Tompkins Financial Corporation (TMP)

Tompkins Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	249.73	211.1	209.51	230.28	223.79
Net Interest Income Growth	18.30%	0.76%	-9.02%	2.90%	-0.69%
Non-Interest Income	188.24	0	0	77.97	78.85
Non-Interest Income Growth	-	-	-	-1.11%	6.75%
Revenues Before Loan Losses	437.97	211.1	209.51	308.25	302.64
Provision for Credit Losses	11.53	6.61	4.34	2.79	-2.22
Revenue	426.44	204.49	205.18	305.46	304.86
Revenue Growth (YoY)	108.54%	-0.33%	-32.83%	0.20%	8.11%
Total Non-Interest Expense	210.21	199.64	203.29	195.75	190.29
Pretax Income	224.86	92.98	12.12	109.71	114.57
Provision for Income Taxes	63.79	22	2.5	24.56	25.18
Net Income	161.07	70.85	9.51	85.03	89.26
Minority Interest in Earnings	0	0.12	0.12	0.13	0.13
Net Income to Common	161.07	70.85	9.51	85.03	89.26
Net Income Growth	127.34%	645.40%	-88.82%	-4.74%	15.05%
Shares Outstanding (Basic)	14	14	14	14	15
Shares Outstanding (Diluted)	14	14	14	14	15
Shares Change (YoY)	0.47%	-0.23%	-0.72%	-1.67%	-0.64%
EPS (Basic)	11.30	4.98	0.66	5.92	6.08
EPS (Diluted)	11.24	4.97	0.66	5.89	6.05
EPS Growth	126.16%	653.03%	-88.80%	-2.65%	16.35%
Free Cash Flow	31.95	88.76	82.24	95.17	116.44
Free Cash Flow Growth	-64.00%	7.92%	-13.59%	-18.26%	20.24%
Free Cash Flow Per Share	2.23	6.22	5.75	6.61	7.95
Dividends Per Share	2.510	2.440	2.400	2.310	2.190
Dividend Growth	2.87%	1.67%	3.90%	5.48%	4.29%
Profit Margin	37.77%	34.71%	4.69%	27.88%	29.32%
FCF Margin	7.49%	43.40%	40.08%	31.16%	38.19%
EBITDA	8.62	10.48	11.73	11.56	11.57
EBITDA Margin	2.02%	5.12%	5.72%	3.78%	3.79%
Effective Tax Rate	28.37%	23.67%	20.58%	22.38%	21.98%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q