Stellar Bancorp, Inc. (STEL)
NYSE: STEL · Real-Time Price · USD
25.96
-1.04 (-3.85%)
Apr 25, 2025, 4:00 PM EDT - Market closed

Stellar Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
517.64531.68537.72280.38230.71225.96
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Interest Income on Investments
78.6670.7253.142.6222.4715.8
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Total Interest Income
596.3602.4590.82322.99253.18241.76
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Interest Paid on Deposits
180.48181.99128.6226.9616.9931.05
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Interest Paid on Borrowings
10.6912.4225.447.077.638.03
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Total Interest Expense
191.17194.41154.0634.0424.6239.08
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Net Interest Income
405.13407.99436.76288.96228.56202.68
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Net Interest Income Growth (YoY)
-4.23%-6.59%51.15%26.42%12.77%12.89%
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Gain (Loss) on Sale of Assets
0.670.770.394.05-0.270.29
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Other Non-Interest Income
15.1715.8518.1112.617.166.34
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Total Non-Interest Income
22.2623.0524.5620.358.568.16
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Non-Interest Income Growth (YoY)
-4.73%-6.17%20.67%137.73%4.98%-39.24%
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Revenues Before Loan Losses
427.39431.04461.32309.31237.13210.84
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Provision for Loan Losses
-3.35-2.888.9450.71-2.3227.37
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Revenue
430.73433.92452.38258.6239.45183.47
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Revenue Growth (YoY)
-1.44%-4.08%74.93%8.00%30.51%-1.90%
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Salaries and Employee Benefits
155.01154.59147.0998.5186.0276.59
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Occupancy Expenses
17.7818.2217.1610.279.978.4
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Federal Deposit Insurance
7.457.5711.034.913.412.93
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Amortization of Goodwill & Intangibles
23.5624.2226.889.33.33.92
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Selling, General & Administrative
56.6856.8451.233.2422.5720.92
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Other Non-Interest Expense
27.2427.5221.5715.712.289.58
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Total Non-Interest Expense
287.71288.96274.94171.94137.54127.49
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EBT Excluding Unusual Items
143.02144.96177.4486.66101.9155.97
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Pretax Income
143.02144.96161.8862.5299.8955.97
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Income Tax Expense
29.4629.9631.3911.0918.3410.44
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Net Income
113.56115130.551.4381.5545.53
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Net Income to Common
113.56115130.551.4381.5545.53
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Net Income Growth
-4.97%-11.87%153.73%-36.93%79.10%-14.02%
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Basic Shares Outstanding
545353352929
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Diluted Shares Outstanding
545453352929
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Shares Change (YoY)
0.40%0.37%52.29%21.25%-0.93%36.02%
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EPS (Basic)
2.122.152.451.482.851.57
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EPS (Diluted)
2.122.152.451.472.821.56
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EPS Growth
-5.39%-12.25%66.67%-47.87%80.77%-36.84%
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Dividend Per Share
0.4000.5300.5200.4300.4800.400
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Dividend Growth
-23.08%1.92%20.93%-10.42%20.00%-
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Effective Tax Rate
20.60%20.67%19.39%17.74%18.36%18.65%
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Updated Apr 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q