Stellar Bancorp Statistics
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.86 billion. The enterprise value is $1.50 billion.
Important Dates
The next estimated earnings date is Friday, April 24, 2026, before market open.
| Earnings Date | Apr 24, 2026 |
| Ex-Dividend Date | Mar 16, 2026 |
Share Statistics
Stellar Bancorp has 50.77 million shares outstanding. The number of shares has decreased by -3.18% in one year.
| Current Share Class | 50.77M |
| Shares Outstanding | 50.77M |
| Shares Change (YoY) | -3.18% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 9.57% |
| Owned by Institutions (%) | 58.35% |
| Float | 43.00M |
Valuation Ratios
The trailing PE ratio is 18.42 and the forward PE ratio is 16.82.
| PE Ratio | 18.42 |
| Forward PE | 16.82 |
| PS Ratio | 4.50 |
| Forward PS | 4.08 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 20.08 |
| P/OCF Ratio | 19.17 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.55 |
| EV / Sales | 3.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.66 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.28%.
| Return on Equity (ROE) | 6.28% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.17% |
| Revenue Per Employee | $392,452 |
| Profits Per Employee | $97,694 |
| Employee Count | 1,053 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Stellar Bancorp has paid $24.91 million in taxes.
| Income Tax | 24.91M |
| Effective Tax Rate | 19.49% |
Stock Price Statistics
The stock price has increased by +32.97% in the last 52 weeks. The beta is 0.76, so Stellar Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +32.97% |
| 50-Day Moving Average | 36.92 |
| 200-Day Moving Average | 32.10 |
| Relative Strength Index (RSI) | 53.41 |
| Average Volume (20 Days) | 353,034 |
Short Selling Information
The latest short interest is 829,637, so 1.63% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.63% |
| Short % of Float | 1.93% |
| Short Ratio (days to cover) | 2.46 |
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $413.25 million and earned $102.87 million in profits. Earnings per share was $1.99.
| Revenue | 413.25M |
| Gross Profit | 413.25M |
| Operating Income | 155.55M |
| Pretax Income | 127.78M |
| Net Income | 102.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.99 |
Full Income StatementBalance Sheet
The company has $423.71 million in cash and $60.79 million in debt, with a net cash position of $362.93 million or $7.15 per share.
| Cash & Cash Equivalents | 423.71M |
| Total Debt | 60.79M |
| Net Cash | 362.93M |
| Net Cash Per Share | $7.15 |
| Equity (Book Value) | 1.67B |
| Book Value Per Share | 32.78 |
| Working Capital | -8.57B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $97.00 million and capital expenditures -$4.40 million, giving a free cash flow of $92.61 million.
| Operating Cash Flow | 97.00M |
| Capital Expenditures | -4.40M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -30.00M |
| Free Cash Flow | 92.61M |
| FCF Per Share | $1.82 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.64% |
| Pretax Margin | 30.92% |
| Profit Margin | 24.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.41% |
Dividends & Yields
This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 1.64%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 1.64% |
| Dividend Growth (YoY) | 7.41% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 29.18% |
| Buyback Yield | 3.18% |
| Shareholder Yield | 4.82% |
| Earnings Yield | 5.53% |
| FCF Yield | 4.98% |
Dividend DetailsAnalyst Forecast
The average price target for Stellar Bancorp is $37.00, which is 1.04% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.00 |
| Price Target Difference | 1.04% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
