Texas Community Bancshares, Inc. (TCBS)

NASDAQ: TCBS · Real-Time Price · USD

17.50

-0.03 (-0.17%)

At close: Aug 21, 2026, 4:00 PM EDT

17.31

-0.19 (-1.09%)

After-hours: Aug 21, 2026, 7:30 PM EDT

TCBS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7.23	6.45	13.29	13.06	8.93	21.92
Investment Securities	28.7	26.04	32.2	34.54	37.22	44.3
Trading Asset Securities	-	-	0.42	0.12	-	-
Mortgage-Backed Securities	55.47	57.65	74.81	97.11	99.82	61.14
Total Investments	84.17	83.69	107.42	131.76	137.04	105.44
Gross Loans	317.65	306.87	297.18	283.06	253.09	221.86
Allowance for Loan Losses	-3.58	-3.44	-3.22	-3.1	-1.76	-1.59
Other Adjustments to Gross Loans	-	-0.23	-0.25	-0.03	-	-
Net Loans	314.08	303.21	293.71	279.93	251.34	220.27
Property, Plant & Equipment	13.58	11.46	11.53	11.61	6.72	6.69
Other Intangible Assets	-	-	0.13	0.27	0.4	0.53
Accrued Interest Receivable	1.99	1.89	1.92	1.73	1.33	0.93
Long-Term Deferred Tax Assets	1.58	1.81	2.69	2.43	2.3	0.65
Other Real Estate Owned & Foreclosed	9.1	9.27	0.48	0.16	-	0.21
Other Long-Term Assets	12.62	12.07	12.29	11.1	9.3	8.2
Total Assets	444.35	429.84	443.46	452.04	417.35	364.83

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	3.04	2.36	5.48	4.04	2.31	1.53
Interest Bearing Deposits	191.16	236.23	244.06	234.5	220.85	206.06
Institutional Deposits	97.2	45.8	50.3	37.2	29.4	28.3
Non-Interest Bearing Deposits	51.27	45.87	41.47	45.54	45.82	40.58
Total Deposits	339.63	327.9	335.83	317.24	296.08	274.93
Current Portion of Long-Term Debt	-	13	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	46.46	32.67	49.88	76.9	62.49	27.57
Long-Term Leases	-	-	-	-	0.42	0.47
Other Long-Term Liabilities	-	0.16	0.17	0.18	0.18	0.19
Total Liabilities	389.14	376.09	391.35	398.36	361.48	304.69

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	33.44	33.2	32.49	31.67	31.1	30.93
Retained Earnings	33.9	32.41	30.16	31.97	34.08	32.33
Treasury Stock	-7.2	-6.94	-3.78	-2.2	-	-
Comprehensive Income & Other	-4.97	-4.95	-6.81	-7.79	-9.35	-3.16
Shareholders' Equity	55.21	53.76	52.11	53.69	55.87	60.13
Total Liabilities & Equity	444.35	429.84	443.46	452.04	417.35	364.83

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	46.46	45.67	49.88	76.9	62.91	28.04
Net Cash (Debt)	-30.92	-33.71	-26.45	-51.42	-51.93	8.83
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11.23	-11.81	-9.07	-16.79	-17.15	2.94
Filing Date Shares Outstanding	2.69	2.7	2.86	2.97	3.14	3.01
Total Common Shares Outstanding	2.7	2.7	2.88	2.96	3.06	3.01
Book Value Per Share	20.41	19.92	18.07	18.16	18.24	19.98
Tangible Book Value	55.21	53.76	51.98	53.42	55.47	59.6
Tangible Book Value Per Share	20.41	19.92	18.02	18.07	18.11	19.80

SEC Filings: 10-K · 10-Q