Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Interest Income on Loans	343.9	329.02	316.22	310.86	304.28	297.68	295.26	289.57	279.48	265.67	248.91	226.67	201.79	173.65	146.43	124.57	108.01	100.37	98.89	94.82
Interest Income on Investments	44.08	41.63	37.82	36.6	33.41	32.57	33.1	30.32	27.07	22.37	17.63	13.96	12.56	10.49	7.52	4.89	2.74	1.8	1.73	1.99
Total Interest Income	387.98	370.65	354.03	347.47	337.68	330.25	328.36	319.89	306.55	288.04	266.54	240.63	214.35	184.14	153.95	129.46	110.75	102.17	100.62	96.81
Interest Paid on Deposits	161.43	155.58	150.32	153.02	154.4	157.28	159.75	157.19	147.12	131.65	115.04	93.06	72.44	50.94	30.7	16.93	9.22	7.99	8.53	9.23
Interest Paid on Borrowings	9.58	9.01	8.49	7.99	7.29	7.49	7.85	8.05	9.89	11.62	11.98	13.23	11.48	9.12	6.8	3.61	1.96	1.14	1.54	1.97
Total Interest Expense	171.01	164.59	158.81	161.01	161.69	164.77	167.6	165.24	157.02	143.27	127.02	106.28	83.91	60.07	37.49	20.53	11.18	9.13	10.06	11.2
Net Interest Income	216.97	206.07	195.22	186.46	175.99	165.48	160.76	154.65	149.54	144.77	139.53	134.35	130.43	124.07	116.45	108.92	99.57	93.05	90.55	85.61
Net Interest Income Growth (YoY)	23.28%	24.53%	21.44%	20.57%	17.69%	14.30%	15.22%	15.12%	14.65%	16.68%	19.81%	23.34%	31.00%	33.35%	28.60%	27.24%	25.56%	20.48%	33.40%	-
Gain (Loss) on Sale of Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.01
Gain (Loss) on Sale of Investments	-0.38	-0.39	-0.61	-0.14	-0.62	-0.39	-0	-0.18	0.67	0.54	0.48	0.46	0.1	0.1	-	-	-	-	-	-
Other Non-Interest Income	16.56	14.93	14.19	12.33	11.7	11.74	10.6	9.73	8.12	7.63	7.28	7.1	7.52	6.41	6.27	6.29	5.27	5.21	4.29	3.24
Total Non-Interest Income	19.65	14.58	13.65	12.27	11.15	11.39	10.62	9.91	9.25	8.65	8.21	7.8	8.47	7.46	7.22	7.53	5.95	5.79	4.88	3.4
Non-Interest Income Growth (YoY)	76.24%	28.05%	28.55%	23.83%	20.46%	31.68%	29.45%	26.97%	9.22%	15.91%	13.59%	3.67%	42.38%	28.74%	48.07%	121.19%	93.76%	118.87%	81.88%	-
Revenues Before Loan Losses	236.61	220.64	208.87	198.72	187.14	176.86	171.38	164.56	158.79	153.42	147.73	142.15	138.91	131.53	123.68	116.45	105.52	98.84	95.43	89.01
Provision for Loan Losses	7.66	7.72	7.59	6.5	4.82	4.59	5.7	5.65	7.18	6.68	6.32	7.17	7.45	9.4	12.2	16.35	15.77	12.42	9.92	8.82
Revenue	228.96	212.93	201.28	192.22	182.32	172.27	165.68	158.91	151.61	146.74	141.41	134.98	131.46	122.13	111.48	100.1	89.75	86.42	85.51	80.19
Revenue Growth (YoY)	25.58%	23.60%	21.49%	20.96%	20.26%	17.40%	17.16%	17.73%	15.33%	20.15%	26.85%	34.84%	46.47%	41.33%	30.37%	24.83%	18.29%	21.07%	35.70%	-
Salaries and Employee Benefits	85.68	79.38	73	68.83	65.32	63.03	61.17	60.15	62.42	61.57	58.77	57.74	55.1	54.14	53.84	54.31	52.4	51.13	47.05	40.68
