TWFG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Cap	1,159	432	456	-	-
Market Cap Growth	-41.93%	-5.22%	-	-	-
Enterprise Value	1,042	517.94	472.14	0	0
Last Close Price	21.39	28.77	30.80	-	-
PE Ratio	38.17	54.28	162.10	-	-
Forward PE	21.50	34.35	51.06	-	-
PS Ratio	4.33	1.74	2.24	-	-
PB Ratio	4.38	5.19	6.17	-	-
P/TBV Ratio	-	-	509.34	-	-
P/FCF Ratio	19.33	8.14	12.24	-	-
P/OCF Ratio	19.13	8.08	11.27	-	-
EV/Sales Ratio	3.90	2.08	2.32	-	-
EV/EBITDA Ratio	16.27	9.36	11.82	-	-
EV/EBIT Ratio	23.90	14.00	16.91	-	-
EV/FCF Ratio	17.39	9.75	12.67	-	-
Debt / Equity Ratio	0.02	0.02	0.03	1.64	0.22
Debt / EBITDA Ratio	0.12	0.15	0.26	1.71	0.49
Debt / FCF Ratio	0.13	0.16	0.28	1.73	0.52
Net Debt / Equity Ratio	-1.69	-1.77	-2.51	0.40	-0.16
Net Debt / EBITDA Ratio	-1.81	-2.67	-4.64	0.41	-0.33
Net Debt / FCF Ratio	-1.96	-2.78	-4.97	0.42	-0.35
Asset Turnover	0.72	0.71	0.93	1.50	1.35
Quick Ratio	2.12	3.54	4.94	1.13	0.48
Current Ratio	3.42	5.12	6.10	2.15	1.91
Return on Equity (ROE)	16.24%	14.34%	18.67%	56.87%	40.40%
Return on Assets (ROA)	10.65%	9.85%	12.09%	22.12%	20.78%
Return on Invested Capital (ROIC)	18.47%	21.75%	29.91%	34.84%	28.88%
Return on Capital Employed (ROCE)	13.62%	12.09%	15.33%	34.23%	34.97%
Earnings Yield	0.72%	1.84%	0.62%	-	-
FCF Yield	5.17%	12.29%	8.17%	-	-
Dividend Yield	-	3.70%	2.05%	-	-
Payout Ratio	-	199.20%	339.05%	-	-
Buyback Yield / Dilution	18.95%	-0.79%	-2271.57%	0.00%	-
Total Shareholder Return	18.95%	2.91%	-2269.53%	0.00%	-

SEC Filings: 10-K · 10-Q