S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	472.84	472.71	476.38	443.12	314.87	270.46
Interest Income on Investments	44.42	43.78	39.49	34.78	25.89	18.8
Total Interest Income	517.26	516.49	515.87	477.9	340.75	289.26
Interest Paid on Deposits	144.75	154.57	159.41	92.84	19.91	10.76
Interest Paid on Borrowings	9.6	11.82	21.66	35.66	5.06	2.39
Total Interest Expense	154.35	166.39	181.07	128.49	24.97	13.15
Net Interest Income	362.91	350.1	334.81	349.41	315.78	276.11
Net Interest Income Growth	5.99%	4.57%	-4.18%	10.65%	14.37%	-1.17%
Trust Income	13.86	12.45	12.26	12.19	12.72	12.89
Mortgage Banking Activities	-	-	-	-	-	9.73
Gain (Loss) on Sale of Investments	0.17	-2.3	-4.44	-2	-1.2	0.03
Other Non-Interest Income	26.32	25.44	24.99	29.24	28.52	27
Total Non-Interest Income	57.5	52.02	49.08	55.62	56.86	64.7
Non-Interest Income Growth	17.91%	5.99%	-11.75%	-2.18%	-12.11%	8.29%
Revenues Before Loan Losses	420.4	402.12	383.89	405.03	372.64	340.81
Provision for Loan Losses	9.55	7.42	0.13	17.89	8.37	16.22
Revenue	410.86	394.7	383.76	387.14	364.28	324.59
Revenue Growth	4.84%	2.85%	-0.87%	6.28%	12.22%	56.27%
Salaries and Employee Benefits	124.05	122.3	117.37	107.59	100.03	97.79
Occupancy Expenses	11.11	11.11	9.98	9.62	9.64	9.41
Federal Deposit Insurance	4.29	4.24	4.2	4.12	2.85	4.22
Selling, General & Administrative	56.7	55.06	54.64	53.73	50.8	45.85
Other Non-Interest Expense	34.04	34.05	32.76	33.28	32.02	31.66
Total Non-Interest Expense	230.19	226.76	218.94	208.33	195.35	188.93
EBT Excluding Unusual Items	180.67	167.94	164.82	178.8	168.93	135.67
Pretax Income	180.67	167.94	164.82	178.8	168.93	135.67
Income Tax Expense	36.38	33.71	33.55	34.02	33.41	25.33
Net Income	144.29	134.23	131.27	144.78	135.52	110.34
Preferred Dividends & Other Adjustments	-	-	0.01	0.16	0.38	0.49
Net Income to Common	144.29	134.23	131.25	144.63	135.14	109.85
Net Income Growth	8.22%	2.27%	-9.25%	7.02%	23.02%	423.80%
Basic Shares Outstanding	36	38	38	38	39	39
Diluted Shares Outstanding	37	38	39	39	39	39
Shares Change	-4.78%	-0.08%	-0.34%	-0.96%	-0.06%	-0.05%
EPS (Basic)	3.96	3.51	3.43	3.76	3.47	2.81
EPS (Diluted)	3.93	3.49	3.41	3.74	3.46	2.81
EPS Growth	13.45%	2.35%	-8.82%	8.09%	23.13%	430.19%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.480	1.400	1.340	1.300	1.230	1.140
Dividend Growth	-37.29%	4.48%	3.08%	5.69%	7.90%	1.79%
Effective Tax Rate	20.14%	20.07%	20.36%	19.03%	19.78%	18.67%

SEC Filings: 10-K · 10-Q