Tompkins Financial Corporation (TMP)

Tompkins Financial Statistics

Total Valuation

TMP has a market cap or net worth of $1.21 billion. The enterprise value is $1.74 billion.

Market Cap	1.21B
Enterprise Value	1.74B

Important Dates

The last earnings date was Friday, January 30, 2026, before market open.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

TMP has 14.35 million shares outstanding. The number of shares has increased by 0.47% in one year.

Current Share Class	14.35M
Shares Outstanding	14.35M
Shares Change (YoY)	+0.47%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	3.86%
Owned by Institutions (%)	66.50%
Float	13.78M

Valuation Ratios

The trailing PE ratio is 7.52 and the forward PE ratio is 11.47.

PE Ratio	7.52
Forward PE	11.47
PS Ratio	2.77
Forward PS	3.49
PB Ratio	1.29
P/TBV Ratio	1.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.80
EV / Sales	4.00
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.50%.

Return on Equity (ROE)	19.50%
Return on Assets (ROA)	1.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.44%
Revenue Per Employee	$430,334
Profits Per Employee	$159,318
Employee Count	1,011
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TMP has paid $63.79 million in taxes.

Income Tax	63.79M
Effective Tax Rate	28.37%

Stock Price Statistics

The stock price has increased by +19.92% in the last 52 weeks. The beta is 0.76, so TMP's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	+19.92%
50-Day Moving Average	74.77
200-Day Moving Average	67.41
Relative Strength Index (RSI)	72.37
Average Volume (20 Days)	56,399

Short Selling Information

The latest short interest is 126,699, so 0.88% of the outstanding shares have been sold short.

Short Interest	126,699
Short Previous Month	125,553
Short % of Shares Out	0.88%
Short % of Float	0.92%
Short Ratio (days to cover)	2.16

Income Statement

In the last 12 months, TMP had revenue of $435.07 million and earned $161.07 million in profits. Earnings per share was $11.24.

Revenue	435.07M
Gross Profit	435.07M
Operating Income	225.15M
Pretax Income	224.86M
Net Income	161.07M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$11.24

Balance Sheet

The company has $132.82 million in cash and $660.02 million in debt, with a net cash position of -$527.20 million or -$36.75 per share.

Cash & Cash Equivalents	132.82M
Total Debt	660.02M
Net Cash	-527.20M
Net Cash Per Share	-$36.75
Equity (Book Value)	938.38M
Book Value Per Share	65.41
Working Capital	-6.61B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	51.75%
Pretax Margin	51.68%
Profit Margin	37.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.68, which amounts to a dividend yield of 3.17%.

Dividend Per Share	$2.68
Dividend Yield	3.17%
Dividend Growth (YoY)	4.07%
Years of Dividend Growth	39
Payout Ratio	22.78%
Buyback Yield	-0.47%
Shareholder Yield	2.70%
Earnings Yield	13.29%
FCF Yield	n/a

Analyst Forecast

The average price target for TMP is $74.00, which is -12.44% lower than the current price. The consensus rating is "Hold".

Price Target	$74.00
Price Target Difference	-12.44%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2010. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 3, 2010
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2