South Plains Financial, Inc. (SPFI)
| Market Cap | 836.08M +43.2% |
| Revenue (ttm) | 234.58M +14.3% |
| Net Income | 69.56M +16.5% |
| EPS | 3.67 +4.6% |
| Shares Out | 18.85M |
| PE Ratio | 12.09 |
| Forward PE | 10.88 |
| Dividend | $0.72 (1.62%) |
| Ex-Dividend Date | Nov 2, 2026 |
| Volume | 149,744 |
| Open | 44.12 |
| Previous Close | 43.82 |
| Day's Range | 44.12 - 44.90 |
| 52-Week Range | 35.70 - 46.94 |
| Beta | 0.49 |
| Analysts | Buy |
| Price Target | 50.50 (+13.84%) |
| Earnings Date | Oct 22, 2026 |
About SPFI
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts... [Read more]
Financial Performance
In 2025, South Plains Financial's revenue was $206.69 million, an increase of 8.29% compared to the previous year's $190.87 million. Earnings were $58.47 million, an increase of 17.61%.
Financial StatementsAnalyst Summary
According to 4 analysts, the average rating for SPFI stock is "Buy." The 12-month stock price target is $50.5, which is an increase of 13.84% from the latest price.
News
South Plains Financial Earnings Call Transcript: Q3 2026
Net income reached $20.8M and EPS $1.06, with 4.0% NIM and 6.3% annualized organic loan growth. Mid-single-digit FY loan growth guidance stands, supported by a healthy pipeline and disciplined expansion.
South Plains Financial Slides: Q3 2026
South Plains Financial has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 22, 2026.
South Plains Financial Earnings release: Q3 2026
South Plains Financial released its Q3 2026 earnings on October 22, 2026, summarizing the period's financial results.
South Plains Financial reports Q3 diluted EPS $1.06, consensus 99c
Average cost of deposits for Q3 was 207 basis points, compared to 208 basis points for Q2 and 210 basis points for the Q3 of 2025. Net interest margin, on…
South Plains Financial, Inc. Reports Third Quarter 2026 Financial Results
LUBBOCK, Texas, Oct. 22, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today repor...
South Plains Financial, Inc. Announces 6% Increase to Quarterly Cash Dividend
LUBBOCK, Texas, Oct. 22, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains”), the parent company of City Bank, today announced that its Board of Directors has declared...
South Plains Financial, Inc. Announces Third Quarter 2026 Earnings Call
LUBBOCK, Texas, Oct. 08, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its third quarter ...
South Plains Financial price target raised to $50 from $48 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on South Plains Financial (SPFI) to $50 from $48 and keeps an Outperform rating on the shares.
South Plains Financial Earnings Call Transcript: Q2 2026
Second quarter results featured strong profitability, robust loan and deposit growth, and successful integration of Bank of Houston. Leadership transition is underway, with a continued focus on organic growth, margin management, and capital returns.
South Plains Financial Earnings release: Q2 2026
South Plains Financial released its Q2 2026 earnings on July 17, 2026, summarizing the period's financial results.
South Plains Financial Slides: Q2 2026
South Plains Financial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 17, 2026.
South Plains Financial Quarterly report: Q2 2026
South Plains Financial has published its Q2 2026 quarterly earnings report on July 17, 2026.
South Plains Financial reports Q2 EPS 96c, consensus 94c
Curtis Griffith, South Plains’ Chairman and CEO, commented, “We delivered a strong second quarter highlighted by solid profitability, stable credit quality and the successful integration of Bank of Ho...
South Plains Financial reports Q2 net interest margin 4% vs. 4.07% last year
Net interest margin, on a tax-equivalent basis, was 4.00% for the second quarter of 2026, compared to 4.04% for the first quarter of 2026 and 4.07% for the second quarter…
South Plains Financial, Inc. Reports Second Quarter 2026 Financial Results
LUBBOCK, Texas, July 17, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today repor...
South Plains Financial increases quarterly cash dividend 6% to 18c per share
South Plains Financial (SPFI) announced that its board of directors has declared a quarterly cash dividend of 18c per share of common stock, a 6% increase from the most recent…
South Plains Financial, Inc. Announces Second Quarter 2026 Earnings Call
LUBBOCK, Texas, July 07, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its second quarter...
South Plains Financial initiated with a Buy at Benchmark
Benchmark initiated coverage of South Plains Financial (SPFI) with a Buy rating and $53 price target The firm rolled out coverage on 12 banks with a bullish sector view. Despite…
South Plains Financial CEO Curtis Griffith to retire
South Plains Financial (SPFI) announced the upcoming retirement of Curtis Griffith, chairman and CEO, to be effective December 31. Griffith will remain a director of the company and its wholly…
South Plains Financial, Inc. Announces Executive Leadership Transition
~ Curtis Griffith to Retire as Chief Executive Officer, Continue as Chairman of the Board ~ ~ Cory Newsom Appointed Chief Executive Officer Effective December 31, 2026 ~ LUBBOCK, Texas, June 17, 2026 ...
South Plains Financial Transcript: AGM 2026
Shareholders were welcomed and updated on strong financial results, the BOH Holdings merger, and increased dividends. All proposals, including director elections, auditor ratification, and executive compensation, passed with strong support.
South Plains Financial price target lowered to $46 from $48 at Piper Sandler
Piper Sandler lowered the firm’s price target on South Plains Financial (SPFI) to $46 from $48 and keeps an Overweight rating on the shares. The firm notes core EPS of…
South Plains Financial Earnings Call Transcript: Q1 2026
Q1 2026 saw strong profitability, improved credit quality, and disciplined balance sheet management. The BOH acquisition was completed, enhancing Houston presence, while guidance for low to mid-single digit loan growth was reaffirmed despite large payoffs.
South Plains Financial Earnings release: Q1 2026
South Plains Financial released its Q1 2026 earnings on April 28, 2026, summarizing the period's financial results.
South Plains Financial Slides: Q1 2026
South Plains Financial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 28, 2026.