Stellar Bancorp, Inc. (STEL)

NYSE: STEL · Real-Time Price · USD
36.42
+3.79 (11.62%)
At close: Jan 28, 2026, 4:00 PM EST
36.78
+0.36 (0.99%)
After-hours: Jan 28, 2026, 7:00 PM EST
11.62%
Market Cap1.85B
Revenue (ttm)413.25M -4.8%
Net Income102.87M -10.5%
EPS1.99 -7.5%
Shares Out 50.90M
PE Ratio18.32
Forward PE18.03
Dividend$0.60 (1.65%)
Ex-Dividend DateDec 15, 2025
Volume3,007,203
Open36.15
Previous Close32.63
Day's Range35.50 - 36.78
52-Week Range24.13 - 36.78
Beta0.78
AnalystsHold
Price Target31.33 (-13.98%)
Earnings DateJan 28, 2026

About STEL

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It offers deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also provides commercial and industrial loans; commercial real estate loans comprising multi-family... [Read more]

Sector Financials
Founded 2007
Employees 1,023
Stock Exchange NYSE
Ticker Symbol STEL
Full Company Profile

Financial Performance

In 2025, Stellar Bancorp's revenue was $413.25 million, a decrease of -4.76% compared to the previous year's $433.92 million. Earnings were $102.87 million, a decrease of -10.55%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for STEL stock is "Hold." The 12-month stock price target is $31.33, which is a decrease of -13.98% from the latest price.

Price Target
$31.33
(-13.98% downside)
Analyst Consensus: Hold
Stock Forecasts

News

STEL MERGER INVESTIGATION: Halper Sadeh LLC is Investigating Whether the Sale of Stellar Bancorp, Inc. is Fair to Shareholders

NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of Stellar Bancorp, Inc. (NYSE: STEL) to Prosperity Bancshares, Inc. for 0.3803 shares of Pr...

17 hours ago - Business Wire

Prosperity Bancshares to Acquire Stellar Bancorp in $2 Billion Deal

Prosperity Bancshares agreed to acquire Stellar Bancorp in a deal valued at around $2 billion that would create the second-largest bank by deposits headquartered in Texas.

Other symbols: PB
20 hours ago - WSJ

Stellar Bancorp, Inc. Reports Fourth Quarter 2025 Results

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $26.1 million, or diluted earnings per share of $0.51, for the fourth quarter of ...

20 hours ago - Business Wire

Prosperity Bancshares to buy Stellar Bancorp in $2 billion deal

U.S. regional lender Prosperity Bancshares said on Wednesday it would buy rival Stellar Bancorp in a $2 billion cash-and-stock deal.

Other symbols: PB
21 hours ago - Reuters

PROSPERITY BANCSHARES, INC.® AND STELLAR BANCORP, INC.

HOUSTON, Jan. 28, 2026 /PRNewswire/ -- Prosperity Bancshares, Inc.® (NYSE: PB) ("Prosperity"), the parent company of Prosperity Bank®, and Stellar Bancorp, Inc. (NYSE: STEL) ("Stellar"), the parent ho...

Other symbols: PB
21 hours ago - PRNewsWire

Stellar Bancorp, Inc. Announces Fourth Quarter 2025 Earnings Release and Conference Call Date

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) will hold a conference call to discuss its fourth quarter 2025 results on Friday, January 30, 2026, at 8:00 a.m. Central Ti...

23 days ago - Business Wire

Community Banks' Margins Expanding, Credit Quality Holding Up For Now

Community bank margins have expanded as the benefit from fixed-rate assets repricing has overshadowed modest increases in funding costs. Most regional and community banks, in a variety of geographies,...

2 months ago - Seeking Alpha

Stellar Bancorp, Inc. Announces Increase in Quarterly Dividend

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) announced today that its Board of Directors declared a quarterly cash dividend of $0.15 per share of common stock payable o...

2 months ago - Business Wire

Stellar Bancorp, Inc. (STEL) Q3 2025 Earnings Call Transcript

Stellar Bancorp, Inc. (NYSE:STEL) Q3 2025 Earnings Call October 24, 2025 9:00 AM EDT Company Participants Courtney Theriot - Executive VP & Chief Accounting Officer Robert Franklin - CEO & Director P...

