Third Coast Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	216.97	195.22	160.76	139.53	116.45	90.55
Net Interest Income Growth	23.28%	21.44%	15.22%	19.81%	28.60%	33.40%
Non-Interest Income	16.18	13.65	10.62	8.21	7.22	4.88
Non-Interest Income Growth	45.18%	28.55%	29.45%	13.59%	48.07%	81.88%
Revenues Before Loan Losses	233.15	208.87	171.38	147.73	123.68	95.43
Provision for Credit Losses	7.66	7.59	5.7	6.32	12.2	9.92
Revenue	225.49	201.28	165.68	141.41	111.48	85.51
Revenue Growth	23.68%	21.49%	17.16%	26.85%	30.37%	35.70%
Compensation Expenses	90.28	77.19	65.12	62.22	56.51	48.64
Selling, General & Admin	35.38	30.62	29.15	29.32	22.88	17.06
Other Non-Interest Expenses	12.45	10.73	10.06	8.27	8.92	5.33
Total Non-Interest Expense	138.11	118.54	104.33	99.8	88.31	71.03
Pretax Income	90.85	82.75	61.35	41.61	23.17	14.48
Provision for Income Taxes	16.54	16.45	13.68	8.21	4.51	3.06
Net Income	74.31	66.29	47.67	33.4	18.66	11.42
Net Income Attributable to Preferred Dividends	4.75	4.75	4.75	4.74	1.42	-
Net Income to Common	69.56	61.54	42.92	28.67	17.24	11.42
Net Income Growth	33.53%	43.38%	49.74%	66.26%	50.92%	-5.70%
Shares Outstanding (Basic)	15	14	14	14	13	8
Shares Outstanding (Diluted)	18	17	17	17	14	8
Shares Change	6.57%	2.00%	1.52%	22.71%	69.00%	28.58%
EPS (Basic)	4.71	4.45	3.14	2.11	1.28	1.45
EPS (Diluted)	4.01	3.79	2.78	1.98	1.25	1.40
EPS Growth	22.63%	36.33%	40.40%	58.40%	-10.71%	-26.70%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	48.16	33.37	35.64	9.6	-1.04
Free Cash Flow Growth	-	44.31%	-6.36%	271.15%	-	-
Free Cash Flow Per Share	-	2.76	1.95	2.11	0.70	-0.13
Profit Margin	32.95%	32.93%	28.77%	23.62%	16.74%	13.36%
FCF Margin	-	23.92%	20.14%	25.20%	8.61%	-1.21%
Effective Tax Rate	18.20%	19.89%	22.30%	19.73%	19.46%	21.12%

SEC Filings: 10-K · 10-Q