First Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	280.92	267.8	226.26	189.64	146.3	128
Interest Income on Investments	39.63	37.79	38.48	38.76	37.01	24.2
Total Interest Income	320.54	305.59	264.74	228.4	183.3	152.2
Interest Paid on Deposits	70.12	72.43	81.07	51.69	16.74	8.16
Interest Paid on Borrowings	17.05	13.29	8.69	9.44	1.52	0.64
Total Interest Expense	87.17	85.72	89.76	61.14	18.26	8.8
Net Interest Income	233.38	219.87	174.99	167.26	165.04	143.4
Net Interest Income Growth	15.87%	25.65%	4.62%	1.34%	15.09%	-2.01%
Trust Income	5.89	5.78	5.47	5.16	5.16	5.26
Gain (Loss) on Sale of Investments	-4.71	-4.6	0.1	-0	0	0.11
Other Non-Interest Income	8.33	7.95	6.4	8.5	16.02	7.01
Total Non-Interest Income	42.94	41.97	42.77	42.7	50.72	42.08
Non-Interest Income Growth	-3.12%	-1.87%	0.16%	-15.80%	20.51%	-0.92%
Revenues Before Loan Losses	276.32	261.84	217.76	209.96	215.76	185.49
Provision for Loan Losses	8.15	8.2	16.17	7.3	-2.03	2.47
Revenue	268.17	253.64	201.59	202.67	217.78	183.02
Revenue Growth	16.37%	25.82%	-0.53%	-6.94%	19.00%	2.65%
Salaries and Employee Benefits	80.3	76.54	71.56	66.11	63.28	62.27
Federal Deposit Insurance	2.68	2.85	2.79	2.91	2.33	1.29
Selling, General & Administrative	34.05	32.05	30.23	25.78	24.43	21.16
Other Non-Interest Expense	46.27	43.49	39.87	35.37	35.99	32.69
Total Non-Interest Expense	163.3	154.93	144.44	130.18	126.02	117.41
EBT Excluding Unusual Items	104.87	98.71	57.15	72.49	91.76	65.61
Legal Settlements	-	-	-	-	-4	-
Pretax Income	104.87	98.71	57.15	72.49	87.76	65.61
Income Tax Expense	20.11	19.51	9.88	11.82	16.65	12.63
Net Income	84.76	79.21	47.28	60.67	71.11	52.99
Net Income to Common	84.76	79.21	47.28	60.67	71.11	52.99
Net Income Growth	36.77%	67.55%	-22.08%	-14.68%	34.20%	-1.59%
Basic Shares Outstanding	12	12	12	12	12	13
Diluted Shares Outstanding	12	12	12	12	12	13
Shares Change	0.35%	0.34%	-1.05%	-2.24%	-7.42%	-3.84%
EPS (Basic)	7.14	6.68	4.00	5.08	5.82	4.02
EPS (Diluted)	7.14	6.68	4.00	5.08	5.82	4.02
EPS Growth	36.29%	66.98%	-21.26%	-12.72%	44.96%	2.33%
Dividend Per Share	2.190	2.090	1.860	0.990	1.080	1.060
Dividend Growth	10.61%	12.37%	87.88%	-8.33%	1.89%	0.95%
Effective Tax Rate	19.17%	19.76%	17.29%	16.31%	18.97%	19.24%

SEC Filings: 10-K · 10-Q