SoFi Technologies Stock Forecast

Stock Price Forecast

According to 25 analysts polled by S&P Global, SoFi Technologies stock has a consensus rating of "Hold" and an average price target of $20.36. The average 1-year stock price forecast is 37.85% higher than the current stock price, while the lowest is $12 (-18.75%) and the highest is $30 (+103.11%).

Price Target: $20.36 (+37.85%)

Analyst Consensus: Hold

Price Target

Chart

Target	Low	Average	Median	High
Price	$12	$20.36	$19	$30
Change	-18.75%	+37.85%	+28.64%	+103.11%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Chart

Rating	May '26	Jun '26	Jul '26	Aug '26	Sep '26	Oct '26
Strong Buy	5	5	5	5	5	6
Buy	3	3	2	3	4	4
Hold	12	12	12	12	12	11
Sell	2	2	2	2	2	2
Strong Sell	2	2	2	2	2	2
Total	24	24	23	24	25	25

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
David Konrad KBW	KBW	Sell Maintains $15	Sell	Maintains	$15	+1.56%	Oct 16, 2026
Unknown Analyst StoneX No rating	StoneX	Buy Initiates $25	Buy	Initiates	$25	+69.26%	Oct 13, 2026
Will Nance Goldman Sachs	Goldman Sachs	Hold Maintains $18 → $15	Hold	Maintains	$18 → $15	+1.56%	Oct 13, 2026
Moshe Orenbuch TD Cowen	TD Cowen	Hold Maintains $18 → $18	Hold	Maintains	$18 → $18	+18.48%	Oct 6, 2026
Andrew Jeffrey William Blair	William Blair	Buy Reiterates n/a	Buy	Reiterates	n/a	n/a	Sep 10, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.87B

from 3.58B

36.02%

from 3.58B

Revenue Next Year

6.11B

from 4.87B

25.35%

from 4.87B

EPS This Year

0.59

from 0.37

58.19%

from 0.37

EPS Next Year

0.82

from 0.59

39.23%

from 0.59

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	977.30M	1.52B	2.07B	2.64B	3.58B	4.87B
Revenue Growth	72.81%	55.45%	36.11%	27.82%	35.56%	36.02%
Operating Income	-453.84M	-299.40M	-53.98M	233.35M	525.86M	1.04B
Net Income	-483.94M	-320.41M	-300.74M	498.67M	481.32M	804.49M
EPS	-	-	-	-	0.37	0.59
EPS Growth	-	-	-	-	149.60%	58.19%
Forward PE	-	-	263.23	64.73	48.16	24.94
Free Cash Flow	-	-	-	-	-3.98B	1.50B
No. Analysts	-	-	-	-	-	21

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Chart

Revenue	2026	2027	2028
High	5.0B
Avg	4.9B
Low	4.8B

Revenue Growth

Chart

Revenue Growth	2026	2027	2028
High	39.6%
Avg	36.0%
Low	33.1%

EPS Forecast

Chart

EPS	2026	2027	2028
High	0.63
Avg	0.59
Low	0.56

EPS Growth

Chart

EPS Growth	2026	2027	2028
High	68.3%
Avg	58.2%
Low	48.9%