TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.64 billion. The enterprise value is $1.46 billion.
Important Dates
The next estimated earnings date is Saturday, February 15, 2025, before market open.
| Earnings Date | Feb 15, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 55.98 million shares outstanding. The number of shares has increased by 2,244.58% in one year.
| Current Share Class | 14.81M |
| Shares Outstanding | 55.98M |
| Shares Change (YoY) | +2,244.58% |
| Shares Change (QoQ) | +2,158.04% |
| Owned by Insiders (%) | 6.55% |
| Owned by Institutions (%) | 82.12% |
| Float | 13.25M |
Valuation Ratios
The trailing PE ratio is 67.98 and the forward PE ratio is 48.46.
| PE Ratio | 67.98 |
| Forward PE | 48.46 |
| PS Ratio | 2.23 |
| Forward PS | 7.05 |
| PB Ratio | 6.09 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 47.29 |
| P/OCF Ratio | 46.85 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 38.15, with an EV/FCF ratio of 42.06.
| EV / Earnings | 228.53 |
| EV / Sales | 7.49 |
| EV / EBITDA | 38.15 |
| EV / EBIT | 50.78 |
| EV / FCF | 42.06 |
Financial Position
The company has a current ratio of 6.15, with a Debt / Equity ratio of 0.04.
| Current Ratio | 6.15 |
| Quick Ratio | 5.85 |
| Debt / Equity | 0.04 |
| Debt / EBITDA | 0.26 |
| Debt / FCF | 0.30 |
| Interest Coverage | 11.13 |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $735,648 |
| Profits Per Employee | $24,125 |
| Employee Count | 264 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $437,000 in taxes.
| Income Tax | 437,000 |
| Effective Tax Rate | 1.67% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 31.80 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 39.41 |
| Average Volume (20 Days) | 175,435 |
Short Selling Information
The latest short interest is 299,488, so 0.53% of the outstanding shares have been sold short.
| Short Interest | 299,488 |
| Short Previous Month | 316,544 |
| Short % of Shares Out | 0.53% |
| Short % of Float | 2.26% |
| Short Ratio (days to cover) | 1.76 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $194.21 million and earned $6.37 million in profits. Earnings per share was $0.43.
| Revenue | 194.21M |
| Gross Profit | 168.94M |
| Operating Income | 28.67M |
| Pretax Income | n/a |
| Net Income | 6.37M |
| EBITDA | 38.15M |
| EBIT | 28.67M |
| Earnings Per Share (EPS) | $0.43 |
Full Income StatementBalance Sheet
The company has $191.20 million in cash and $10.34 million in debt, giving a net cash position of $180.86 million or $3.23 per share.
| Cash & Cash Equivalents | 191.20M |
| Total Debt | 10.34M |
| Net Cash | 180.86M |
| Net Cash Per Share | $3.23 |
| Equity (Book Value) | 268.13M |
| Book Value Per Share | 4.80 |
| Working Capital | 196.03M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $34.93 million and capital expenditures -$323,000, giving a free cash flow of $34.61 million.
| Operating Cash Flow | 34.93M |
| Capital Expenditures | -323,000 |
| Free Cash Flow | 34.61M |
| FCF Per Share | $0.62 |
Full Cash Flow StatementMargins
Gross margin is 86.99%, with operating and profit margins of 14.76% and 3.28%.
| Gross Margin | 86.99% |
| Operating Margin | 14.76% |
| Pretax Margin | 13.43% |
| Profit Margin | 3.28% |
| EBITDA Margin | 19.65% |
| EBIT Margin | 14.76% |
| FCF Margin | 17.82% |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2,244.58% |
| Shareholder Yield | -2,244.58% |
| Earnings Yield | 0.39% |
| FCF Yield | 2.11% |
Analyst Forecast
The average price target for TWFG, Inc. is $31.14, which is 6.53% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.14 |
| Price Target Difference | 6.53% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
TWFG, Inc. has an Altman Z-Score of 6.83 and a Piotroski F-Score of 5.
| Altman Z-Score | 6.83 |
| Piotroski F-Score | 5 |