SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $22.53 billion. The enterprise value is $21.32 billion.
| Market Cap | 22.53B |
| Enterprise Value | 21.32B |
Important Dates
The last earnings date was Wednesday, July 29, 2026, before market open.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.29 billion shares outstanding. The number of shares has increased by 14.49% in one year.
| Current Share Class | 1.29B |
| Shares Outstanding | 1.29B |
| Shares Change (YoY) | +14.49% |
| Shares Change (QoQ) | -1.89% |
| Owned by Insiders (%) | 1.49% |
| Owned by Institutions (%) | 56.11% |
| Float | 1.27B |
Valuation Ratios
The trailing PE ratio is 36.55 and the forward PE ratio is 23.76. SOFI's PEG ratio is 0.58.
| PE Ratio | 36.55 |
| Forward PE | 23.76 |
| PS Ratio | 4.93 |
| Forward PS | 3.88 |
| PB Ratio | 1.90 |
| P/TBV Ratio | 2.23 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.58 |
Enterprise Valuation
| EV / Earnings | 33.51 |
| EV / Sales | 5.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.11, with a Debt / Equity ratio of 0.31.
| Current Ratio | 1.11 |
| Quick Ratio | 0.46 |
| Debt / Equity | 0.31 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.09% and return on invested capital (ROIC) is 4.68%.
| Return on Equity (ROE) | 7.09% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | 4.68% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 14.09% |
| Revenue Per Employee | $699,744 |
| Profits Per Employee | $104,306 |
| Employee Count | 6,100 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOFI has paid $101.48 million in taxes.
| Income Tax | 101.48M |
| Effective Tax Rate | 13.76% |
Stock Price Statistics
The stock price has decreased by -17.99% in the last 52 weeks. The beta is 2.20, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 2.20 |
| 52-Week Price Change | -17.99% |
| 50-Day Moving Average | 17.23 |
| 200-Day Moving Average | 21.26 |
| Relative Strength Index (RSI) | 52.03 |
| Average Volume (20 Days) | 84,420,760 |
Short Selling Information
The latest short interest is 185.96 million, so 14.41% of the outstanding shares have been sold short.
| Short Interest | 185.96M |
| Short Previous Month | 188.10M |
| Short % of Shares Out | 14.41% |
| Short % of Float | 14.64% |
| Short Ratio (days to cover) | 2.13 |
Income Statement
In the last 12 months, SOFI had revenue of $4.27 billion and earned $636.26 million in profits. Earnings per share was $0.48.
| Revenue | 4.27B |
| Gross Profit | 3.57B |
| Operating Income | 737.74M |
| Pretax Income | 737.74M |
| Net Income | 636.26M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.48 |
Balance Sheet
The company has $3.13 billion in cash and $3.41 billion in debt, with a net cash position of -$278.90 million or -$0.22 per share.
| Cash & Cash Equivalents | 3.13B |
| Total Debt | 3.41B |
| Net Cash | -278.90M |
| Net Cash Per Share | -$0.22 |
| Equity (Book Value) | 11.08B |
| Book Value Per Share | 8.58 |
| Working Capital | 5.03B |
Cash Flow
In the last 12 months, operating cash flow was -$6.08 billion and capital expenditures -$257.39 million, giving a free cash flow of -$6.34 billion.
| Operating Cash Flow | -6.08B |
| Capital Expenditures | -257.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.24B |
| Free Cash Flow | -6.34B |
| FCF Per Share | -$4.91 |
Margins
Gross margin is 83.73%, with operating and profit margins of 17.28% and 14.91%.
| Gross Margin | 83.73% |
| Operating Margin | 17.28% |
| Pretax Margin | 17.28% |
| Profit Margin | 14.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -14.49% |
| Shareholder Yield | -14.49% |
| Earnings Yield | 3.02% |
| FCF Yield | -30.11% |
Analyst Forecast
The average price target for SOFI is $19.87, which is 13.80% higher than the current price. The consensus rating is "Hold".
| Price Target | $19.87 |
| Price Target Difference | 13.80% |
| Analyst Consensus | Hold |
| Analyst Count | 23 |
| Revenue Growth Forecast (3Y) | 25.76% |
| EPS Growth Forecast (3Y) | 42.44% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |