Texas Community Bancshares, Inc. (TCBS)
NASDAQ: TCBS · Real-Time Price · USD
17.65
+0.47 (2.74%)
At close: Jun 18, 2026, 4:00 PM EDT
17.78
+0.13 (0.74%)
After-hours: Jun 18, 2026, 4:10 PM EDT

TCBS Statistics

Total Valuation

TCBS has a market cap or net worth of $48.01 million. The enterprise value is $73.04 million.

Market Cap48.01M
Enterprise Value 73.04M

Important Dates

The next estimated earnings date is Friday, July 31, 2026, after market close.

Earnings Date Jul 31, 2026
Ex-Dividend Date Jun 2, 2026

Share Statistics

TCBS has 2.70 million shares outstanding. The number of shares has decreased by -3.98% in one year.

Current Share Class 2.70M
Shares Outstanding 2.70M
Shares Change (YoY) -3.98%
Shares Change (QoQ) +2.11%
Owned by Insiders (%) 23.05%
Owned by Institutions (%) 24.22%
Float 2.08M

Valuation Ratios

The trailing PE ratio is 16.30.

PE Ratio 16.30
Forward PE n/a
PS Ratio 3.00
Forward PS n/a
PB Ratio 0.89
P/TBV Ratio 0.89
P/FCF Ratio 20.38
P/OCF Ratio 10.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 24.07
EV / Sales 4.56
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 31.00

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 17.64
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.67%.

Return on Equity (ROE) 5.67%
Return on Assets (ROA) 0.70%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.23%
Revenue Per Employee $225,465
Profits Per Employee $42,746
Employee Count71
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TCBS has paid $535,000 in taxes.

Income Tax 535,000
Effective Tax Rate 14.99%

Stock Price Statistics

The stock price has increased by +9.76% in the last 52 weeks. The beta is -0.02, so TCBS's price volatility has been lower than the market average.

Beta (5Y) -0.02
52-Week Price Change +9.76%
50-Day Moving Average 17.06
200-Day Moving Average 16.54
Relative Strength Index (RSI) 64.11
Average Volume (20 Days) 5,433

Short Selling Information

The latest short interest is 2,727, so 0.10% of the outstanding shares have been sold short.

Short Interest 2,727
Short Previous Month 2,729
Short % of Shares Out 0.10%
Short % of Float 0.13%
Short Ratio (days to cover) 1.15

Income Statement

In the last 12 months, TCBS had revenue of $16.01 million and earned $3.04 million in profits. Earnings per share was $1.09.

Revenue16.01M
Gross Profit 16.01M
Operating Income 3.57M
Pretax Income 3.57M
Net Income 3.04M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.09
Full Income Statement

Balance Sheet

The company has $16.54 million in cash and $41.57 million in debt, with a net cash position of -$25.03 million or -$9.27 per share.

Cash & Cash Equivalents 16.54M
Total Debt 41.57M
Net Cash -25.03M
Net Cash Per Share -$9.27
Equity (Book Value) 54.23M
Book Value Per Share 20.08
Working Capital -307.32M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $4.51 million and capital expenditures -$2.15 million, giving a free cash flow of $2.36 million.

Operating Cash Flow 4.51M
Capital Expenditures -2.15M
Depreciation & Amortization n/a
Net Borrowing -7.99M
Free Cash Flow 2.36M
FCF Per Share $0.87
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 22.30%
Pretax Margin 22.30%
Profit Margin 18.96%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 14.72%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 1.13%.

Dividend Per Share $0.20
Dividend Yield 1.13%
Dividend Growth (YoY) 43.75%
Years of Dividend Growth 2
Payout Ratio 21.09%
Buyback Yield 3.98%
Shareholder Yield 5.12%
Earnings Yield 6.32%
FCF Yield 4.91%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4