Stellar Bancorp Statistics
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.46 billion. The enterprise value is $631.16 million.
Important Dates
The next estimated earnings date is Friday, April 25, 2025, before market open.
| Earnings Date | Apr 25, 2025 |
| Ex-Dividend Date | Mar 17, 2025 |
Share Statistics
Stellar Bancorp has 52.95 million shares outstanding. The number of shares has increased by 0.37% in one year.
| Current Share Class | 52.95M |
| Shares Outstanding | 52.95M |
| Shares Change (YoY) | +0.37% |
| Shares Change (QoQ) | -0.20% |
| Owned by Insiders (%) | 9.57% |
| Owned by Institutions (%) | 58.58% |
| Float | 47.84M |
Valuation Ratios
The trailing PE ratio is 12.90 and the forward PE ratio is 15.02.
| PE Ratio | 12.90 |
| Forward PE | 15.02 |
| PS Ratio | 3.39 |
| Forward PS | 3.28 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 11.36 |
| P/OCF Ratio | 10.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.49 |
| EV / Sales | 1.45 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.93 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.35%.
| Return on Equity (ROE) | 7.35% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $424,162 |
| Profits Per Employee | $112,417 |
| Employee Count | 1,023 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Stellar Bancorp has paid $29.96 million in taxes.
| Income Tax | 29.96M |
| Effective Tax Rate | 20.67% |
Stock Price Statistics
The stock price has increased by +12.73% in the last 52 weeks. The beta is 0.79, so Stellar Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +12.73% |
| 50-Day Moving Average | 28.29 |
| 200-Day Moving Average | 27.09 |
| Relative Strength Index (RSI) | 44.75 |
| Average Volume (20 Days) | 241,448 |
Short Selling Information
The latest short interest is 829,637, so 1.57% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.57% |
| Short % of Float | 1.73% |
| Short Ratio (days to cover) | 3.11 |
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $433.92 million and earned $115.00 million in profits. Earnings per share was $2.15.
| Revenue | 433.92M |
| Gross Profit | 433.92M |
| Operating Income | 176.75M |
| Pretax Income | 142.63M |
| Net Income | 115.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.15 |
Full Income StatementBalance Sheet
The company has $917.50 million in cash and $94.66 million in debt, giving a net cash position of $822.85 million or $15.54 per share.
| Cash & Cash Equivalents | 917.50M |
| Total Debt | 94.66M |
| Net Cash | 822.85M |
| Net Cash Per Share | $15.54 |
| Equity (Book Value) | 1.61B |
| Book Value Per Share | 30.09 |
| Working Capital | -8.20B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $132.62 million and capital expenditures -$4.66 million, giving a free cash flow of $127.96 million.
| Operating Cash Flow | 132.62M |
| Capital Expenditures | -4.66M |
| Free Cash Flow | 127.96M |
| FCF Per Share | $2.42 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.73% |
| Pretax Margin | 33.41% |
| Profit Margin | 26.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.49% |