TWFG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022
Period Ending	Feb '26 Feb 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Capitalization	982	456	-	-
Enterprise Value	845	472	-	-
Last Close Price	17.47	30.80	-	-
PE Ratio	39.79	166.20	-	-
Forward PE	20.58	51.06	-	-
PS Ratio	4.27	2.24	-	-
PB Ratio	3.30	1.66	-	-
P/TBV Ratio	-	503.54	-	-
P/FCF Ratio	20.13	12.24	-	-
P/OCF Ratio	18.95	11.27	-	-
EV/Sales Ratio	3.67	2.32	-	-
EV/EBITDA Ratio	19.14	12.12	-	-
EV/EBIT Ratio	28.88	16.92	-	-
EV/FCF Ratio	17.33	12.67	-	-
Debt / Equity Ratio	0.05	0.04	1.71	0.23
Debt / EBITDA Ratio	0.31	0.30	1.78	0.48
Debt / FCF Ratio	0.29	0.32	1.78	0.52
Net Debt / Equity Ratio	-0.46	-0.67	0.45	-0.16
Net Debt / EBITDA Ratio	-3.10	-4.71	0.48	-0.33
Net Debt / FCF Ratio	-2.81	-4.93	0.46	-0.35
Asset Turnover	0.70	0.93	1.50	-
Quick Ratio	4.14	5.82	1.84	0.93
Current Ratio	4.68	6.11	2.15	1.92
Return on Equity (ROE)	11.93%	18.67%	56.87%	-
Return on Assets (ROA)	5.52%	7.95%	13.82%	-
Return on Invested Capital (ROIC)	17.65%	38.90%	54.22%	48.64%
Return on Capital Employed (ROCE)	9.60%	9.80%	31.50%	35.00%
Earnings Yield	0.67%	0.60%	-	-
FCF Yield	4.97%	8.17%	-	-
Payout Ratio	-	339.05%	-	-
Buyback Yield / Dilution	-2.15%	-2271.57%	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q