SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
15.77
-0.07 (-0.44%)
At close: Oct 2, 2026, 4:00 PM EDT
15.76
-0.01 (-0.07%)
After-hours: Oct 2, 2026, 7:59 PM EDT

SoFi Technologies Stock Forecast

Stock Price Forecast

According to 25 analysts polled by S&P Global, SoFi Technologies stock has a consensus rating of "Hold" and an average price target of $20.35. The average 1-year stock price forecast is 29.04% higher than the current stock price, while the lowest is $12 (-23.91%) and the highest is $30 (+90.23%).

Price Target: $20.35 (+29.04%)
Analyst Consensus: Hold

Price Target

Chart
TargetLowAverageMedianHigh
Price$12$20.35$19$30
Change-23.91%+29.04%+20.48%+90.23%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Chart
RatingApr '26May '26Jun '26Jul '26Aug '26Sep '26
Strong Buy555555
Buy333234
Hold121212121212
Sell222222
Strong Sell222222
Total242424232425

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
William Blair
William Blair
Buy
Reiterates
n/a
BuyReiteratesn/an/aSep 10, 2026
Loop Capital Markets
Loop Capital Markets
Hold
Initiates
$22
HoldInitiates$22+39.51%Sep 8, 2026
KBW
KBW
Sell
Maintains
$16
SellMaintains$16+1.46%Sep 3, 2026
Scotiabank
Scotiabank
Buy
Initiates
$25
BuyInitiates$25+58.53%Sep 2, 2026
BTIG
BTIG
Hold
Maintains
n/a
HoldMaintainsn/an/aAug 26, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.88B
from 3.58B
Increased by 36.22%
Revenue Next Year
6.11B
from 4.88B
Increased by 25.13%
EPS This Year
0.59
from 0.37
Increased by 58.85%
EPS Next Year
0.82
from 0.59
Increased by 38.55%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
977.30M1.52B2.07B2.64B3.58B4.88B
Revenue Growth
72.81%55.45%36.11%27.82%35.56%36.22%
Operating Income
-453.84M-299.40M-53.98M233.35M525.86M1.04B
Net Income
-483.94M-320.41M-300.74M498.67M481.32M804.86M
EPS
----0.370.59
EPS Growth
----149.60%58.85%
Forward PE
--263.2364.7348.1626.52
Free Cash Flow
-----3.98B1.50B
No. Analysts
-----19
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High5.0B
Avg4.9B
Low4.8B

Revenue Growth

Revenue Growth202620272028
High
40.3%
Avg
36.2%
Low
33.3%

EPS Forecast

EPS202620272028
High0.63
Avg0.59
Low0.56

EPS Growth

EPS Growth202620272028
High
68.3%
Avg
58.8%
Low
48.9%