TWFG, Inc. Statistics

Total Valuation

TWFG, Inc. has a market cap or net worth of $1.71 billion. The enterprise value is $1.52 billion.

Market Cap	1.71B
Enterprise Value	1.52B

Important Dates

The last earnings date was Wednesday, March 19, 2025, after market close.

Earnings Date	Mar 19, 2025
Ex-Dividend Date	n/a

Share Statistics

TWFG, Inc. has 55.98 million shares outstanding. The number of shares has increased by 2,271.57% in one year.

Current Share Class	14.81M
Shares Outstanding	55.98M
Shares Change (YoY)	+2,271.57%
Shares Change (QoQ)	+1.12%
Owned by Insiders (%)	6.27%
Owned by Institutions (%)	80.37%
Float	13.29M

Valuation Ratios

The trailing PE ratio is 164.13 and the forward PE ratio is 46.57.

PE Ratio	164.13
Forward PE	46.57
PS Ratio	2.21
Forward PS	7.06
PB Ratio	6.11
P/TBV Ratio	1,884.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	554.88
EV / Sales	7.48
EV / EBITDA	39.17
EV / EBIT	54.54
EV / FCF	n/a

Financial Position

The company has a current ratio of 6.10, with a Debt / Equity ratio of 0.04.

Current Ratio	6.10
Quick Ratio	5.82
Debt / Equity	0.04
Debt / EBITDA	0.29
Debt / FCF	n/a
Interest Coverage	12.56

Financial Efficiency

Return on equity (ROE) is 18.67% and return on invested capital (ROIC) is 9.41%.

Return on Equity (ROE)	18.67%
Return on Assets (ROA)	7.95%
Return on Invested Capital (ROIC)	9.41%
Return on Capital Employed (ROCE)	9.84%
Revenue Per Employee	$771,818
Profits Per Employee	$10,398
Employee Count	264
Asset Turnover	0.93
Inventory Turnover	n/a

Taxes

In the past 12 months, TWFG, Inc. has paid $1.50 million in taxes.

Income Tax	1.50M
Effective Tax Rate	4.97%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	30.22
200-Day Moving Average	n/a
Relative Strength Index (RSI)	51.48
Average Volume (20 Days)	84,937

Short Selling Information

The latest short interest is 199,176, so 0.36% of the outstanding shares have been sold short.

Short Interest	199,176
Short Previous Month	189,043
Short % of Shares Out	0.36%
Short % of Float	1.50%
Short Ratio (days to cover)	1.76

Income Statement

In the last 12 months, TWFG, Inc. had revenue of $203.76 million and earned $2.75 million in profits. Earnings per share was $0.19.

Revenue	203.76M
Gross Profit	174.70M
Operating Income	27.93M
Pretax Income	n/a
Net Income	2.75M
EBITDA	38.88M
EBIT	27.93M
Earnings Per Share (EPS)	$0.19

Full Income Statement

Balance Sheet

The company has $195.77 million in cash and $11.43 million in debt, giving a net cash position of $184.35 million or $3.29 per share.

Cash & Cash Equivalents	195.77M
Total Debt	11.43M
Net Cash	184.35M
Net Cash Per Share	$3.29
Equity (Book Value)	275.29M
Book Value Per Share	4.99
Working Capital	202.23M

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 85.74%, with operating and profit margins of 13.70% and 1.35%.

Gross Margin	85.74%
Operating Margin	13.70%
Pretax Margin	14.77%
Profit Margin	1.35%
EBITDA Margin	19.08%
EBIT Margin	13.70%
FCF Margin	n/a

Dividends & Yields

TWFG, Inc. does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2,271.57%
Shareholder Yield	-2,271.57%
Earnings Yield	0.16%
FCF Yield	n/a

Analyst Forecast

The average price target for TWFG, Inc. is $33.14, which is 8.66% higher than the current price. The consensus rating is "Buy".

Price Target	$33.14
Price Target Difference	8.66%
Analyst Consensus	Buy
Analyst Count	8
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TWFG, Inc. has an Altman Z-Score of 7.03 and a Piotroski F-Score of 4.

Altman Z-Score	7.03
Piotroski F-Score	4