TWFG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Cap	1,105	1,617	456	-	-
Market Cap Growth	-32.43%	254.42%	-	-	-
Enterprise Value	972.88	1,700	471.13	0	0
Last Close Price	19.41	28.77	30.80	-	-
PE Ratio	39.45	56.41	162.11	-	-
Forward PE	21.60	34.35	51.06	-	-
PS Ratio	4.48	6.54	2.24	-	-
PB Ratio	3.64	19.46	6.17	-	-
P/TBV Ratio	3.53	5.23	6.25	-	-
P/FCF Ratio	-	-	12.24	-	-
P/OCF Ratio	20.81	-	11.27	-	-
EV/Sales Ratio	3.91	6.88	2.31	-	-
EV/EBITDA Ratio	17.81	47.82	11.79	-	-
EV/EBIT Ratio	26.30	47.82	16.87	-	-
EV/FCF Ratio	-	-	12.64	-	-
Debt / Equity Ratio	0.02	0.02	0.03	1.64	0.22
Debt / EBITDA Ratio	0.23	0.23	0.26	1.71	0.49
Debt / FCF Ratio	-	-	0.28	1.73	0.52
Net Debt / Equity Ratio	-1.78	-1.78	-2.51	0.40	-0.16
Net Debt / EBITDA Ratio	-4.15	-4.15	-4.64	0.41	-0.33
Net Debt / FCF Ratio	-	-	-4.97	0.42	-0.35
Asset Turnover	0.71	0.71	0.93	1.50	1.35
Quick Ratio	3.55	3.55	4.94	1.13	0.48
Current Ratio	5.09	5.09	6.10	2.15	1.91
Return on Equity (ROE)	13.91%	13.91%	37.33%	115.62%	76.08%
Return on Assets (ROA)	9.48%	9.48%	12.09%	22.12%	20.78%
Return on Invested Capital (ROIC)	21.00%	21.00%	29.91%	34.84%	28.88%
Return on Capital Employed (ROCE)	11.64%	11.64%	15.33%	34.23%	34.97%
Earnings Yield	0.72%	1.77%	0.62%	-	-
FCF Yield	-	0.00%	8.17%	-	-
Dividend Yield	-	0.00%	2.05%	-	-
Payout Ratio	-	0.00%	339.05%	128.01%	99.73%
Buyback Yield / Dilution	-	0.00%	-42.43%	-	-
Total Shareholder Return	-	0.00%	-40.38%	-	-

Updated Dec 31, 2025. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q