Tompkins Financial Corporation (TMP)
NYSEAMERICAN: TMP · Real-Time Price · USD
77.85
-0.58 (-0.74%)
Mar 3, 2026, 4:00 PM EST - Market closed

Tompkins Financial Statistics

Total Valuation

TMP has a market cap or net worth of $1.12 billion. The enterprise value is $1.68 billion.

Market Cap1.12B
Enterprise Value 1.68B

Important Dates

The next estimated earnings date is Friday, April 24, 2026, before market open.

Earnings Date Apr 24, 2026
Ex-Dividend Date Feb 13, 2026

Share Statistics

TMP has 14.42 million shares outstanding. The number of shares has increased by 0.47% in one year.

Current Share Class 14.42M
Shares Outstanding 14.42M
Shares Change (YoY) +0.47%
Shares Change (QoQ) +0.08%
Owned by Insiders (%) 2.85%
Owned by Institutions (%) 67.76%
Float 14.00M

Valuation Ratios

The trailing PE ratio is 6.93 and the forward PE ratio is 10.57.

PE Ratio 6.93
Forward PE 10.57
PS Ratio 2.58
Forward PS 3.22
PB Ratio 1.19
P/TBV Ratio 1.30
P/FCF Ratio 35.13
P/OCF Ratio 28.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.42
EV / Sales 3.86
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 52.51

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 21.69
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 19.50%.

Return on Equity (ROE) 19.50%
Return on Assets (ROA) 1.92%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.17%
Revenue Per Employee $430,334
Profits Per Employee $159,318
Employee Count1,011
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TMP has paid $63.79 million in taxes.

Income Tax 63.79M
Effective Tax Rate 28.37%

Stock Price Statistics

The stock price has increased by +13.01% in the last 52 weeks. The beta is 0.75, so TMP's price volatility has been lower than the market average.

Beta (5Y) 0.75
52-Week Price Change +13.01%
50-Day Moving Average 77.99
200-Day Moving Average 69.16
Relative Strength Index (RSI) 44.17
Average Volume (20 Days) 84,341

Short Selling Information

The latest short interest is 143,935, so 1.00% of the outstanding shares have been sold short.

Short Interest 143,935
Short Previous Month 126,699
Short % of Shares Out 1.00%
Short % of Float 1.03%
Short Ratio (days to cover) 2.03

Income Statement

In the last 12 months, TMP had revenue of $435.07 million and earned $161.07 million in profits. Earnings per share was $11.24.

Revenue435.07M
Gross Profit 435.07M
Operating Income 225.15M
Pretax Income 224.86M
Net Income 161.07M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $11.24
Full Income Statement

Balance Sheet

The company has $137.88 million in cash and $693.12 million in debt, with a net cash position of -$555.23 million or -$38.51 per share.

Cash & Cash Equivalents 137.88M
Total Debt 693.12M
Net Cash -555.23M
Net Cash Per Share -$38.51
Equity (Book Value) 938.38M
Book Value Per Share 65.41
Working Capital -7.23B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $38.87 million and capital expenditures -$6.92 million, giving a free cash flow of $31.95 million.

Operating Cash Flow 38.87M
Capital Expenditures -6.92M
Free Cash Flow 31.95M
FCF Per Share $2.22
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 51.75%
Pretax Margin 51.68%
Profit Margin 37.02%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 7.34%

Dividends & Yields

This stock pays an annual dividend of $2.68, which amounts to a dividend yield of 3.44%.

Dividend Per Share $2.68
Dividend Yield 3.44%
Dividend Growth (YoY) 4.07%
Years of Dividend Growth 39
Payout Ratio 22.78%
Buyback Yield -0.47%
Shareholder Yield 2.97%
Earnings Yield 14.35%
FCF Yield 2.85%
Dividend Details

Analyst Forecast

The average price target for TMP is $74.00, which is -4.95% lower than the current price. The consensus rating is "Hold".

Price Target $74.00
Price Target Difference -4.95%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2010. It was a forward split with a ratio of 1.1:1.

Last Split Date Feb 3, 2010
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3