Stewart Information Services Corporation (STC)
NYSE: STC · Real-Time Price · USD
44.76
-0.97 (-2.12%)
At close: Nov 3, 2026, 4:00 PM EST
45.21
+0.45 (1.01%)
Pre-market: Nov 4, 2026, 8:44 AM EST
STC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,646 | 2,420 | 2,064 | 1,949 | 2,713 | 2,974 |
Total Interest & Dividend Income | 56.43 | 57.78 | 55.37 | 45.14 | 22.42 | 16.86 |
Gain (Loss) on Sale of Investments | 6.97 | 9.57 | 11.54 | 2.07 | -2.55 | 17.72 |
Non-Insurance Activities Revenue | 667.09 | 438.26 | 358.56 | 263.58 | 335.85 | 291.06 |
Other Revenue | 0.45 | 0.89 | -0.2 | -2.1 | 2.67 | -0.6 |
| 3,377 | 2,927 | 2,489 | 2,257 | 3,071 | 3,299 | |
Revenue Growth | 20.74% | 17.59% | 10.25% | -26.49% | -6.90% | 44.22% |
Policy Benefits | 86.99 | 81.67 | 80.41 | 80.28 | 102.73 | 126.24 |
Policy Acquisition & Underwriting Costs | 1,185 | 1,048 | 864.81 | 813.52 | 1,208 | 1,300 |
Depreciation & Amortization | 68.99 | 61.07 | 61.61 | 62.45 | 57.18 | 36.39 |
Selling, General & Administrative | 46.6 | 46.6 | 46.3 | 49.6 | 53.2 | 46.5 |
Other Operating Expenses | 861.72 | 668.03 | 557.66 | 458.1 | 594.82 | 580.26 |
Total Operating Expenses | 3,167 | 2,736 | 2,356 | 2,177 | 2,818 | 2,867 |
Operating Income | 209.22 | 190.92 | 132.63 | 80.6 | 252.66 | 431.8 |
Interest Expense | -28.32 | -20.44 | -19.91 | -19.74 | -18.4 | -5.03 |
EBT Excluding Unusual Items | 180.91 | 170.47 | 112.71 | 60.86 | 234.25 | 426.77 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | -2.7 |
Gain (Loss) on Sale of Assets | -3.9 | -2.9 | -0.8 | - | -2.6 | 6.1 |
Other Unusual Items | -1 | -2 | 2.4 | - | 1 | 3.8 |
Pretax Income | 176.01 | 165.57 | 114.31 | 60.86 | 232.65 | 433.97 |
Income Tax Expense | 40.34 | 35.41 | 26.16 | 15.26 | 50.86 | 93.99 |
Earnings From Continuing Ops. | 135.66 | 130.16 | 88.16 | 45.6 | 181.79 | 339.98 |
Minority Interest in Earnings | -14.88 | -14.63 | -14.85 | -15.16 | -19.48 | -16.77 |
Net Income | 120.78 | 115.54 | 73.31 | 30.44 | 162.31 | 323.22 |
Net Income to Common | 120.78 | 115.54 | 73.31 | 30.44 | 162.31 | 323.22 |
Net Income Growth | 18.41% | 57.60% | 140.84% | -81.25% | -49.78% | 108.65% |
Shares Outstanding (Basic) | 30 | 28 | 28 | 27 | 27 | 27 |
Shares Outstanding (Diluted) | 30 | 29 | 28 | 28 | 27 | 27 |
Shares Change | 7.26% | 1.53% | 2.21% | 0.63% | 0.66% | 9.05% |
EPS (Basic) | 4.03 | 4.12 | 2.65 | 1.12 | 6.00 | 12.05 |
EPS (Diluted) | 3.98 | 4.05 | 2.61 | 1.11 | 5.94 | 11.90 |
EPS Growth | 10.46% | 55.17% | 135.13% | -81.31% | -50.08% | 91.32% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 132.28 | 95.14 | 45.25 | 143.91 | 350.49 |
Free Cash Flow Per Share | - | 4.63 | 3.38 | 1.64 | 5.26 | 12.90 |
Dividend Per Share | 0.525 | 2.050 | 1.950 | 1.850 | 1.650 | 1.365 |
Dividend Growth | -74.07% | 5.13% | 5.41% | 12.12% | 20.88% | 13.75% |
Operating Margin | 6.20% | 6.52% | 5.33% | 3.57% | 8.23% | 13.09% |
Profit Margin | 3.58% | 3.95% | 2.95% | 1.35% | 5.29% | 9.80% |
Free Cash Flow Margin | - | 4.52% | 3.82% | 2.00% | 4.69% | 10.63% |
EBITDA | 277.33 | 251.99 | 194.24 | 143.05 | 309.83 | 468.19 |
EBITDA Margin | 8.21% | 8.61% | 7.80% | 6.34% | 10.09% | 14.19% |
D&A For EBITDA | 68.11 | 61.07 | 61.61 | 62.45 | 57.18 | 36.39 |
EBIT | 209.22 | 190.92 | 132.63 | 80.6 | 252.66 | 431.8 |
EBIT Margin | 6.20% | 6.52% | 5.33% | 3.57% | 8.23% | 13.09% |
Effective Tax Rate | 22.92% | 21.39% | 22.88% | 25.08% | 21.86% | 21.66% |
Revenue as Reported | 3,372 | 2,922 | 2,490 | 2,257 | 3,069 | 3,306 |