SoFi Technologies, Inc. (SOFI)

SoFi Technologies Statistics

Total Valuation

SOFI has a market cap or net worth of $20.11 billion. The enterprise value is $19.11 billion.

Market Cap	20.11B
Enterprise Value	19.11B

Important Dates

The last earnings date was Wednesday, April 29, 2026, before market open.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

SOFI has 1.28 billion shares outstanding. The number of shares has increased by 14.31% in one year.

Current Share Class	1.28B
Shares Outstanding	1.28B
Shares Change (YoY)	+14.31%
Shares Change (QoQ)	+2.37%
Owned by Insiders (%)	1.49%
Owned by Institutions (%)	53.16%
Float	1.26B

Valuation Ratios

The trailing PE ratio is 35.27 and the forward PE ratio is 24.02. SOFI's PEG ratio is 0.66.

PE Ratio	35.27
Forward PE	24.02
PS Ratio	5.31
Forward PS	4.14
PB Ratio	1.93
P/TBV Ratio	2.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.66

Enterprise Valuation

EV / Earnings	33.12
EV / Sales	4.89
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.12, with a Debt / Equity ratio of 0.18.

Current Ratio	1.12
Quick Ratio	0.49
Debt / Equity	0.18
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.60% and return on invested capital (ROIC) is 4.59%.

Return on Equity (ROE)	6.60%
Return on Assets (ROA)	1.26%
Return on Invested Capital (ROIC)	4.59%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	14.60%
Revenue Per Employee	$640,726
Profits Per Employee	$94,580
Employee Count	6,100
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, SOFI has paid $68.69 million in taxes.

Income Tax	68.69M
Effective Tax Rate	10.64%

Stock Price Statistics

The stock price has increased by +19.58% in the last 52 weeks. The beta is 2.13, so SOFI's price volatility has been higher than the market average.

Beta (5Y)	2.13
52-Week Price Change	+19.58%
50-Day Moving Average	17.24
200-Day Moving Average	23.57
Relative Strength Index (RSI)	40.01
Average Volume (20 Days)	66,700,165

Short Selling Information

The latest short interest is 158.25 million, so 12.34% of the outstanding shares have been sold short.

Short Interest	158.25M
Short Previous Month	165.26M
Short % of Shares Out	12.34%
Short % of Float	12.53%
Short Ratio (days to cover)	2.57

Income Statement

In the last 12 months, SOFI had revenue of $3.91 billion and earned $576.94 million in profits. Earnings per share was $0.44.

Revenue	3.91B
Gross Profit	3.26B
Operating Income	645.63M
Pretax Income	645.63M
Net Income	576.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.44

Balance Sheet

The company has $3.56 billion in cash and $1.92 billion in debt, with a net cash position of $1.65 billion or $1.28 per share.

Cash & Cash Equivalents	3.56B
Total Debt	1.92B
Net Cash	1.65B
Net Cash Per Share	$1.28
Equity (Book Value)	10.81B
Book Value Per Share	8.44
Working Capital	4.79B

Cash Flow

In the last 12 months, operating cash flow was -$6.08 billion and capital expenditures -$257.39 million, giving a free cash flow of -$6.34 billion.

Operating Cash Flow	-6.08B
Capital Expenditures	-257.39M
Depreciation & Amortization	140.89M
Net Borrowing	-1.24B
Free Cash Flow	-6.34B
FCF Per Share	-$4.94

Margins

Gross margin is 83.51%, with operating and profit margins of 16.52% and 14.76%.

Gross Margin	83.51%
Operating Margin	16.52%
Pretax Margin	16.52%
Profit Margin	14.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SOFI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-14.31%
Shareholder Yield	-14.31%
Earnings Yield	2.78%
FCF Yield	-30.53%

Analyst Forecast

The average price target for SOFI is $22.75, which is 45.09% higher than the current price. The consensus rating is "Buy".

Price Target	$22.75
Price Target Difference	45.09%
Analyst Consensus	Buy
Analyst Count	17
Revenue Growth Forecast (5Y)	13.36%
EPS Growth Forecast (5Y)	22.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4