SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
18.91
+0.99 (5.52%)
At close: Aug 21, 2026, 4:00 PM EDT
18.99
+0.08 (0.42%)
After-hours: Aug 21, 2026, 7:59 PM EDT

SoFi Technologies Stock Forecast

Stock Price Forecast

According to 24 analysts polled by S&P Global, SoFi Technologies stock has a consensus rating of "Hold" and an average price target of $19.98. The average 1-year stock price forecast is 5.66% higher than the current stock price, while the lowest is $12 (-36.54%) and the highest is $30 (+58.65%).

Price Target: $19.98 (+5.66%)
Analyst Consensus: Hold

Price Target

Chart
TargetLowAverageMedianHigh
Price$12$19.98$18$30
Change-36.54%+5.66%-4.81%+58.65%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Chart
RatingMar '26Apr '26May '26Jun '26Jul '26Aug '26
Strong Buy555555
Buy333323
Hold111212121212
Sell222222
Strong Sell222222
Total232424242324

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Piper Sandler
Piper Sandler
Buy
Initiates
$22
BuyInitiates$22+16.34%Aug 17, 2026
Truist Financial
Truist Financial
Hold
Maintains
$18$19
HoldMaintains$18$19+0.48%Aug 14, 2026
DBS
DBS
Buy
Maintains
$28
BuyMaintains$28+48.07%Aug 13, 2026
KBW
KBW
Sell
Reiterates
$16
SellReiterates$16-15.39%Aug 6, 2026
Citi
Citi
Buy
Maintains
$30
BuyMaintains$30+58.65%Jul 31, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.88B
from 3.58B
Increased by 36.09%
Revenue Next Year
6.13B
from 4.88B
Increased by 25.73%
EPS This Year
0.60
from 0.37
Increased by 59.05%
EPS Next Year
0.82
from 0.60
Increased by 37.87%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
977.30M1.52B2.07B2.64B3.58B4.88B
Revenue Growth
72.81%55.45%36.11%27.82%35.56%36.09%
Operating Income
-453.84M-299.40M-53.98M233.35M525.86M1.05B
Net Income
-483.94M-320.41M-300.74M498.67M481.32M814.85M
EPS
----0.370.60
EPS Growth
----149.60%59.05%
Forward PE
--263.2364.7348.1631.76
No. Analysts
-----18
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High5.2B
Avg4.9B
Low4.8B

Revenue Growth

Revenue Growth202620272028
High
44.6%
Avg
36.1%
Low
33.3%

EPS Forecast

EPS202620272028
High0.65
Avg0.60
Low0.55

EPS Growth

EPS Growth202620272028
High
73.6%
Avg
59.1%
Low
46.9%