Stellar Bancorp Statistics
Total Valuation
STEL has a market cap or net worth of $1.39 billion. The enterprise value is $1.32 billion.
Market Cap | 1.39B |
Enterprise Value | 1.32B |
Important Dates
The next confirmed earnings date is Friday, July 26, 2024, before market open.
Earnings Date | Jul 26, 2024 |
Ex-Dividend Date | Jun 14, 2024 |
Share Statistics
STEL has 53.57 million shares outstanding. The number of shares has increased by 0.61% in one year.
Shares Outstanding | 53.57M |
Shares Change (YoY) | +0.61% |
Shares Change (QoQ) | +0.07% |
Owned by Insiders (%) | 15.32% |
Owned by Institutions (%) | 54.34% |
Float | 48.36M |
Valuation Ratios
The trailing PE ratio is 11.60 and the forward PE ratio is 12.81.
PE Ratio | 11.60 |
Forward PE | 12.81 |
PS Ratio | 3.18 |
Forward PS | 3.15 |
PB Ratio | 0.91 |
P/FCF Ratio | 9.19 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.25, with an EV/FCF ratio of 8.69.
EV / Earnings | 11.02 |
EV / Sales | 3.01 |
EV / EBITDA | 7.25 |
EV / EBIT | 8.91 |
EV / FCF | 8.69 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.21 |
Debt / EBITDA | 1.79 |
Debt / FCF | 2.14 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.00% and return on invested capital (ROIC) is 6.44%.
Return on Equity (ROE) | 8.00% |
Return on Assets (ROA) | 1.10% |
Return on Capital (ROIC) | 6.44% |
Revenue Per Employee | $445,954 |
Profits Per Employee | $121,935 |
Employee Count | 980 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, STEL has paid $28.23 million in taxes.
Income Tax | 28.23M |
Effective Tax Rate | 19.11% |
Stock Price Statistics
The stock price has increased by +4.51% in the last 52 weeks. The beta is 0.85, so STEL's price volatility has been lower than the market average.
Beta (5Y) | 0.85 |
52-Week Price Change | +4.51% |
50-Day Moving Average | 22.86 |
200-Day Moving Average | 23.87 |
Relative Strength Index (RSI) | 70.09 |
Average Volume (20 Days) | 219,901 |
Short Selling Information
The latest short interest is 829,637, so 1.55% of the outstanding shares have been sold short.
Short Interest | 829,637 |
Short Previous Month | 736,360 |
Short % of Shares Out | 1.55% |
Short % of Float | 1.72% |
Short Ratio (days to cover) | 3.77 |
Income Statement
In the last 12 months, STEL had revenue of $437.04 million and earned $119.50 million in profits. Earnings per share was $2.24.
Revenue | 437.04M |
Gross Profit | 437.04M |
Operating Income | 147.73M |
Pretax Income | 147.73M |
Net Income | 119.50M |
EBITDA | 181.66M |
EBIT | 147.73M |
Earnings Per Share (EPS) | $2.24 |
Balance Sheet
The company has $399.74 million in cash and $324.86 million in debt, giving a net cash position of $74.88 million or $1.40 per share.
Cash & Cash Equivalents | 399.74M |
Total Debt | 324.86M |
Net Cash | 74.88M |
Net Cash Per Share | $1.40 |
Equity (Book Value) | 1.53B |
Book Value Per Share | 28.57 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $150.30 million and capital expenditures $1.19 million, giving a free cash flow of $151.49 million.
Operating Cash Flow | 150.30M |
Capital Expenditures | 1.19M |
Free Cash Flow | 151.49M |
FCF Per Share | $2.84 |
Margins
Gross margin is 100.00%, with operating and profit margins of 33.80% and 27.34%.
Gross Margin | 100.00% |
Operating Margin | 33.80% |
Pretax Margin | 33.80% |
Profit Margin | 27.34% |
EBITDA Margin | 41.57% |
EBIT Margin | 33.80% |
FCF Margin | 34.66% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.00%.
Dividend Per Share | $0.52 |
Dividend Yield | 2.00% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 23.21% |
Buyback Yield | -0.61% |
Shareholder Yield | 1.39% |
Earnings Yield | 8.59% |
FCF Yield | 10.88% |
Analyst Forecast
The average price target for STEL is $27.50, which is 5.85% higher than the current price. The consensus rating is "Buy".
Price Target | $27.50 |
Price Target Difference | 5.85% |
Analyst Consensus | Buy |
Analyst Count | 2 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |