SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $20.29 billion. The enterprise value is $21.42 billion.
| Market Cap | 20.29B |
| Enterprise Value | 21.42B |
Important Dates
The last earnings date was Tuesday, October 27, 2026, before market open.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.30 billion shares outstanding. The number of shares has increased by 12.51% in one year.
| Current Share Class | 1.30B |
| Shares Outstanding | 1.30B |
| Shares Change (YoY) | +12.51% |
| Shares Change (QoQ) | +0.43% |
| Owned by Insiders (%) | 1.52% |
| Owned by Institutions (%) | 50.59% |
| Float | 1.28B |
Valuation Ratios
The trailing PE ratio is 28.73 and the forward PE ratio is 18.71. SOFI's PEG ratio is 0.52.
| PE Ratio | 28.73 |
| Forward PE | 18.71 |
| PS Ratio | 4.33 |
| Forward PS | 3.34 |
| PB Ratio | 1.87 |
| P/TBV Ratio | 2.10 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.52 |
Enterprise Valuation
| EV / Earnings | 29.05 |
| EV / Sales | 4.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.09, with a Debt / Equity ratio of 0.35.
| Current Ratio | 1.09 |
| Quick Ratio | 0.43 |
| Debt / Equity | 0.35 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.35% and return on invested capital (ROIC) is 4.96%.
| Return on Equity (ROE) | 7.35% |
| Return on Assets (ROA) | 1.31% |
| Return on Invested Capital (ROIC) | 4.96% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 13.86% |
| Revenue Per Employee | $768,262 |
| Profits Per Employee | $120,961 |
| Employee Count | 6,100 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOFI has paid $169.16 million in taxes.
| Income Tax | 169.16M |
| Effective Tax Rate | 18.65% |
Stock Price Statistics
The stock price has decreased by -49.50% in the last 52 weeks. The beta is 2.24, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 2.24 |
| 52-Week Price Change | -49.50% |
| 50-Day Moving Average | 16.24 |
| 200-Day Moving Average | 17.37 |
| Relative Strength Index (RSI) | 45.86 |
| Average Volume (20 Days) | 56,759,399 |
Short Selling Information
The latest short interest is 219.64 million, so 16.92% of the outstanding shares have been sold short.
| Short Interest | 219.64M |
| Short Previous Month | 214.90M |
| Short % of Shares Out | 16.92% |
| Short % of Float | 17.19% |
| Short Ratio (days to cover) | 4.19 |
Income Statement
In the last 12 months, SOFI had revenue of $4.69 billion and earned $737.86 million in profits. Earnings per share was $0.54.
| Revenue | 4.69B |
| Gross Profit | 3.94B |
| Operating Income | 907.03M |
| Pretax Income | 907.03M |
| Net Income | 737.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.54 |
Balance Sheet
The company has $2.85 billion in cash and $3.98 billion in debt, with a net cash position of -$1.14 billion or -$0.88 per share.
| Cash & Cash Equivalents | 2.85B |
| Total Debt | 3.98B |
| Net Cash | -1.14B |
| Net Cash Per Share | -$0.88 |
| Equity (Book Value) | 11.30B |
| Book Value Per Share | 8.71 |
| Working Capital | 4.54B |
Cash Flow
In the last 12 months, operating cash flow was -$10.21 billion and capital expenditures -$331.98 million, giving a free cash flow of -$10.54 billion.
| Operating Cash Flow | -10.21B |
| Capital Expenditures | -331.98M |
| Depreciation & Amortization | 179.26M |
| Net Borrowing | 1.14B |
| Free Cash Flow | -10.54B |
| FCF Per Share | -$8.12 |
Margins
Gross margin is 84.15%, with operating and profit margins of 19.35% and 15.74%.
| Gross Margin | 84.15% |
| Operating Margin | 19.35% |
| Pretax Margin | 19.35% |
| Profit Margin | 15.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -12.51% |
| Shareholder Yield | -12.51% |
| Earnings Yield | 3.48% |
| FCF Yield | -51.93% |
Analyst Forecast
The average price target for SOFI is $20.84, which is 33.33% higher than the current price. The consensus rating is "Hold".
| Price Target | $20.84 |
| Price Target Difference | 33.33% |
| Analyst Consensus | Hold |
| Analyst Count | 25 |
| Revenue Growth Forecast (3Y) | 29.78% |
| EPS Growth Forecast (3Y) | 44.74% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |