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South Plains Financial, Inc. (SPFI)

Stock Price: $18.18 USD -0.33 (-1.78%)
Updated December 3, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 328.32M
Revenue (ttm) 186.39M
Net Income (ttm) 39.54M
Shares Out 18.06M
EPS (ttm) 2.16
PE Ratio 8.42
Forward PE n/a
Dividend $0.20
Dividend Yield 1.10%

Stock Quote

Trading Day December 3
Last Price $18.18
Previous Close $18.51
Change ($) -0.33
Change (%) -1.78%
Day's Open 18.39
Day's Range 18.01 - 18.56
Day's Volume 9,661
52-Week Range 11.56 - 21.61

More Stats

Market Cap 328.32M
Enterprise Value 242.13M
Earnings Date (est) n/a
Ex-Dividend Date Oct 30, 2020
Shares Outstanding 18.06M
Float n/a
EPS (basic) 2.21
EPS (diluted) 2.16
FCF / Share 2.11
Dividend $0.20
Dividend Yield 1.10%
Earnings Yield 11.88%
FCF Yield 11.62%
Payout Ratio 5.40%
Shares Short 44,589
Short Ratio 1.96
Short % of Float n/a
Beta n/a
PE Ratio 8.42
Forward PE n/a
P/FCF Ratio 8.60
PS Ratio 1.76
PB Ratio 0.95
Revenue 186.39M
Operating Income 49.47M
Net Income 39.54M
Free Cash Flow 38.16M
Net Cash 86.18M
Net Cash / Share 4.77
Gross Margin 84.99%
Operating Margin 26.54%
Profit Margin 21.20%
FCF Margin 20.47%
ROA 1.25%
ROE 12.14%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

(18.26% upside)
Current: $18.18
Target: 21.50
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth12.48%6.78%-
Gross Profit158141132
Operating Income36.7025.3923.74
Net Income29.2229.2923.64
Shares Outstanding18.0117.47-
Earnings Per Share1.711.981.60
EPS Growth-13.64%23.75%-
Dividend Per Share0.06--
Operating Cash Flow30.4826.9235.32
Capital Expenditures-3.79-3.01-8.85
Free Cash Flow26.7023.9126.47
Cash & Equivalents158246295
Total Debt205193178
Net Cash / Debt-46.9352.89117
Book Value306155158
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name South Plains Financial, Inc.
Country United States
Employees 664

Stock Information

Ticker Symbol SPFI
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks-Regional
Unique Identifier NASDAQ: SPFI
IPO Date May 9, 2019


South Plains Financial operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Community Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, and finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 26 full-service banking locations; and 12 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.