Stellar Bancorp, Inc. (STEL)

Stellar Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,803	1,575	1,515	1,484	1,560	710
Market Cap Growth	17.75%	3.98%	2.10%	-4.90%	119.68%	13.10%
Enterprise Value	1,440	1,575	1,515	1,593	1,669	818.99
Last Close Price	35.51	30.94	28.35	27.84	29.46	29.00
PE Ratio	17.87	15.55	13.19	11.36	20.04	10.28
Forward PE	16.31	-	-	-	-	-
PS Ratio	4.36	3.81	3.49	3.28	6.03	2.97
PB Ratio	1.08	-21.58	-12.08	0.98	1.13	0.87
P/TBV Ratio	-25.21	-21.97	-12.10	0.98	0.75	1.03
P/FCF Ratio	19.47	15.49	11.17	8.71	14.50	6.69
P/OCF Ratio	18.59	16.24	11.42	8.82	14.30	6.61
EV/Sales Ratio	3.48	3.81	3.49	3.52	6.46	3.42
EV/EBITDA Ratio	-	53.14	47.29	46.23	117.12	108.48
EV/FCF Ratio	15.55	15.49	11.17	9.35	15.52	7.71
Debt / Equity Ratio	-	0	0	0.07	0.08	0.13
Debt / EBITDA Ratio	-	-	-	3.19	7.67	14.42
Debt / FCF Ratio	-	-	-	0.64	1.02	1.02
Net Debt / Equity Ratio	-	-	-	0.07	0.08	0.13
Net Debt / EBITDA Ratio	-	-	-	3.19	7.67	14.42
Net Debt / FCF Ratio	-	-	-	0.64	1.02	1.02
Asset Turnover	0.17	0.17	0.07	0.04	0.03	0.04
Return on Equity (ROE)	-103.74%	-103.74%	16.48%	8.99%	4.68%	11.97%
Earnings Yield	5.71%	6.43%	7.58%	8.80%	4.99%	9.72%
FCF Yield	5.14%	6.46%	8.95%	11.48%	6.90%	14.95%
Dividend Yield	1.69%	1.83%	1.87%	1.87%	1.50%	1.17%
Payout Ratio	29.18%	28.48%	24.62%	21.23%	29.90%	11.89%
Buyback Yield / Dilution	4.72%	4.72%	0.22%	0.01%	1.51%	0.26%
Total Shareholder Return	6.41%	6.55%	2.09%	1.87%	3.01%	1.43%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q