TWFG, Inc. (TWFG)

TWFG, Inc. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	6.37	26.1	20.61
Depreciation & Amortization	9.49	3.72	1.96
Other Amortization	1	1.15	1.35
Loss (Gain) From Sale of Assets	-0.18	-0.08	-0.89
Other Operating Activities	20.24	-0.12	3.3
Change in Accounts Receivable	-1.52	-0.38	-1.55
Change in Accounts Payable	0.13	0.13	-0.07
Change in Other Net Operating Assets	-1.68	-1.19	-2.62
Operating Cash Flow	34.93	30.15	25.76
Operating Cash Flow Growth	35.62%	17.08%	-
Capital Expenditures	-0.32	-0.26	-0.12
Sale of Property, Plant & Equipment	-	-	0.04
Divestitures	-	-	-5
Sale (Purchase) of Intangibles	-29.98	-14.46	-9.76
Other Investing Activities	-	0.06	0.33
Investing Cash Flow	-30.3	-14.66	-14.5
Long-Term Debt Issued	-	41	-
Long-Term Debt Repaid	-	-2.64	-2.56
Net Debt Issued (Repaid)	-12.64	38.36	-2.56
Common Dividends Paid	-27.34	-33.41	-20.56
Other Financing Activities	-5.85	-14.65	7.85
Financing Cash Flow	154.84	-9.7	-15.26
Net Cash Flow	159.47	5.8	-4.01
Free Cash Flow	34.61	29.89	25.64
Free Cash Flow Growth	34.97%	16.59%	-
Free Cash Flow Margin	17.82%	17.29%	16.66%
Free Cash Flow Per Share	2.34	47.32	40.59
Cash Interest Paid	2.8	0.83	0.4
Levered Free Cash Flow	-	24.71	-
Unlevered Free Cash Flow	-	25.33	-
Change in Net Working Capital	-	-18.76	-

Source: S&P Capital IQ. Standard template. Financial Sources.