |
| PS Ratio | 6.10 |
| Forward PS | 4.75 |
| PB Ratio | 2.16 |
| P/TBV Ratio | 2.59 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.74 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 38.48 |
| EV / Sales | 5.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.12, with a Debt / Equity ratio of 0.18.
| Current Ratio | 1.12 |
| Quick Ratio | 0.49 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.60% and return on invested capital (ROIC) is 4.59%.
| Return on Equity (ROE) | 6.60% |
| Return on Assets (ROA) | 1.26% |
| Return on Invested Capital (ROIC) | 4.59% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 14.76% |
| Revenue Per Employee | $640,726 |
| Profits Per Employee | $94,580 |
| Employee Count | 6,100 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOFI has paid $68.69 million in taxes.
| Income Tax | 68.69M |
| Effective Tax Rate | 10.64% |
Stock Price Statistics
The stock price has increased by +39.21% in the last 52 weeks. The beta is 2.13, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 2.13 |
| 52-Week Price Change | +39.21% |
| 50-Day Moving Average | 16.74 |
| 200-Day Moving Average | 23.19 |
| Relative Strength Index (RSI) | 65.70 |
| Average Volume (20 Days) | 65,333,820 |
Short Selling Information
The latest short interest is 173.01 million, so 13.49% of the outstanding shares have been sold short.
| Short Interest | 173.01M |
| Short Previous Month | 160.95M |
| Short % of Shares Out | 13.49% |
| Short % of Float | 13.70% |
| Short Ratio (days to cover) | 2.54 |
Income Statement
In the last 12 months, SOFI had revenue of $3.91 billion and earned $576.94 million in profits. Earnings per share was $0.44.
| Revenue | 3.91B |
| Gross Profit | 3.26B |
| Operating Income | 645.63M |
| Pretax Income | 645.63M |
| Net Income | 576.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.44 |
Full Income StatementBalance Sheet
The company has $3.56 billion in cash and $1.92 billion in debt, with a net cash position of $1.65 billion or $1.28 per share.
| Cash & Cash Equivalents | 3.56B |
| Total Debt | 1.92B |
| Net Cash | 1.65B |
| Net Cash Per Share | $1.28 |
| Equity (Book Value) | 10.81B |
| Book Value Per Share | 8.44 |
| Working Capital | 4.79B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$6.08 billion and capital expenditures -$257.39 million, giving a free cash flow of -$6.34 billion.
| Operating Cash Flow | -6.08B |
| Capital Expenditures | -257.39M |
| Depreciation & Amortization | 140.89M |
| Net Borrowing | -1.24B |
| Free Cash Flow | -6.34B |
| FCF Per Share | -$4.94 |
Full Cash Flow StatementMargins
Gross margin is 83.51%, with operating and profit margins of 16.52% and 14.76%.
| Gross Margin | 83.51% |
| Operating Margin | 16.52% |
| Pretax Margin | 16.52% |
| Profit Margin | 14.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -14.31% |
| Shareholder Yield | -14.31% |
| Earnings Yield | 2.42% |
| FCF Yield | -26.57% |
Dividend DetailsAnalyst Forecast
The average price target for SOFI is $21.00, which is 13.64% higher than the current price. The consensus rating is "Hold".
| Price Target | $21.00 |
| Price Target Difference | 13.64% |
| Analyst Consensus | Hold |
| Analyst Count | 24 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
