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TWFG, Inc. (TWFG)
NASDAQ: TWFG · Real-Time Price · USD
26.28
-0.46 (-1.70%)
Sep 21, 2026, 12:43 PM EDT - Market open

TWFG, Inc. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Revenue
294.73248.51203.76172.04153.88
Revenue Growth
34.74%21.96%18.44%11.81%-
Gross Profit
253.1210.88174.7158.07141.64
Operating Income
53.8336.9927.9325.3923.72
Net Income
8.87.962.75--
Earnings Per Share
0.600.530.19--
EPS Growth
118.66%186.62%---

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Cash & Investments
73.75155.93195.7739.322.33
Total Debt
8.4715.4912.0353.1413.31
Net Cash (Debt)
65.28140.44183.75-13.849.02
Net Cash Growth
-55.32%-23.57%---
Net Cash Per Share
4.489.3012.26-21.9114.28

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Operating Cash Flow
60.7853.540.4830.1525.76
Capital Expenditures
-1.09-0.36-3.2-0.26-0.12
Free Cash Flow
59.6853.1537.2829.8925.64
Free Cash Flow Growth
31.54%42.56%24.70%16.59%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Gross Margin
85.88%84.86%85.74%91.88%92.05%
Operating Margin
18.26%14.88%13.71%14.76%15.41%
Pretax Margin
20.29%17.88%14.77%14.68%15.17%
Profit Margin
2.98%3.20%1.35%--
FCF Margin
20.25%21.39%18.30%17.38%16.66%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
PE Ratio
43.9654.30166.20--
Forward PE
24.5734.3551.06--
P/FCF Ratio
23.938.1412.24--
PS Ratio
4.851.742.24--