TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.01 billion. The enterprise value is $862.34 million.
Important Dates
The last earnings date was Thursday, May 7, 2026, after market close.
| Earnings Date | May 7, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 55.38 million shares outstanding. The number of shares has decreased by -17.84% in one year.
| Current Share Class | 14.21M |
| Shares Outstanding | 55.38M |
| Shares Change (YoY) | -17.84% |
| Shares Change (QoQ) | -73.53% |
| Owned by Insiders (%) | 6.36% |
| Owned by Institutions (%) | 84.14% |
| Float | 12.72M |
Valuation Ratios
The trailing PE ratio is 32.35 and the forward PE ratio is 18.68.
| PE Ratio | 32.35 |
| Forward PE | 18.68 |
| PS Ratio | 3.66 |
| Forward PS | 3.25 |
| PB Ratio | 3.63 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 102.88 |
| EV / Sales | 3.22 |
| EV / EBITDA | 13.80 |
| EV / EBIT | 19.78 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.42, with a Debt / Equity ratio of 0.02.
| Current Ratio | 3.42 |
| Quick Ratio | 2.88 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.12 |
| Debt / FCF | n/a |
| Interest Coverage | 163.93 |
Financial Efficiency
Return on equity (ROE) is 16.16% and return on invested capital (ROIC) is 22.12%.
| Return on Equity (ROE) | 16.16% |
| Return on Assets (ROA) | 7.77% |
| Return on Invested Capital (ROIC) | 22.12% |
| Return on Capital Employed (ROCE) | 13.96% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $668,825 |
| Profits Per Employee | $20,955 |
| Employee Count | 400 |
| Asset Turnover | 0.76 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $3.76 million in taxes.
| Income Tax | 3.76M |
| Effective Tax Rate | 7.34% |
Stock Price Statistics
The stock price has decreased by -43.71% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -43.71% |
| 50-Day Moving Average | 18.99 |
| 200-Day Moving Average | 24.28 |
| Relative Strength Index (RSI) | 42.16 |
| Average Volume (20 Days) | 273,682 |
Short Selling Information
The latest short interest is 541,943, so 0.98% of the outstanding shares have been sold short.
| Short Interest | 541,943 |
| Short Previous Month | 607,047 |
| Short % of Shares Out | 0.98% |
| Short % of Float | 4.26% |
| Short Ratio (days to cover) | 2.10 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $267.53 million and earned $8.38 million in profits. Earnings per share was $0.56.
| Revenue | 267.53M |
| Gross Profit | 228.19M |
| Operating Income | 43.61M |
| Pretax Income | 51.15M |
| Net Income | 8.38M |
| EBITDA | 62.48M |
| EBIT | 43.61M |
| Earnings Per Share (EPS) | $0.56 |
Full Income StatementBalance Sheet
The company has $124.85 million in cash and $7.56 million in debt, with a net cash position of $117.29 million or $2.12 per share.
| Cash & Cash Equivalents | 124.85M |
| Total Debt | 7.56M |
| Net Cash | 117.29M |
| Net Cash Per Share | $2.12 |
| Equity (Book Value) | 306.43M |
| Book Value Per Share | 4.88 |
| Working Capital | 142.52M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 18.88M |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 85.29%, with operating and profit margins of 16.30% and 3.13%.
| Gross Margin | 85.29% |
| Operating Margin | 16.30% |
| Pretax Margin | 19.12% |
| Profit Margin | 3.13% |
| EBITDA Margin | 23.36% |
| EBIT Margin | 16.30% |
| FCF Margin | n/a |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 17.84% |
| Shareholder Yield | 17.84% |
| Earnings Yield | 0.86% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for TWFG, Inc. is $26.50, which is 45.93% higher than the current price. The consensus rating is "Buy".
| Price Target | $26.50 |
| Price Target Difference | 45.93% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
