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TWFG, Inc. (TWFG)
NASDAQ: TWFG · Real-Time Price · USD
27.45
-0.19 (-0.69%)
Aug 11, 2026, 4:00 PM EDT - Market closed

TWFG, Inc. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Revenue
294.73248.51203.76172.04153.88
Revenue Growth
34.74%21.96%18.44%11.81%-
Gross Profit
106.0377.3656.6141.2336.72
Operating Income
53.8336.9927.9325.3923.72
Net Income
8.87.962.7500
Earnings Per Share
0.590.530.1941.3132.63
EPS Growth
43.90%178.95%-99.54%26.60%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Cash & Investments
73.75155.93195.7739.322.33
Total Debt
7.648.2210.351.7613.31
Net Cash (Debt)
66.1147.7185.47-12.469.02
Net Cash Growth
-56.07%-20.36%---
Net Cash Per Share
2.669.7812.38-19.7214.28

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Operating Cash Flow
60.7853.540.4830.1525.76
Capital Expenditures
-1.09-0.36-3.2-0.26-0.12
Free Cash Flow
59.6853.1537.2829.8925.64
Free Cash Flow Growth
31.54%42.56%24.70%16.59%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Gross Margin
35.97%31.13%27.78%23.96%23.87%
Operating Margin
18.26%14.88%13.70%14.76%15.41%
Pretax Margin
20.65%17.88%14.77%14.68%15.17%
Profit Margin
18.88%16.56%14.03%14.68%15.17%
FCF Margin
20.25%21.39%18.30%17.38%16.66%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
PE Ratio
45.6054.28162.10--
Forward PE
25.5034.3551.06--
P/FCF Ratio
24.718.1412.24--
PS Ratio
5.031.742.24--