SoFi Technologies Stock Forecast

Stock Price Forecast

According to 23 analysts polled by S&P Global, SoFi Technologies stock has a consensus rating of "Hold" and an average price target of $19.87. The average 1-year stock price forecast is 14.66% higher than the current stock price, while the lowest is $12 (-30.76%) and the highest is $30 (+73.11%).

Price Target: $19.87 (+14.66%)

Analyst Consensus: Hold

Price Target

Chart

Target	Low	Average	Median	High
Price	$12	$19.87	$18	$30
Change	-30.76%	+14.66%	+3.87%	+73.11%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Chart

Rating	Feb '26	Mar '26	Apr '26	May '26	Jun '26	Jul '26
Strong Buy	5	5	5	5	5	5
Buy	3	3	3	3	3	2
Hold	10	11	12	12	12	12
Sell	2	2	2	2	2	2
Strong Sell	2	2	2	2	2	2
Total	22	23	24	24	24	23

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Peter Christiansen Citi	Citi	Buy Maintains $30	Buy	Maintains	$30	+73.11%	Jul 31, 2026
Dan Dolev Mizuho Securities	Mizuho Securities	Buy Maintains $29 → $22	Buy	Maintains	$29 → $22	+26.95%	Jul 30, 2026
Will Nance Goldman Sachs	Goldman Sachs	Hold Reiterates $21 → $18	Hold	Reiterates	$21 → $18	+3.87%	Jul 30, 2026
Donald Fandetti Wells Fargo	Wells Fargo	Hold Reiterates $18 → $17	Hold	Reiterates	$18 → $17	-1.90%	Jul 30, 2026
Mihir Bhatia Bank of America Securities	Bank of America Securities	Sell Maintains $17 → $16	Sell	Maintains	$17 → $16	-7.67%	Jul 30, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.88B

from 3.58B

36.19%

from 3.58B

Revenue Next Year

5.90B

from 4.88B

21.01%

from 4.88B

EPS This Year

0.59

from 0.37

58.44%

from 0.37

EPS Next Year

0.81

from 0.59

36.88%

from 0.59

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	977.30M	1.52B	2.07B	2.64B	3.58B	4.88B
Revenue Growth	72.81%	55.45%	36.11%	27.82%	35.56%	36.19%
Operating Income	-453.84M	-299.40M	-53.98M	233.35M	525.86M	948.13M
Net Income	-483.94M	-320.41M	-300.74M	498.67M	481.32M	817.89M
EPS	-	-	-	-	0.37	0.59
EPS Growth	-	-	-	-	149.60%	58.44%
Forward PE	-	-	263.23	64.73	48.16	29.21
No. Analysts	-	-	-	-	-	12

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Chart

Revenue	2026	2027	2028
High	5.2B
Avg	4.9B
Low	4.8B

Revenue Growth

Chart

Revenue Growth	2026	2027	2028
High	44.6%
Avg	36.2%
Low	33.3%

EPS Forecast

Chart

EPS	2026	2027	2028
High	0.65
Avg	0.59
Low	0.55

EPS Growth

Chart

EPS Growth	2026	2027	2028
High	73.6%
Avg	58.4%
Low	46.9%