South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
45.50
+0.91 (2.04%)
Aug 4, 2026, 4:00 PM EDT - Market closed

South Plains Financial Stock Forecast

Stock Price Forecast

According to 4 analysts polled by S&P Global, South Plains Financial stock has a consensus rating of "Buy" and an average price target of $50.75. The average 1-year stock price forecast is 11.54% higher than the current stock price, while the lowest is $50 (+9.89%) and the highest is $53 (+16.48%).

Price Target: $50.75 (+11.54%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$50$50.75$50$53
Change+9.89%+11.54%+9.89%+16.48%

Analyst Ratings

The average analyst rating for South Plains Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingJan '26Feb '26Mar '26Apr '26Jun '26Jul '26
Strong Buy111011
Buy223333
Hold110000
Sell000000
Strong Sell000000
Total444344

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
KBW
KBW
Buy
Maintains
$48$50
BuyMaintains$48$50+9.89%Jul 20, 2026
Benchmark Co.
Benchmark Co.
Buy
Initiates
$53
BuyInitiates$53+16.48%Jun 24, 2026
Piper Sandler
Piper Sandler
Buy
Maintains
$46
BuyMaintains$46+1.10%Jun 18, 2026
Raymond James
Raymond James
Buy
Reiterates
n/a
BuyReiteratesn/an/aApr 30, 2026

Financial Forecast

Revenue This Year
248.20M
from 211.89M
Increased by 17.14%
Revenue Next Year
270.90M
from 248.20M
Increased by 9.15%
EPS This Year
3.88
from 3.44
Increased by 12.79%
EPS Next Year
4.17
from 3.88
Increased by 7.54%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
211.89M248.20M
Revenue Growth
8.57%17.14%
Gross Profit
8.43M9.97M
Gross Margin
3.98%4.02%
Operating Income
79.27M97.50M
Net Income
58.47M71.65M
EPS
3.443.88
EPS Growth
17.81%12.79%
Forward PE
-11.73
Dividend / Share
0.620.70
Dividend Growth
10.71%12.10%
No. Analysts
-3
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue20262027
High248.8M
Avg248.2M
Low247.0M

Revenue Growth

Revenue Growth20262027
High
17.4%
Avg
17.1%
Low
16.6%

EPS Forecast

EPS20262027
High3.92
Avg3.88
Low3.82

EPS Growth

EPS Growth20262027
High
14.0%
Avg
12.8%
Low
11.0%