SoFi Technologies Stock Forecast

Stock Price Forecast

According to 24 analysts polled by S&P Global, SoFi Technologies stock has a consensus rating of "Hold" and an average price target of $21.1. The average 1-year stock price forecast is 16.38% higher than the current stock price, while the lowest is $12 (-33.81%) and the highest is $31 (+70.99%).

Price Target: $21.1 (+16.38%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$12	$21.1	$18	$31
Change	-33.81%	+16.38%	-0.72%	+70.99%

Analyst Ratings

The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Feb '26	Mar '26	Apr '26	May '26	Jun '26	Jul '26
Strong Buy	5	5	5	5	5	5
Buy	3	3	3	3	3	3
Hold	10	11	12	12	12	12
Sell	2	2	2	2	2	2
Strong Sell	2	2	2	2	2	2
Total	22	23	24	24	24	24

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Will Nance Goldman Sachs	Goldman Sachs	Hold Maintains $17 → $21	Hold	Maintains	$17 → $21	+15.83%	Jul 9, 2026
Terry Ma Barclays	Barclays	Hold Maintains $18	Hold	Maintains	$18	-0.72%	Jul 7, 2026
Tim Switzer KBW	KBW	Sell Maintains $16	Sell	Maintains	$16	-11.75%	Jun 30, 2026
Vincent Caintic BTIG	BTIG	Hold Maintains n/a	Hold	Maintains	n/a	n/a	Jun 30, 2026
Andrew Jeffrey William Blair	William Blair	Buy Reiterates n/a	Buy	Reiterates	n/a	n/a	Jun 25, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.69B

from 3.58B

30.87%

from 3.58B

Revenue Next Year

5.74B

from 4.69B

22.44%

from 4.69B

EPS This Year

0.59

from 0.37

58.04%

from 0.37

EPS Next Year

0.81

from 0.59

36.93%

from 0.59

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	977.30M	1.52B	2.07B	2.64B	3.58B	4.69B
Revenue Growth	72.81%	55.45%	36.11%	27.82%	35.56%	30.87%
Operating Income	-453.84M	-299.40M	-53.98M	233.35M	525.86M	996.51M
Net Income	-483.94M	-320.41M	-300.74M	498.67M	481.32M	827.09M
EPS	-	-	-	-	0.37	0.59
EPS Growth	-	-	-	-	149.60%	58.04%
Forward PE	-	-	263.23	64.73	48.16	30.64
No. Analysts	-	-	-	-	-	19

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue	2026	2027	2028
High	4.9B
Avg	4.7B
Low	4.6B

Revenue Growth

Revenue Growth	2026	2027	2028
High	35.5%
Avg	30.9%
Low	28.2%

EPS Forecast

EPS	2026	2027	2028
High	0.61
Avg	0.59
Low	0.55

EPS Growth

EPS Growth	2026	2027	2028
High	62.9%
Avg	58.0%
Low	47.6%