South Plains Financial, Inc. (SPFI)

South Plains Financial Stock Forecast

Stock Price Forecast

According to 3 analysts polled by S&P Global, South Plains Financial stock has a consensus rating of "Buy" and an average price target of $47. The average 1-year stock price forecast is 15.79% higher than the current stock price, while the lowest is $46 (+13.33%) and the highest is $48 (+18.26%).

Price Target: $47 (+15.79%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$46	$47	$47	$48
Change	+13.33%	+15.79%	+15.79%	+18.26%

* Price targets were last updated on Apr 30, 2026.

Analyst Ratings

The average analyst rating for South Plains Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Oct '25	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26
Strong Buy	1	1	1	1	1	0
Buy	2	2	2	2	3	3
Hold	1	1	1	1	0	0
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	4	4	4	4	4	3

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Joseph Yanchunis Raymond James	Raymond James	Buy Reiterates n/a	Buy	Reiterates	n/a	n/a	Apr 30, 2026
Stephen Scouten Piper Sandler	Piper Sandler	Buy Maintains $48 → $46	Buy	Maintains	$48 → $46	+13.33%	Apr 30, 2026
Wood Lay KBW	KBW	Buy Maintains $47	Buy	Maintains	$47	+15.79%	Apr 29, 2026

Financial Forecast

Revenue This Year

253.81M

Increased by 22.80%

from 206.69M

Revenue Next Year

276.32M

Increased by 8.87%

from 253.81M

EPS This Year

3.59

Increased by 4.27%

from 3.44

EPS Next Year

4.18

Increased by 16.59%

from 3.59

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	221.15M	217.24M	210.95M	190.87M	206.69M	253.81M	276.32M
Revenue Growth	11.51%	-1.77%	-2.89%	-9.52%	8.29%	22.80%	8.87%
EPS	3.17	3.23	3.62	2.92	3.44	3.59	4.18
EPS Growth	28.34%	1.89%	12.07%	-19.34%	17.81%	4.27%	16.59%
Forward PE	-	-	-	-	-	11.32	9.71
No. Analysts	-	-	-	-	-	5	5

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	264.6M	286.7M
Avg	253.8M	276.3M
Low	241.0M	262.6M

Revenue Growth

Revenue Growth	2026	2027
High	28.0%	12.9%
Avg	22.8%	8.9%
Low	16.6%	3.5%

EPS Forecast

EPS	2026	2027
High	3.86	4.36
Avg	3.59	4.18
Low	3.28	3.92

EPS Growth

EPS Growth	2026	2027
High	12.3%	21.5%
Avg	4.3%	16.6%
Low	-4.6%	9.3%

Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by TipRanks. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.