South Plains Financial, Inc. (SPFI)

NASDAQ: SPFI · Real-Time Price · USD

45.63

+0.34 (0.75%)

At close: Sep 4, 2026, 4:00 PM EDT

45.63

0.00 (0.00%)

After-hours: Sep 4, 2026, 4:10 PM EDT

South Plains Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	223.82	206.69	190.87	210.95	217.24	221.15
Revenue Growth	12.47%	8.29%	-9.52%	-2.89%	-1.77%	11.51%
Net Income	65.11	58.47	49.72	62.75	58.24	58.61
Earnings Per Share	3.68	3.44	2.92	3.62	3.23	3.17
EPS Growth	15.00%	17.81%	-19.34%	12.07%	1.89%	28.34%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	796.65	561.04	373.71	345.85	254.51	492.61
Total Debt	60.54	68.49	119.27	120.23	131.38	122.7
Net Cash (Debt)	736.11	492.55	254.44	225.62	123.13	369.91
Net Cash Growth	99.41%	93.58%	12.77%	83.24%	-66.71%	367.34%
Net Cash Per Share	41.60	29.00	14.94	13.02	6.83	20.00

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	80.69	77.49	59.38	58.54	123.59	96.27
Capital Expenditures	-5.19	-5.66	-3.35	-4.68	-4.47	-2.92
Free Cash Flow	75.5	71.83	56.03	53.86	119.12	93.35
Free Cash Flow Growth	29.68%	28.20%	4.03%	-54.79%	27.61%	3928.96%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	29.09%	28.29%	26.05%	29.74%	26.81%	26.50%
FCF Margin	33.73%	34.75%	29.35%	25.53%	54.83%	42.21%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.720	0.620	0.560	0.520	0.460	0.300
Dividend Per Share Growth	11.48%	10.71%	7.69%	13.04%	53.33%	114.29%
Dividend Yield	1.58%	1.62%	1.66%	1.88%	1.79%	1.18%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.41	10.78	11.46	7.61	8.04	8.44
Forward PE	11.41	10.75	13.00	12.09	10.93	11.94
P/FCF Ratio	11.39	8.78	10.16	8.86	3.93	5.30
PS Ratio	3.84	3.05	2.98	2.26	2.15	2.24