Occupancy Expenses	7.46	7.07	6.58	8.23	6.54	6.16	6.4	6.45	6.59	7.13	5.52	6.66	6.21	5.62	5.12	4.6	4.24	3.95	3.76	3.5
Selling, General & Administrative	27.52	26.07	23.66	22.36	22.16	21.67	21.82	22.5	22.55	23	23.54	22.28	21.28	20.53	19.43	17.52	15.77	14.68	14.04	12.48
Other Non-Interest Expense	15.83	14.63	14.16	12.73	14.6	14.72	14.04	13.57	13	11.04	11.31	8.65	7.94	8.86	8.94	7.87	6.59	4.74	3.87	3.8
Total Non-Interest Expense	138.11	128.53	118.54	113.08	109.74	106.52	104.33	103.51	105.46	103.67	99.8	96.01	91.23	90.17	88.31	85.77	80.68	75.69	71.03	62.71
EBT Excluding Unusual Items	90.85	84.39	82.75	79.15	72.58	65.75	61.35	55.4	46.15	43.07	41.61	38.97	40.22	31.96	23.17	14.33	9.07	10.73	14.48	17.48
Pretax Income	90.85	84.39	82.75	79.15	72.58	65.75	61.35	55.4	46.15	43.07	41.61	38.97	40.22	31.96	23.17	14.33	9.07	10.73	14.48	17.48
Income Tax Expense	16.54	15.32	16.45	17.02	15.74	14.86	13.68	11.77	9.72	8.55	8.21	7.73	7.79	6.15	4.51	2.84	1.96	2.31	3.06	3.87
Net Income	74.31	69.07	66.29	62.13	56.84	50.89	47.67	43.63	36.43	34.53	33.4	31.24	32.43	25.82	18.66	11.49	7.1	8.42	11.42	13.6
Preferred Dividends & Other Adjustments	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.74	4.74	4.74	4.96	3.77	2.59	1.42	-	-	-	-	-
Net Income to Common	69.56	64.32	61.54	57.38	52.09	46.14	42.92	38.88	31.69	29.79	28.67	26.28	28.66	23.23	17.24	11.49	7.1	8.42	11.42	13.6
Net Income Growth (YoY)	33.53%	39.39%	43.38%	47.59%	64.37%	54.90%	49.74%	47.93%	10.60%	28.26%	66.26%	128.76%	303.44%	176.01%	50.92%	-15.56%	-53.74%	-41.01%	-5.70%	-
Basic Shares Outstanding	15	14	14	14	14	14	14	14	14	14	14	14	14	14	13	13	11	10	8	7
Diluted Shares Outstanding	18	18	17	17	17	17	17	17	17	17	17	16	15	15	14	13	12	10	8	7
Shares Change (YoY)	6.58%	2.88%	2.00%	2.52%	2.37%	2.06%	1.52%	5.68%	10.98%	16.50%	22.71%	22.75%	29.36%	45.36%	69.00%	89.31%	84.73%	57.41%	28.58%	-
EPS (Basic)	4.70	4.56	4.45	4.16	3.79	3.37	3.14	2.85	2.33	2.19	2.11	1.94	2.12	1.72	1.28	0.90	0.62	0.87	1.45	2.02
EPS (Diluted)	4.02	3.89	3.79	3.56	3.28	2.95	2.78	2.56	2.15	2.04	1.98	1.85	2.02	1.68	1.25	0.88	0.60	0.84	1.40	1.96
EPS Growth (YoY)	22.66%	31.92%	36.33%	38.90%	52.43%	44.43%	40.59%	38.69%	6.18%	21.59%	58.32%	110.97%	236.66%	100.43%	-10.71%	-55.27%	-74.98%	-62.62%	-26.70%	-

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Effective Tax Rate	18.20%	18.16%	19.89%	21.51%	21.68%	22.60%	22.30%	21.25%	21.06%	19.84%	19.73%	19.83%	19.37%	19.23%	19.46%	19.82%	21.64%	21.56%	21.12%	22.17%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 3, 2026

Data Sources Report a data error