SoFi Technologies Stock Forecast

Stock Price Forecast

The 16 analysts that cover SoFi Technologies stock have a consensus rating of "Buy" and an average price target of $22.75, which forecasts a 48.60% increase in the stock price over the next year. The lowest target is $17 and the highest is $31.

Price Target: $22.75 (+48.60%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$17	$22.75	$21	$31
Change	+11.04%	+48.60%	+37.17%	+102.48%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	3	3	3	3	3	3
Buy	3	3	3	3	4	4
Hold	8	8	7	8	8	8
Sell	3	2	2	2	2	2
Strong Sell	0	0	0	0	0	0
Total	17	16	15	16	17	17

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Matthew Coad Truist Securities	Truist Securities	Hold Maintains $20 → $17	Hold	Maintains	$20 → $17	+11.04%	May 12, 2026
Peter Christiansen Citigroup	Citigroup	Strong Buy Maintains $37 → $30	Strong Buy	Maintains	$37 → $30	+95.95%	May 4, 2026
Tim Chiodo UBS	UBS	Hold Maintains $25 → $21	Hold	Maintains	$25 → $21	+37.17%	Apr 30, 2026
Moshe Orenbuch TD Cowen	TD Cowen	Hold Maintains $24 → $18	Hold	Maintains	$24 → $18	+17.57%	Apr 30, 2026
Kyle Joseph Stephens & Co.	Stephens & Co.	Buy Maintains $26 → $25	Buy	Maintains	$26 → $25	+63.29%	Apr 30, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.76B

from 3.58B

32.90%

from 3.58B

Revenue Next Year

5.79B

from 4.76B

21.48%

from 4.76B

EPS This Year

0.60

from 0.39

56.74%

from 0.39

EPS Next Year

0.82

from 0.60

34.91%

from 0.60

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	977.30M	1.52B	2.07B	2.64B	3.58B	4.76B	5.79B
Revenue Growth	72.81%	55.45%	36.11%	27.82%	35.56%	32.90%	21.48%
EPS	-1.00	-0.40	-0.36	0.39	0.39	0.60	0.82
EPS Growth	-	-	-	-	-2.32%	56.74%	34.91%
Forward PE	-	-	-	-	-	25.33	18.78
No. Analysts	-	-	-	-	-	29	28

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	5.0B	6.4B
Avg	4.8B	5.8B
Low	4.3B	4.8B

Revenue Growth

Revenue Growth	2026	2027
High	40.5%	34.1%
Avg	32.9%	21.5%
Low	20.3%	1.4%

EPS Forecast

EPS	2026	2027
High	0.65	0.95
Avg	0.60	0.82
Low	0.51	0.55

EPS Growth

EPS Growth	2026	2027
High	68.8%	56.5%
Avg	56.7%	34.9%
Low	32.2%	-9.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.