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South Plains Financial, Inc. (SPFI)

Stock Price: $15.04 USD 0.09 (0.60%)
Updated Aug 11, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 271.61M
Revenue (ttm) 167.46M
Net Income (ttm) 31.53M
Shares Out 18.06M
EPS (ttm) 1.73
PE Ratio 8.69
Forward PE n/a
Dividend $0.12
Dividend Yield 0.80%

Stock Quote

Trading Day Aug 11, 2020
Last Price $15.04
Previous Close $14.95
Change ($) 0.09
Change (%) 0.60%
Day's Open 15.20
Day's Range 14.60 - 15.30
Day's Volume 10,947
52-Week Range 11.30 - 22.00

More Stats

Market Cap 271.61M
Enterprise Value 320.81M
Earnings Date (est) Oct 22, 2020
Ex-Dividend Date Jul 24, 2020
Shares Outstanding 18.06M
Float 10.47M
EPS (basic) 1.8
EPS (diluted) 1.73
FCF / Share 0.09
Dividend $0.12
Dividend Yield 0.80%
Earnings Yield 11.50%
FCF Yield 0.60%
Payout Ratio n/a
Shares Short 71,209
Short Ratio 4.75
Short % of Float 0.72%
Beta n/a
PE Ratio 8.69
Forward PE n/a
P/FCF Ratio 165.92
PS Ratio 1.62
PB Ratio 0.78
Revenue 167.46M
Operating Income 39.55M
Net Income 31.53M
Free Cash Flow 1.64M
Net Cash -49.20M
Net Cash / Share -2.72
Gross Margin 94.59%
Operating Margin 23.62%
Profit Margin 19.10%
FCF Margin 0.98%
ROA 0.98%
ROE 9.90%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$19.00*
(26.33% upside)
Low
18.0
Current: $15.04
High
20.0
Target: 19.00
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year201920182017
Revenue158141132
Revenue Growth12.48%6.78%-
Gross Profit158141132
Operating Income36.7025.3923.74
Net Income29.2229.2923.64
Shares Outstanding18.0117.47-
Earnings Per Share1.711.981.60
EPS Growth-13.64%23.75%-
Dividend Per Share0.06--
Operating Cash Flow30.4826.9235.32
Capital Expenditures-3.79-3.01-8.85
Free Cash Flow26.7023.9126.47
Cash & Equivalents158246295
Total Debt205193178
Net Cash / Debt-46.9352.89117
Assets3,2372,7132,573
Liabilities2,9312,5002,358
Book Value306155158
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name South Plains Financial, Inc.
Country United States
Employees 679
CEO Curtis C. Griffith

Stock Information

Ticker Symbol SPFI
Stock Exchange NASDAQ
Unique Identifier NASDAQ: SPFI
IPO Date May 9, 2019

Description

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Community Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, and finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 26 full-service banking locations; and 12 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.