Stellar Bancorp Statistics
Total Valuation
STEL has a market cap or net worth of $1.66 billion.
Important Dates
The last earnings date was Friday, October 25, 2024, before market open.
| Earnings Date | Oct 25, 2024 |
| Ex-Dividend Date | Sep 13, 2024 |
Share Statistics
STEL has 53.40 million shares outstanding. The number of shares has increased by 0.34% in one year.
| Current Share Class | 53.40M |
| Shares Outstanding | 53.40M |
| Shares Change (YoY) | +0.34% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 9.45% |
| Owned by Institutions (%) | 56.06% |
| Float | 48.41M |
Valuation Ratios
The trailing PE ratio is 14.16 and the forward PE ratio is 16.54.
| PE Ratio | 14.16 |
| Forward PE | 16.54 |
| PS Ratio | 3.78 |
| Forward PS | 3.71 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | 10.65 |
| P/OCF Ratio | 10.35 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.58%.
| Return on Equity (ROE) | 7.58% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $447,592 |
| Profits Per Employee | $119,446 |
| Employee Count | 980 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, STEL has paid $29.95 million in taxes.
| Income Tax | 29.95M |
| Effective Tax Rate | 20.37% |
Stock Price Statistics
The stock price has increased by +32.98% in the last 52 weeks. The beta is 0.82, so STEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | +32.98% |
| 50-Day Moving Average | 27.18 |
| 200-Day Moving Average | 24.79 |
| Relative Strength Index (RSI) | 68.66 |
| Average Volume (20 Days) | 201,622 |
Short Selling Information
The latest short interest is 829,637, so 1.55% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.55% |
| Short % of Float | 1.71% |
| Short Ratio (days to cover) | 2.80 |
Income Statement
In the last 12 months, STEL had revenue of $438.64 million and earned $117.06 million in profits. Earnings per share was $2.19.
| Revenue | 438.64M |
| Gross Profit | 438.64M |
| Operating Income | 186.07M |
| Pretax Income | 142.63M |
| Net Income | 117.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.19 |
Full Income StatementBalance Sheet
The company has $520.66 million in cash and $193.54 million in debt, giving a net cash position of $327.12 million or $6.13 per share.
| Cash & Cash Equivalents | 520.66M |
| Total Debt | 193.54M |
| Net Cash | 327.12M |
| Net Cash Per Share | $6.13 |
| Equity (Book Value) | 1.63B |
| Book Value Per Share | 30.43 |
| Working Capital | -8.26B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $160.07 million and capital expenditures -$4.63 million, giving a free cash flow of $155.44 million.
| Operating Cash Flow | 160.07M |
| Capital Expenditures | -4.63M |
| Free Cash Flow | 155.44M |
| FCF Per Share | $2.91 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.42% |
| Pretax Margin | 33.51% |
| Profit Margin | 26.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.46% |