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SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
19.51
-0.10 (-0.51%)
At close: Feb 17, 2026, 4:00 PM EST
19.44
-0.07 (-0.36%)
After-hours: Feb 17, 2026, 7:15 PM EST

SoFi Technologies Operating Metrics

Period EndingDec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019
Financial Products
17.54M16.09M14.86M13.79M12.74M11.76M10.99M10.13M
Financial Products Growth
37.69%36.82%35.23%36.15%34.35%32.82%39.17%41.85%
Galileo Accounts
128.00M158.00M160.05M158.43M168.00M160.00M158.00M151.00M
Galileo Accounts Growth
-23.81%-1.25%1.30%4.92%15.86%16.79%22.48%19.84%
Lending Products
2.63M2.46M2.28M2.13M2.01M1.89M1.79M1.71M
Lending Products Growth
31.00%30.25%27.59%24.92%20.87%18.63%18.82%20.41%
Members
13.65M12.64M11.75M10.92M10.13M9.37M8.77M8.13M
Members Growth
34.80%34.88%33.87%34.23%34.27%34.73%41.52%43.78%
Total Products
71.78M66.36M61.45M57.09M53.00M49.40M46.20M42.82M
Total Products Growth
35.43%34.33%33.03%33.32%34.03%36.10%39.78%41.73%

Revenue by Segment

Period EndingDec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020
Lending
1.85B1.77B1.67B1.57B1.49B1.42B1.37B1.36B
Lending Growth
24.49%24.46%21.67%14.96%8.37%5.57%5.77%11.43%
Financial Services
1.54B1.34B1.16B974.08M821.51M704.11M584.05M506.01M
Financial Services Growth
87.70%90.57%98.70%92.50%88.18%94.36%99.35%124.66%
Technology Platform
450.21M430.67M418.63M404.24M395.18M389.25M376.63M368.80M
Technology Platform Growth
13.93%10.64%11.15%9.61%12.17%14.13%12.12%11.01%
Other
-227.82M-218.10M-192.09M-144.81M-27.05M42.23M62.27M47.82M

Contribution Profit by Segment

Period EndingDec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020
Lending
1.02B991.20M968.53M921.76M890.54M870.70M835.72M821.09M
Lending Growth
14.19%13.84%15.89%12.26%8.17%8.03%6.79%10.77%
Financial Services
792.91M676.98M551.18M418.17M307.01M217.21M120.71M61.19M
Financial Services Growth
158.27%211.67%356.60%583.34%----
Technology Platform
144.41M128.59M129.17M127.13M126.96M125.43M124.67M110.72M
Technology Platform Growth
13.75%2.51%3.61%14.82%33.87%54.61%82.07%51.43%

Loan Origination by Type

Period EndingDec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019
Personal Loans
27.50B25.25B22.65B19.87B17.61B15.59B14.58B14.13B
Personal Loans Growth
56.09%61.98%55.35%40.66%27.63%19.48%21.82%32.05%
Student Loans
5.54B5.03B4.48B4.22B3.78B3.22B3.20B2.86B
Student Loans Growth
46.48%55.99%40.03%47.76%43.75%43.45%79.26%59.83%
Home Loans
3.39B2.84B2.38B2.00B1.82B1.55B1.42B1.24B
Home Loans Growth
86.19%82.93%68.15%60.94%82.48%95.41%116.55%67.28%

Operating Expense Breakdown

Period EndingDec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021
Sales and Marketing
1.10B1.02B947.09M867.10M796.29M741.74M713.55M711.61M
Sales and Marketing Growth
37.56%37.39%32.73%21.85%10.69%3.25%2.85%8.67%
General and Administrative
704.44M671.11M631.63M611.25M600.09M570.85M546.39M532.56M
General and Administrative Growth
17.39%17.56%15.60%14.77%17.43%15.93%10.57%8.95%
Technology and Development
648.33M624.48M597.05M577.07M551.79M544.62M530.60M525.28M
Technology and Development Growth
17.50%14.66%12.52%9.86%7.89%12.78%13.40%19.27%
Cost of Operations
609.00M575.54M537.83M497.09M461.63M437.43M411.97M396.15M
Cost of Operations Growth
31.92%31.57%30.55%25.48%21.48%22.64%20.64%21.26%
Provision for Credit Losses
10.25M11.72M8.54M30.21M31.71M36.93M52.75M53.72M----
Provision for Credit Losses Growth
-67.67%-68.25%-83.81%-43.77%-42.28%-36.11%0.87%7.92%----
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.