TWFG, Inc. Statistics

Total Valuation

TWFG, Inc. has a market cap or net worth of $1.83 billion. The enterprise value is $500.24 million.

Market Cap	1.83B
Enterprise Value	500.24M

Important Dates

The last earnings date was Tuesday, November 12, 2024, after market close.

Earnings Date	Nov 12, 2024
Ex-Dividend Date	n/a

Share Statistics

TWFG, Inc. has 55.98 million shares outstanding.

Current Share Class	14.81M
Shares Outstanding	55.98M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+2,158.04%
Owned by Insiders (%)	6.54%
Owned by Institutions (%)	81.63%
Float	13.25M

Valuation Ratios

The trailing PE ratio is 76.00 and the forward PE ratio is 55.29.

PE Ratio	76.00
Forward PE	55.29
PS Ratio	2.49
Forward PS	n/a
PB Ratio	6.81
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	52.38
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	78.54
EV / Sales	2.58
EV / EBITDA	13.11
EV / EBIT	17.45
EV / FCF	n/a

Financial Position

The company has a current ratio of 6.15, with a Debt / Equity ratio of 0.04.

Current Ratio	6.15
Quick Ratio	5.85
Debt / Equity	0.04
Debt / EBITDA	0.26
Debt / FCF	n/a
Interest Coverage	11.13

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Capital (ROIC)	n/a
Revenue Per Employee	$735,648
Profits Per Employee	$24,125
Employee Count	264
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TWFG, Inc. has paid $437,000 in taxes.

Income Tax	437,000
Effective Tax Rate	1.67%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	29.81
200-Day Moving Average	n/a
Relative Strength Index (RSI)	58.16
Average Volume (20 Days)	90,552

Short Selling Information

The latest short interest is 374,909, so 0.67% of the outstanding shares have been sold short.

Short Interest	374,909
Short Previous Month	361,308
Short % of Shares Out	0.67%
Short % of Float	2.83%
Short Ratio (days to cover)	1.76

Income Statement

In the last 12 months, TWFG, Inc. had revenue of $194.21 million and earned $6.37 million in profits. Earnings per share was $0.43.

Revenue	194.21M
Gross Profit	168.94M
Operating Income	28.67M
Pretax Income	n/a
Net Income	6.37M
EBITDA	38.15M
EBIT	28.67M
Earnings Per Share (EPS)	$0.43

Full Income Statement

Balance Sheet

The company has $191.20 million in cash and $10.34 million in debt, giving a net cash position of $180.86 million or $3.23 per share.

Cash & Cash Equivalents	191.20M
Total Debt	10.34M
Net Cash	180.86M
Net Cash Per Share	$3.23
Equity (Book Value)	268.13M
Book Value Per Share	4.80
Working Capital	196.03M

Full Balance Sheet

Cash Flow

Operating Cash Flow	34.93M
Capital Expenditures	-323,000
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 86.99%, with operating and profit margins of 14.76% and 3.28%.

Gross Margin	86.99%
Operating Margin	14.76%
Pretax Margin	13.43%
Profit Margin	3.28%
EBITDA Margin	19.65%
EBIT Margin	14.76%
FCF Margin	n/a

Dividends & Yields

TWFG, Inc. does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	0.35%
FCF Yield	n/a

Analyst Forecast

The average price target for TWFG, Inc. is $30.43, which is -6.88% lower than the current price. The consensus rating is "Buy".

Price Target	$30.43
Price Target Difference	-6.88%
Analyst Consensus	Buy
Analyst Count	8
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TWFG, Inc. has an Altman Z-Score of 6.83 and a Piotroski F-Score of 3.

Altman Z-Score	6.83
Piotroski F-Score	3