TWFG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Cap	1,389	432	456	-	-
Market Cap Growth	-24.90%	-5.22%	-	-	-
Enterprise Value	1,273	517.94	472.14	0	0
Last Close Price	25.64	28.77	30.80	-	-
PE Ratio	45.75	54.28	162.10	-	-
Forward PE	25.62	34.35	51.06	-	-
PS Ratio	5.19	1.74	2.24	-	-
PB Ratio	5.25	5.19	6.17	-	-
P/TBV Ratio	-	-	509.34	-	-
P/FCF Ratio	23.17	8.14	12.24	-	-
P/OCF Ratio	22.93	8.08	11.27	-	-
EV/Sales Ratio	4.76	2.08	2.32	-	-
EV/EBITDA Ratio	19.86	9.36	11.82	-	-
EV/EBIT Ratio	29.18	14.00	16.91	-	-
EV/FCF Ratio	21.23	9.75	12.67	-	-
Debt / Equity Ratio	0.02	0.02	0.03	1.64	0.22
Debt / EBITDA Ratio	0.12	0.15	0.26	1.71	0.49
Debt / FCF Ratio	0.13	0.16	0.28	1.73	0.52
Net Debt / Equity Ratio	-1.69	-1.77	-2.51	0.40	-0.16
Net Debt / EBITDA Ratio	-1.81	-2.67	-4.64	0.41	-0.33
Net Debt / FCF Ratio	-1.96	-2.78	-4.97	0.42	-0.35
Asset Turnover	0.72	0.71	0.93	1.50	1.35
Quick Ratio	2.12	3.54	4.94	1.13	0.48
Current Ratio	3.42	5.12	6.10	2.15	1.91
Return on Equity (ROE)	16.24%	14.34%	18.67%	56.87%	40.40%
Return on Assets (ROA)	10.65%	9.85%	12.09%	22.12%	20.78%
Return on Invested Capital (ROIC)	24.84%	28.44%	39.81%	55.03%	48.64%
Return on Capital Employed (ROCE)	13.62%	12.09%	15.33%	34.23%	34.97%
Earnings Yield	0.60%	1.84%	0.62%	-	-
FCF Yield	4.32%	12.29%	8.17%	-	-
Dividend Yield	-	3.70%	2.05%	-	-
Payout Ratio	-	199.20%	339.05%	-	-
Buyback Yield / Dilution	18.95%	-0.79%	-2271.57%	0.00%	-
Total Shareholder Return	18.95%	2.91%	-2269.53%	0.00%	-

SEC Filings: 10-K · 10-Q