South Plains Financial, Inc. (SPFI)
Stock Price Chart
Key Info
| Market Cap | 328.32M |
| Revenue (ttm) | 186.39M |
| Net Income (ttm) | 39.54M |
| Shares Out | 18.06M |
| EPS (ttm) | 2.16 |
| PE Ratio | 8.42 |
| Forward PE | n/a |
| Dividend | $0.20 |
| Dividend Yield | 1.10% |
Stock Quote
| Trading Day | December 3 |
| Last Price | $18.18 |
| Previous Close | $18.51 |
| Change ($) | -0.33 |
| Change (%) | -1.78% |
| Day's Open | 18.39 |
| Day's Range | 18.01 - 18.56 |
| Day's Volume | 9,661 |
| 52-Week Range | 11.56 - 21.61 |
More Stats
| Market Cap | 328.32M |
| Enterprise Value | 242.13M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Oct 30, 2020 |
| Shares Outstanding | 18.06M |
| Float | n/a |
| EPS (basic) | 2.21 |
| EPS (diluted) | 2.16 |
| FCF / Share | 2.11 |
| Dividend | $0.20 |
| Dividend Yield | 1.10% |
| Earnings Yield | 11.88% |
| FCF Yield | 11.62% |
| Payout Ratio | 5.40% |
| Shares Short | 44,589 |
| Short Ratio | 1.96 |
| Short % of Float | n/a |
| Beta | n/a |
| PE Ratio | 8.42 |
| Forward PE | n/a |
| P/FCF Ratio | 8.60 |
| PS Ratio | 1.76 |
| PB Ratio | 0.95 |
| Revenue | 186.39M |
| Operating Income | 49.47M |
| Net Income | 39.54M |
| Free Cash Flow | 38.16M |
| Net Cash | 86.18M |
| Net Cash / Share | 4.77 |
| Gross Margin | 84.99% |
| Operating Margin | 26.54% |
| Profit Margin | 21.20% |
| FCF Margin | 20.47% |
| ROA | 1.25% |
| ROE | 12.14% |
| ROIC | 1.50% |
Analyst Forecasts
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 |
|---|---|---|---|
| Revenue | 158 | 141 | 132 |
| Revenue Growth | 12.48% | 6.78% | - |
| Gross Profit | 158 | 141 | 132 |
| Operating Income | 36.70 | 25.39 | 23.74 |
| Net Income | 29.22 | 29.29 | 23.64 |
| Shares Outstanding | 18.01 | 17.47 | - |
| Earnings Per Share | 1.71 | 1.98 | 1.60 |
| EPS Growth | -13.64% | 23.75% | - |
| Dividend Per Share | 0.06 | - | - |
| Operating Cash Flow | 30.48 | 26.92 | 35.32 |
| Capital Expenditures | -3.79 | -3.01 | -8.85 |
| Free Cash Flow | 26.70 | 23.91 | 26.47 |
| Cash & Equivalents | 158 | 246 | 295 |
| Total Debt | 205 | 193 | 178 |
| Net Cash / Debt | -46.93 | 52.89 | 117 |
| Assets | 3,237 | 2,713 | 2,573 |
| Liabilities | 2,931 | 2,500 | 2,358 |
| Book Value | 306 | 155 | 158 |
Company Profile
Company Details
| Full Name | South Plains Financial, Inc. |
| Country | United States |
| Employees | 664 |
Stock Information
| Ticker Symbol | SPFI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks-Regional |
| Unique Identifier | NASDAQ: SPFI |
| IPO Date | May 9, 2019 |
Description
South Plains Financial operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Community Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, and finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 26 full-service banking locations; and 12 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.