TCBS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	13.42	13.31	12.55	11.06	10.28	8.42
Net Interest Income Growth	3.89%	6.09%	13.43%	7.60%	22.16%	1.51%
Non-Interest Income	3.19	3.08	-1.9	0.35	1.87	1.72
Non-Interest Income Growth	54.78%	-	-	-81.16%	8.79%	10.28%
Revenues Before Loan Losses	16.61	16.39	10.65	11.42	12.15	10.14
Provision for Credit Losses	0.81	0.83	0.16	0.36	0.21	0.05
Revenue	15.8	15.56	10.49	11.06	11.94	10.09
Revenue Growth (YoY)	9.50%	48.37%	-5.16%	-7.39%	18.42%	7.68%
Compensation Expenses	6.52	6.53	6.84	7.07	5.8	5.15
Selling, General & Admin	2.83	2.67	2.74	2.52	2.19	2.11
Other Non-Interest Expenses	3.08	3	2.69	2.4	1.78	2.22
Total Non-Interest Expense	12.44	12.2	12.27	12	9.77	9.47
Pretax Income	3.57	3.36	-1.78	-0.94	2.18	0.61
Provision for Income Taxes	0.54	0.52	-0.48	-0.2	0.42	0.09
Net Income	3.04	2.84	-1.31	-0.73	1.75	0.52
Net Income to Common	3.04	2.84	-1.31	-0.73	1.75	0.52
Net Income Growth	50.02%	-	-	-	238.61%	-30.84%
Shares Outstanding (Basic)	3	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3	3
Shares Change (YoY)	-5.30%	-4.37%	-2.50%	1.13%	0.87%	-37.60%
EPS (Basic)	1.14	1.04	-0.45	-0.24	0.58	0.17
EPS (Diluted)	1.09	1.00	-0.44	-0.24	0.58	0.17
EPS Growth	62.69%	-	-	-	241.18%	9.20%
Shares Outstanding	2.89	2.89	3.09	3.18	3.3	3.26
Free Cash Flow	2.36	0.97	0.74	-3.31	2.74	1.62
Free Cash Flow Growth	142.14%	31.49%	-	-	68.89%	46.61%
Free Cash Flow Per Share	0.84	0.34	0.25	-1.08	0.90	0.54
Dividends Per Share	0.130	0.170	0.160	0.110	-	-
Dividend Growth	-23.53%	6.25%	45.45%	-	-	-
Profit Margin	19.21%	18.26%	-12.44%	-6.63%	14.69%	5.14%
FCF Margin	14.91%	6.25%	7.06%	-29.95%	22.91%	16.06%
EBITDA	0.57	0.59	0.57	0.42	0.43	0.44
EBITDA Margin	3.61%	3.81%	5.45%	3.82%	3.61%	4.33%
Effective Tax Rate	14.99%	15.52%	26.73%	21.77%	19.43%	15.22%

SEC Filings: 10-K · 10-Q