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Texas Community Bancshares, Inc. (TCBS)
NASDAQ: TCBS · Real-Time Price · USD
17.10
+0.01 (0.06%)
Oct 28, 2026, 4:00 PM EDT - Market closed

TCBS Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
16.5215.5610.4911.0611.9410.09
Revenue Growth
11.39%48.37%-5.16%-7.39%18.42%7.68%
Net Income
3.332.84-1.31-0.731.750.52
Earnings Per Share
1.211.00-0.45-0.240.580.17
EPS Growth
49.38%---240.72%-

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15.5511.9623.4325.4710.9836.87
Total Debt
46.4646.2549.8876.962.9128.04
Net Cash (Debt)
-30.92-34.29-26.45-51.42-51.938.83
Net Cash Growth
------
Net Cash Per Share
-11.23-12.01-9.07-16.79-17.152.94

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4.871.371.942.293.131.76
Capital Expenditures
-2.55-0.39-1.2-5.6-0.39-0.14
Free Cash Flow
2.320.970.74-3.312.741.62
Free Cash Flow Growth
1593.43%31.49%--68.89%46.61%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.14%18.26%-12.44%-6.63%14.69%5.14%
FCF Margin
14.04%6.25%7.05%-29.95%22.91%16.06%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingOct '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.2400.1700.1600.110
Dividend Per Share Growth
37.50%6.25%45.45%-
Dividend Yield
1.40%0.94%1.05%0.77%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.1017.21--26.7789.88
P/FCF Ratio
19.8350.2659.44-17.1628.74
PS Ratio
2.793.144.193.813.934.62