Tompkins Financial Corporation (TMP)

Tompkins Financial Statistics

Total Valuation

TMP has a market cap or net worth of $983.13 million. The enterprise value is $1.70 billion.

Market Cap	983.13M
Enterprise Value	1.70B

Important Dates

The next estimated earnings date is Friday, April 25, 2025, before market open.

Earnings Date	Apr 25, 2025
Ex-Dividend Date	Feb 14, 2025

Share Statistics

TMP has 14.43 million shares outstanding. The number of shares has decreased by -0.23% in one year.

Current Share Class	14.34M
Shares Outstanding	14.43M
Shares Change (YoY)	-0.23%
Shares Change (QoQ)	+0.20%
Owned by Insiders (%)	4.55%
Owned by Institutions (%)	66.23%
Float	11.72M

Valuation Ratios

The trailing PE ratio is 13.86 and the forward PE ratio is 12.37.

PE Ratio	13.86
Forward PE	12.37
PS Ratio	3.35
Forward PS	2.98
PB Ratio	1.38
P/TBV Ratio	1.59
P/FCF Ratio	11.08
P/OCF Ratio	10.35
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	24.05
EV / Sales	5.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	19.20

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	9.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.26%.

Return on Equity (ROE)	10.26%
Return on Assets (ROA)	0.89%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$283,545
Profits Per Employee	$68,653
Employee Count	1,032
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TMP has paid $22.00 million in taxes.

Income Tax	22.00M
Effective Tax Rate	23.67%

Stock Price Statistics

The stock price has increased by +40.38% in the last 52 weeks. The beta is 0.71, so TMP's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+40.38%
50-Day Moving Average	68.46
200-Day Moving Average	61.47
Relative Strength Index (RSI)	45.53
Average Volume (20 Days)	49,213

Short Selling Information

The latest short interest is 79,925, so 0.55% of the outstanding shares have been sold short.

Short Interest	79,925
Short Previous Month	74,158
Short % of Shares Out	0.55%
Short % of Float	0.68%
Short Ratio (days to cover)	1.63

Income Statement

In the last 12 months, TMP had revenue of $292.62 million and earned $70.85 million in profits. Earnings per share was $4.97.

Revenue	292.62M
Gross Profit	292.62M
Operating Income	93.31M
Pretax Income	19.11M
Net Income	70.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.97

Balance Sheet

The company has $137.09 million in cash and $857.89 million in debt, giving a net cash position of -$720.80 million or -$49.94 per share.

Cash & Cash Equivalents	137.09M
Total Debt	857.89M
Net Cash	-720.80M
Net Cash Per Share	-$49.94
Equity (Book Value)	713.44M
Book Value Per Share	49.76
Working Capital	-6.94B

Cash Flow

In the last 12 months, operating cash flow was $94.97 million and capital expenditures -$6.21 million, giving a free cash flow of $88.76 million.

Operating Cash Flow	94.97M
Capital Expenditures	-6.21M
Free Cash Flow	88.76M
FCF Per Share	$6.15

Margins

Gross Margin	n/a
Operating Margin	31.89%
Pretax Margin	31.77%
Profit Margin	24.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.33%

Dividends & Yields

This stock pays an annual dividend of $2.48, which amounts to a dividend yield of 3.59%.

Dividend Per Share	$2.48
Dividend Yield	3.59%
Dividend Growth (YoY)	2.50%
Years of Dividend Growth	38
Payout Ratio	49.90%
Buyback Yield	0.23%
Shareholder Yield	3.82%
Earnings Yield	7.21%
FCF Yield	9.03%

Analyst Forecast

The average price target for TMP is $69.00, which is 1.31% higher than the current price. The consensus rating is "Buy".

Price Target	$69.00
Price Target Difference	1.31%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 3, 2010. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 3, 2010
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4