Tompkins Financial Corporation (TMP)

Tompkins Financial Statistics

Total Valuation

TMP has a market cap or net worth of $901.86 million. The enterprise value is $1.33 billion.

Market Cap	901.86M
Enterprise Value	1.33B

Important Dates

The last earnings date was Friday, April 25, 2025, before market open.

Earnings Date	Apr 25, 2025
Ex-Dividend Date	May 9, 2025

Share Statistics

TMP has 14.43 million shares outstanding. The number of shares has decreased by -0.23% in one year.

Current Share Class	14.43M
Shares Outstanding	14.43M
Shares Change (YoY)	-0.23%
Shares Change (QoQ)	+0.20%
Owned by Insiders (%)	4.05%
Owned by Institutions (%)	65.92%
Float	11.89M

Valuation Ratios

The trailing PE ratio is 12.11 and the forward PE ratio is 10.52.

PE Ratio	12.11
Forward PE	10.52
PS Ratio	2.99
Forward PS	2.73
PB Ratio	1.21
P/TBV Ratio	1.39
P/FCF Ratio	10.16
P/OCF Ratio	9.60
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	17.99
EV / Sales	4.46
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.93

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.46%.

Return on Equity (ROE)	10.46%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$293,835
Profits Per Employee	$72,856
Employee Count	1,011
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TMP has paid $22.93 million in taxes.

Income Tax	22.93M
Effective Tax Rate	23.71%

Stock Price Statistics

The stock price has increased by +34.05% in the last 52 weeks. The beta is 0.87, so TMP's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	+34.05%
50-Day Moving Average	61.73
200-Day Moving Average	64.62
Relative Strength Index (RSI)	59.36
Average Volume (20 Days)	47,689

Short Selling Information

The latest short interest is 96,594, so 0.67% of the outstanding shares have been sold short.

Short Interest	96,594
Short Previous Month	79,877
Short % of Shares Out	0.67%
Short % of Float	0.81%
Short Ratio (days to cover)	1.59

Income Statement

In the last 12 months, TMP had revenue of $297.07 million and earned $73.66 million in profits. Earnings per share was $5.16.

Revenue	297.07M
Gross Profit	297.07M
Operating Income	97.02M
Pretax Income	19.11M
Net Income	73.66M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.16

Balance Sheet

The company has $196.09 million in cash and $619.64 million in debt, giving a net cash position of -$423.55 million or -$29.34 per share.

Cash & Cash Equivalents	196.09M
Total Debt	619.64M
Net Cash	-423.55M
Net Cash Per Share	-$29.34
Equity (Book Value)	741.38M
Book Value Per Share	51.60
Working Capital	-6.88B

Cash Flow

In the last 12 months, operating cash flow was $93.95 million and capital expenditures -$6.17 million, giving a free cash flow of $88.76 million.

Operating Cash Flow	93.95M
Capital Expenditures	-6.17M
Free Cash Flow	88.76M
FCF Per Share	$6.15

Margins

Gross Margin	n/a
Operating Margin	32.66%
Pretax Margin	32.54%
Profit Margin	24.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.88%

Dividends & Yields

This stock pays an annual dividend of $2.48, which amounts to a dividend yield of 3.97%.

Dividend Per Share	$2.48
Dividend Yield	3.97%
Dividend Growth (YoY)	2.49%
Years of Dividend Growth	38
Payout Ratio	48.06%
Buyback Yield	0.23%
Shareholder Yield	4.20%
Earnings Yield	8.17%
FCF Yield	9.84%

Analyst Forecast

The average price target for TMP is $69.00, which is 10.44% higher than the current price. The consensus rating is "Buy".

Price Target	$69.00
Price Target Difference	10.44%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 3, 2010. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 3, 2010
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4