South Plains Financial, Inc. (SPFI)

NASDAQ: SPFI · Real-Time Price · USD
41.13
+0.62 (1.53%)
At close: May 6, 2026, 4:00 PM EDT
41.15
+0.02 (0.05%)
After-hours: May 6, 2026, 4:10 PM EDT
Market Cap787.46M +52.1%
Revenue (ttm)211.85M +9.4%
Net Income60.72M +18.7%
EPS3.57 +19.1%
Shares Out 19.15M
PE Ratio11.52
Forward PE10.62
Dividend$0.68 (1.65%)
Ex-Dividend DateApr 27, 2026
Volume95,868
Open40.73
Previous Close40.51
Day's Range40.70 - 41.36
52-Week Range32.79 - 45.09
Beta0.48
AnalystsBuy
Price Target45.33 (+10.21%)
Earnings DateApr 28, 2026

About SPFI

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts... [Read more]

Sector Financials
IPO Date May 9, 2019
Employees 603
Stock Exchange NASDAQ
Ticker Symbol SPFI
Full Company Profile

Financial Performance

In 2025, South Plains Financial's revenue was $206.69 million, an increase of 8.29% compared to the previous year's $190.87 million. Earnings were $58.47 million, an increase of 17.61%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for SPFI stock is "Buy." The 12-month stock price target is $45.33, which is an increase of 10.21% from the latest price.

Price Target
$45.33
(10.21% upside)
Analyst Consensus: Buy
Stock Forecasts

News

South Plains Financial Earnings Call Transcript: Q1 2026

Q1 2026 saw strong profitability, improved credit quality, and disciplined balance sheet management. The BOH acquisition was completed, supporting growth in Houston, while loan growth guidance was reaffirmed at low to mid-single digits for 2026.

7 days ago - Transcripts

South Plains Financial, Inc. Reports First Quarter 2026 Financial Results

LUBBOCK, Texas, April 28, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today repo...

8 days ago - GlobeNewsWire

South Plains Financial, Inc. Announces First Quarter 2026 Earnings Call

LUBBOCK, Texas, April 14, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its first quarter...

22 days ago - GlobeNewsWire

South Plains Financial, Inc. completes merger with BOH Holdings, Inc.

LUBBOCK, Texas, April 01, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank”), today announced the comp...

5 weeks ago - GlobeNewsWire

South Plains Financial, Inc. and BOH Holdings, Inc. Announce All Required Regulatory and Shareholder Approvals Received for Proposed Merger

LUBBOCK, Texas, March 23, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), and BOH Ho...

6 weeks ago - GlobeNewsWire

South Plains Financial, Inc. Publishes 2025 Community Impact Report

LUBBOCK, Texas, March 09, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (the “Bank”), today announced the relea...

2 months ago - GlobeNewsWire

South Plains Financial, Inc. Announces Stock Repurchase Program

LUBBOCK, Texas, Feb. 23, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), today announced that the board of directors of the Company (the “Board”)...

2 months ago - GlobeNewsWire

South Plains Financial, Inc. Named One of America's Best Banks by Forbes

LUBBOCK, Texas, Feb. 05, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), announced t...

3 months ago - GlobeNewsWire

South Plains Financial Earnings Call Transcript: Q4 2025

Delivered strong 2025 results with 17.8% EPS growth and robust loan expansion, supported by strategic hiring and the pending Bank of Houston acquisition. NIM held steady but faces compression risk, while capital and credit quality remain solid.

3 months ago - Transcripts

South Plains Financial, Inc. Announces 6% Increase to Quarterly Cash Dividend

LUBBOCK, Texas, Jan. 22, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains”), the parent company of City Bank, today announced that its Board of Directors has declared...

3 months ago - GlobeNewsWire

South Plains Financial, Inc. Announces Fourth Quarter 2025 Earnings Call

LUBBOCK, Texas, Jan. 13, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its fourth quarter...

4 months ago - GlobeNewsWire

KBRA Comments on South Plains Financial, Inc.'s Proposed Acquisition of BOH Holdings, Inc.

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On December 1, 2025, Lubbock, Texas-based South Plains Financial, Inc. (NASDAQ: SPFI) (“South Plains” or “the company”), parent of City Bank, announced...

5 months ago - Business Wire

South Plains Financial, Inc. Deepens its Commitment to the Houston Market with the Acquisition of BOH Holdings, Inc.

LUBBOCK, Texas, Dec. 01, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ: SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced it has entered into a ...

5 months ago - GlobeNewsWire

South Plains Financial Earnings Call Transcript: Q3 2025

Strong Q3 results featured higher EPS, net interest income, and improved credit quality, with stable capital ratios and a focus on organic loan growth and selective M&A. Loan paydowns are expected to moderate, and new hires should drive growth in 2026.

6 months ago - Transcripts

South Plains Financial, Inc. Declares Quarterly Cash Dividend

LUBBOCK, Texas, Oct. 16, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains”), the parent company of City Bank, today announced that its Board of Directors has declared...

7 months ago - GlobeNewsWire

South Plains Financial, Inc. Announces Third Quarter 2025 Earnings Call

LUBBOCK, Texas, Oct. 09, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its third quarter ...

7 months ago - GlobeNewsWire

South Plains Financial, Inc. Announces 7% Increase to Quarterly Cash Dividend

LUBBOCK, Texas, July 17, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains”), the parent company of City Bank, today announced that its Board of Directors has declared...

10 months ago - GlobeNewsWire

South Plains Financial Earnings Call Transcript: Q2 2025

Q2 2025 saw margin expansion, modest loan growth, and strong credit quality, aided by a one-time loan recovery. Loan growth is expected to remain flat to low single digits, with continued focus on hiring and selective M&A as Texas markets remain resilient.

10 months ago - Transcripts

South Plains Financial, Inc. Reports Second Quarter 2025 Financial Results

LUBBOCK, Texas, July 16, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today repor...

10 months ago - GlobeNewsWire

South Plains Financial, Inc. Announces Second Quarter 2025 Earnings Call

LUBBOCK, Texas, July 09, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its second quarter...

10 months ago - GlobeNewsWire

South Plains Financial Earnings Call Transcript: Q1 2025

Q1 saw strong deposit and loan growth, margin expansion, and improved credit quality, though EPS declined due to lower mortgage banking revenues. Capital and liquidity remain robust, with continued focus on organic growth, prudent hiring, and shareholder returns.

1 year ago - Transcripts

South Plains Financial, Inc. Reports First Quarter 2025 Financial Results

LUBBOCK, Texas, April 24, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today repo...

1 year ago - GlobeNewsWire

South Plains Financial, Inc. Publishes 2024 Community Impact Report

LUBBOCK, Texas, March 17, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (the “Bank”), today announced the relea...

1 year ago - GlobeNewsWire

South Plains Financial Earnings Call Transcript: Q4 2024

Solid 2024 results featured stable NIM, strong credit quality, and robust loan demand, with optimism for 2025 driven by improving economic conditions and a healthy business pipeline. Capital levels remain strong, supporting disciplined growth and shareholder returns.

1 year ago - Transcripts

South Plains Financial, Inc. Reports Fourth Quarter and Year-End 2024 Financial Results

LUBBOCK, Texas, Jan. 24, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today repor...

1 year ago - GlobeNewsWire