Tompkins Financial Corporation (TMP)

Tompkins Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	317.65	301.97	260.43	217.61	214.68	227.31
Interest Income on Investments	44.61	45.6	36.92	33.72	26.63	27.02
Total Interest Income	362.26	347.57	297.36	251.32	241.32	254.33
Interest Paid on Deposits	108.39	103.98	70.81	16.17	10.85	19.96
Interest Paid on Borrowings	27.6	32.49	17.04	4.88	6.68	9.03
Total Interest Expense	135.99	136.47	87.84	21.04	17.53	28.99
Net Interest Income	226.27	211.1	209.51	230.28	223.79	225.34
Net Interest Income Growth (YoY)	10.37%	0.76%	-9.02%	2.90%	-0.69%	6.98%
Trust Income	19.89	19.59	17.95	18.09	19.39	17.52
Gain (Loss) on Sale of Investments	0.07	0.03	-69.97	-0.63	0.25	0.44
Other Non-Interest Income	64.48	61.22	55.35	53.15	52.87	49.59
Total Non-Interest Income	91.76	88.13	10.24	77.97	78.85	73.86
Non-Interest Income Growth (YoY)	334.07%	760.53%	-86.87%	-1.11%	6.75%	-2.08%
Revenues Before Loan Losses	318.02	299.23	219.76	308.25	302.64	299.2
Provision for Loan Losses	11.65	6.61	4.34	2.79	-2.22	17.21
Revenue	306.37	292.62	215.42	305.46	304.86	281.99
Revenue Growth (YoY)	39.13%	35.84%	-29.48%	0.20%	8.11%	-0.95%
Salaries and Employee Benefits	125.65	122.81	122.1	116.2	112.26	110.84
Occupancy Expenses	12.62	12.63	13.28	13.09	13.18	12.93
Amortization of Goodwill & Intangibles	0.34	0.33	0.33	0.87	1.32	1.48
Selling, General & Administrative	16.76	16.74	16.53	20.8	20.6	19.09
Other Non-Interest Expense	46.71	47.12	51.05	44.79	40.01	39.98
Total Non-Interest Expense	202.07	199.64	203.29	195.75	187.36	184.32
EBT Excluding Unusual Items	104.3	92.98	12.12	109.71	117.5	97.67
Other Unusual Items	-	-	-	-	-2.93	-
Pretax Income	104.3	92.98	12.12	109.71	114.57	97.67
Income Tax Expense	24.79	22	2.5	24.56	25.18	19.92
Earnings From Continuing Operations	79.51	70.97	9.63	85.16	89.39	77.74
Minority Interest in Earnings	-0.06	-0.12	-0.12	-0.13	-0.13	-0.15
Net Income	79.45	70.85	9.51	85.03	89.26	77.59
Preferred Dividends & Other Adjustments	-	-	0.04	0.25	0.62	0.86
Net Income to Common	79.45	70.85	9.46	84.78	88.65	76.73
Net Income Growth	459.36%	645.40%	-88.82%	-4.74%	15.05%	-5.05%
Basic Shares Outstanding	14	14	14	14	15	15
Diluted Shares Outstanding	14	14	14	14	15	15
Shares Change (YoY)	0.51%	-0.23%	-0.72%	-1.67%	-0.64%	-1.55%
EPS (Basic)	5.58	4.98	0.66	5.92	6.08	5.22
EPS (Diluted)	5.55	4.97	0.66	5.89	6.05	5.20
EPS Growth	457.47%	653.03%	-88.80%	-2.65%	16.35%	-3.17%
Dividend Per Share	2.470	2.440	2.400	2.310	2.190	2.100
Dividend Growth	2.49%	1.67%	3.90%	5.48%	4.29%	3.96%
Effective Tax Rate	23.77%	23.66%	20.58%	22.38%	21.98%	20.40%

Updated Jul 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q