TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.08 billion. The enterprise value is $960.01 million.
| Market Cap | 1.08B |
| Enterprise Value | 960.01M |
Important Dates
The last earnings date was Thursday, May 7, 2026, after market close.
| Earnings Date | May 7, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 54.17 million shares outstanding. The number of shares has decreased by -18.95% in one year.
| Current Share Class | 13.00M |
| Shares Outstanding | 54.17M |
| Shares Change (YoY) | -18.95% |
| Shares Change (QoQ) | -73.53% |
| Owned by Insiders (%) | 6.93% |
| Owned by Institutions (%) | 89.66% |
| Float | 11.43M |
Valuation Ratios
The trailing PE ratio is 35.46 and the forward PE ratio is 19.97.
| PE Ratio | 35.46 |
| Forward PE | 19.97 |
| PS Ratio | 4.02 |
| Forward PS | 3.49 |
| PB Ratio | 4.07 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 17.96 |
| P/OCF Ratio | 17.77 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 14.99, with an EV/FCF ratio of 16.02.
| EV / Earnings | 114.53 |
| EV / Sales | 3.59 |
| EV / EBITDA | 14.99 |
| EV / EBIT | 22.02 |
| EV / FCF | 16.02 |
Financial Position
The company has a current ratio of 3.42, with a Debt / Equity ratio of 0.03.
| Current Ratio | 3.42 |
| Quick Ratio | 2.88 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.13 |
| Debt / FCF | 0.14 |
| Interest Coverage | 163.93 |
Financial Efficiency
Return on equity (ROE) is 16.16% and return on invested capital (ROIC) is 22.06%.
| Return on Equity (ROE) | 16.16% |
| Return on Assets (ROA) | 7.77% |
| Return on Invested Capital (ROIC) | 22.06% |
| Return on Capital Employed (ROCE) | 13.96% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $668,825 |
| Profits Per Employee | $20,955 |
| Employee Count | 400 |
| Asset Turnover | 0.76 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $3.76 million in taxes.
| Income Tax | 3.76M |
| Effective Tax Rate | 7.34% |
Stock Price Statistics
The stock price has decreased by -43.49% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -43.49% |
| 50-Day Moving Average | 18.86 |
| 200-Day Moving Average | 23.62 |
| Relative Strength Index (RSI) | 59.47 |
| Average Volume (20 Days) | 291,859 |
Short Selling Information
The latest short interest is 568,351, so 1.05% of the outstanding shares have been sold short.
| Short Interest | 568,351 |
| Short Previous Month | 541,943 |
| Short % of Shares Out | 1.05% |
| Short % of Float | 4.97% |
| Short Ratio (days to cover) | 2.05 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $267.53 million and earned $8.38 million in profits. Earnings per share was $0.56.
| Revenue | 267.53M |
| Gross Profit | 228.19M |
| Operating Income | 43.61M |
| Pretax Income | 51.15M |
| Net Income | 8.38M |
| EBITDA | 64.06M |
| EBIT | 43.61M |
| Earnings Per Share (EPS) | $0.56 |
Balance Sheet
The company has $124.85 million in cash and $8.53 million in debt, with a net cash position of $116.32 million or $2.15 per share.
| Cash & Cash Equivalents | 124.85M |
| Total Debt | 8.53M |
| Net Cash | 116.32M |
| Net Cash Per Share | $2.15 |
| Equity (Book Value) | 306.43M |
| Book Value Per Share | 4.88 |
| Working Capital | 142.52M |
Cash Flow
In the last 12 months, operating cash flow was $60.58 million and capital expenditures -$633,000, giving a free cash flow of $59.94 million.
| Operating Cash Flow | 60.58M |
| Capital Expenditures | -633,000 |
| Depreciation & Amortization | 20.46M |
| Net Borrowing | -1.93M |
| Free Cash Flow | 59.94M |
| FCF Per Share | $1.11 |
Margins
Gross margin is 85.29%, with operating and profit margins of 16.30% and 3.13%.
| Gross Margin | 85.29% |
| Operating Margin | 16.30% |
| Pretax Margin | 19.12% |
| Profit Margin | 3.13% |
| EBITDA Margin | 23.95% |
| EBIT Margin | 16.30% |
| FCF Margin | 22.41% |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 18.95% |
| Shareholder Yield | 18.95% |
| Earnings Yield | 0.78% |
| FCF Yield | 5.57% |
Analyst Forecast
The average price target for TWFG, Inc. is $24.57, which is 23.65% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.57 |
| Price Target Difference | 23.65% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 14.97% |
| EPS Growth Forecast (3Y) | 10.81% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
TWFG, Inc. has an Altman Z-Score of 5.54 and a Piotroski F-Score of 5.
| Altman Z-Score | 5.54 |
| Piotroski F-Score | 5 |