3 months ago - Seeking Alpha

Stellar Bancorp, Inc. Reports Third Quarter 2025 Results

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $25.7 million, or diluted earnings per share of $0.50, for the third quarter of 2...

3 months ago - Business Wire

Stellar Bancorp, Inc. Announces Third Quarter 2025 Earnings Release and Conference Call Date

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. Announces Third Quarter 2025 Earnings Release and Conference Call Date.

4 months ago - Business Wire

Stellar Bancorp, Inc. Announces Quarterly Dividend

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) announced today that on August 27, 2025, its Board of Directors declared a quarterly cash dividend of $0.14 per share of co...

5 months ago - Business Wire

Stellar Bancorp, Inc. (STEL) Q2 2025 Earnings Call Transcript

Stellar Bancorp, Inc. (NYSE:STEL) Q2 2025 Earnings Conference Call July 25, 2025 9:00 AM ET Company Participants Courtney Theriot - Executive VP & Chief Accounting Officer Paul P. Egge - Senior EVP &...

6 months ago - Seeking Alpha

Stellar Bancorp, Inc. Reports Second Quarter 2025 Results

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $26.4 million, or diluted earnings per share of $0.51, for the second quarter of ...

6 months ago - Business Wire

Stellar Bancorp, Inc. Announces Second Quarter 2025 Earnings Release and Conference Call Date

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) will hold a conference call to discuss its second quarter 2025 results on Friday, July 25, 2025, at 8:00 a.m. Central Time ...

7 months ago - Business Wire

Stellar Bancorp, Inc. Announces Dual Listing on NYSE Texas

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (“Stellar” or the “Company”) (NYSE: STEL) today announced a dual listing of its common stock on NYSE Texas, the newly launched fully electronic equities...

8 months ago - Business Wire

Stellar Bancorp, Inc. (STEL) Q1 2025 Earnings Call Transcript

Stellar Bancorp, Inc. (NYSE:STEL) Q1 2025 Earnings Conference Call April 25, 2025 9:00 AM ET Company Participants Courtney Theriot - Executive Vice President, Chief Accounting Officer and Controller,...

9 months ago - Seeking Alpha

Stellar Bancorp, Inc. Reports First Quarter 2025 Results

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $24.7 million or diluted earnings per share of $0.46, for the first quarter of 20...

9 months ago - Business Wire

Stellar Bancorp, Inc. Announces New Share Repurchase Program and Federal Reserve Membership

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) today announced that its Board of Directors authorized a new share repurchase program under which the Company may repurchas...

10 months ago - Business Wire

Stellar Bancorp, Inc. Announces First Quarter 2025 Earnings Release and Conference Call Date

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) will hold a conference call to discuss its first quarter 2025 results on Friday, April 25, 2025, at 8:00 a.m. Central Time ...

10 months ago - Business Wire

Stellar Bancorp, Inc. (STEL) Q4 2024 Earnings Conference Call Transcript

Stellar Bancorp, Inc. (NYSE:STEL) Q4 2024 Earnings Conference Call January 31, 2025 6:00 AM ET Company Participants Courtney Theriot - Executive Vice President, Chief Accounting Officer and Controlle...

1 year ago - Seeking Alpha

Stellar Bancorp, Inc. Reports Fourth Quarter and Full Year 2024 Results

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $27.8 million, or diluted earnings per share of $0.52, for the fourth quarter of ...

1 year ago - Business Wire

Stellar Bancorp, Inc. Announces Fourth Quarter 2024 Earnings Release and Conference Call Date

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) will hold a conference call to discuss its fourth quarter 2024 results on Friday, January 31, 2025, at 8:00 a.m. Central Ti...

1 year ago - Business Wire

Stellar Bancorp, Inc. (STEL) Q3 2024 Earnings Call Transcript

Stellar Bancorp, Inc. (NYSE:STEL) Q3 2024 Earnings Conference Call October 25, 2024 9:00 AM ET Company Participants Courtney Theriot - Executive Vice President, Chief Accounting Officer and Controlle...

1 year ago - Seeking Alpha

Stellar Bancorp, Inc. Announces Redemption of Subordinated Notes

HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) today announced the intention of Stellar Bank, its wholly-owned subsidiary (“the Bank”), to redeem all of the Bank's $40.0 ...

1 year ago - Business Wire