SoFi Technologies, Inc. (SOFI)

NASDAQ: SOFI · Real-Time Price · USD

18.13

-0.65 (-3.46%)

At close: Jul 13, 2026, 4:00 PM EDT

18.25

+0.12 (0.66%)

Pre-market: Jul 14, 2026, 6:03 AM EDT

SoFi Technologies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,413	2,219	1,716	1,262	584.1	252.24
Net Interest Income Growth	33.14%	29.27%	36.04%	116.02%	131.56%	41.77%
Non-Interest Income	1,529	1,394	958.38	861.05	989.44	732.63
Non-Interest Income Growth	54.55%	45.50%	11.30%	-12.98%	35.05%	89.02%
Revenues Before Loan Losses	3,942	3,613	2,675	2,123	1,574	984.87
Provision for Credit Losses	33.54	30.32	31.71	54.95	54.33	7.57
Revenue	3,908	3,583	2,643	2,068	1,519	977.3
Revenue Growth (YoY)	41.03%	35.56%	27.82%	36.11%	55.45%	72.81%
Selling, General & Admin	2,618	2,448	1,948	1,742	1,525	1,202
Other Non-Interest Expenses	644.6	609	461.63	627.17	313.23	256.98
Total Non-Interest Expense	3,263	3,057	2,410	2,369	1,838	1,466
Pretax Income	645.63	525.86	233.35	-301.16	-318.72	-481.18
Provision for Income Taxes	68.69	44.54	-265.32	-0.42	1.69	2.76
Net Income	576.94	481.32	498.67	-300.74	-320.41	-483.94
Net Income to Common	576.94	481.32	498.67	-300.74	-320.41	-483.94
Net Income Growth	19.76%	-3.48%	-	-	-	-
Shares Outstanding (Basic)	1,194	1,150	1,050	945	901	527
Shares Outstanding (Diluted)	1,300	1,252	1,101	945	901	527
Shares Change (YoY)	15.35%	13.65%	16.55%	4.90%	71.03%	613.23%
EPS (Basic)	0.48	0.42	0.46	-0.36	-0.40	-1.00
EPS (Diluted)	0.44	0.39	0.39	-0.36	-0.40	-1.00
EPS Growth	7.32%	-	-	-	-	-
Free Cash Flow	-6,336	-3,985	-1,274	-7,339	-7,349	-1,402
Free Cash Flow Per Share	-4.88	-3.18	-1.16	-7.77	-8.16	-2.66
Profit Margin	14.76%	13.43%	18.87%	-14.54%	-21.09%	-49.52%
FCF Margin	-162.12%	-111.22%	-48.20%	-354.89%	-483.74%	-143.51%
Effective Tax Rate	10.64%	8.47%	-113.70%	0.14%	-0.53%	-0.57%

SEC Filings: 10-K · 10-Q