Stellar Bancorp, Inc. (STEL)
NYSE: STEL · Real-Time Price · USD
27.66
+0.16 (0.58%)
Mar 31, 2025, 4:00 PM EDT - Market closed
Stellar Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 531.68 | 537.72 | 280.38 | 230.71 | 225.96 | Upgrade
|
| Interest Income on Investments | 70.72 | 53.1 | 42.62 | 22.47 | 15.8 | Upgrade
|
| Total Interest Income | 602.4 | 590.82 | 322.99 | 253.18 | 241.76 | Upgrade
|
| Interest Paid on Deposits | 181.99 | 128.62 | 26.96 | 16.99 | 31.05 | Upgrade
|
| Interest Paid on Borrowings | 12.42 | 25.44 | 7.07 | 7.63 | 8.03 | Upgrade
|
| Total Interest Expense | 194.41 | 154.06 | 34.04 | 24.62 | 39.08 | Upgrade
|
| Net Interest Income | 407.99 | 436.76 | 288.96 | 228.56 | 202.68 | Upgrade
|
| Net Interest Income Growth (YoY) | -6.59% | 51.15% | 26.42% | 12.77% | 12.89% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.77 | 0.39 | 4.05 | -0.27 | 0.29 | Upgrade
|
| Other Non-Interest Income | 15.85 | 18.11 | 12.61 | 7.16 | 6.34 | Upgrade
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| Total Non-Interest Income | 23.05 | 24.56 | 20.35 | 8.56 | 8.16 | Upgrade
|
| Non-Interest Income Growth (YoY) | -6.17% | 20.67% | 137.73% | 4.98% | -39.24% | Upgrade
|
| Revenues Before Loan Losses | 431.04 | 461.32 | 309.31 | 237.13 | 210.84 | Upgrade
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| Provision for Loan Losses | -2.88 | 8.94 | 50.71 | -2.32 | 27.37 | Upgrade
|
| Revenue | 433.92 | 452.38 | 258.6 | 239.45 | 183.47 | Upgrade
|
| Revenue Growth (YoY) | -4.08% | 74.93% | 8.00% | 30.51% | -1.90% | Upgrade
|
| Salaries and Employee Benefits | 154.59 | 147.09 | 98.51 | 86.02 | 76.59 | Upgrade
|
| Occupancy Expenses | 18.22 | 17.16 | 10.27 | 9.97 | 8.4 | Upgrade
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| Federal Deposit Insurance | 7.57 | 11.03 | 4.91 | 3.41 | 2.93 | Upgrade
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| Amortization of Goodwill & Intangibles | 24.22 | 26.88 | 9.3 | 3.3 | 3.92 | Upgrade
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| Selling, General & Administrative | 56.84 | 51.2 | 33.24 | 22.57 | 20.92 | Upgrade
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| Other Non-Interest Expense | 27.52 | 21.57 | 15.7 | 12.28 | 9.58 | Upgrade
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| Total Non-Interest Expense | 288.96 | 274.94 | 171.94 | 137.54 | 127.49 | Upgrade
|
| EBT Excluding Unusual Items | 144.96 | 177.44 | 86.66 | 101.91 | 55.97 | Upgrade
|
| Pretax Income | 144.96 | 161.88 | 62.52 | 99.89 | 55.97 | Upgrade
|
| Income Tax Expense | 29.96 | 31.39 | 11.09 | 18.34 | 10.44 | Upgrade
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| Net Income | 115 | 130.5 | 51.43 | 81.55 | 45.53 | Upgrade
|
| Net Income to Common | 115 | 130.5 | 51.43 | 81.55 | 45.53 | Upgrade
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| Net Income Growth | -11.87% | 153.73% | -36.93% | 79.10% | -14.02% | Upgrade
|
| Basic Shares Outstanding | 53 | 53 | 35 | 29 | 29 | Upgrade
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| Diluted Shares Outstanding | 54 | 53 | 35 | 29 | 29 | Upgrade
|
| Shares Change (YoY) | 0.37% | 52.29% | 21.25% | -0.93% | 36.02% | Upgrade
|
| EPS (Basic) | 2.15 | 2.45 | 1.48 | 2.85 | 1.57 | Upgrade
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| EPS (Diluted) | 2.15 | 2.45 | 1.47 | 2.82 | 1.56 | Upgrade
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| EPS Growth | -12.25% | 66.67% | -47.87% | 80.77% | -36.84% | Upgrade
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| Dividend Per Share | 0.530 | 0.520 | 0.430 | 0.480 | 0.400 | Upgrade
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| Dividend Growth | 1.92% | 20.93% | -10.42% | 20.00% | - | Upgrade
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| Effective Tax Rate | 20.67% | 19.39% | 17.74% | 18.36% | 18.65% | Upgrade
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Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.