TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.88 billion. The enterprise value is $1.70 billion.
Important Dates
The next estimated earnings date is Thursday, May 15, 2025, before market open.
| Earnings Date | May 15, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 56.08 million shares outstanding. The number of shares has increased by 2,271.57% in one year.
| Current Share Class | 14.90M |
| Shares Outstanding | 56.08M |
| Shares Change (YoY) | +2,271.57% |
| Shares Change (QoQ) | +1.12% |
| Owned by Insiders (%) | 6.23% |
| Owned by Institutions (%) | 79.89% |
| Float | 13.39M |
Valuation Ratios
The trailing PE ratio is 180.79 and the forward PE ratio is 49.88.
| PE Ratio | 180.79 |
| Forward PE | 49.88 |
| PS Ratio | 2.43 |
| Forward PS | 7.80 |
| PB Ratio | 6.72 |
| P/TBV Ratio | 2,074.05 |
| P/FCF Ratio | 50.41 |
| P/OCF Ratio | 46.42 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 43.51, with an EV/FCF ratio of 45.48.
| EV / Earnings | 617.61 |
| EV / Sales | 8.32 |
| EV / EBITDA | 43.51 |
| EV / EBIT | 60.71 |
| EV / FCF | 45.48 |
Financial Position
The company has a current ratio of 6.10, with a Debt / Equity ratio of 0.04.
| Current Ratio | 6.10 |
| Quick Ratio | 5.82 |
| Debt / Equity | 0.04 |
| Debt / EBITDA | 0.30 |
| Debt / FCF | 0.32 |
| Interest Coverage | 12.56 |
Financial Efficiency
Return on equity (ROE) is 18.67% and return on invested capital (ROIC) is 9.40%.
| Return on Equity (ROE) | 18.67% |
| Return on Assets (ROA) | 7.95% |
| Return on Invested Capital (ROIC) | 9.40% |
| Return on Capital Employed (ROCE) | 9.84% |
| Revenue Per Employee | $695,427 |
| Profits Per Employee | $9,369 |
| Employee Count | 293 |
| Asset Turnover | 0.93 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $1.50 million in taxes.
| Income Tax | 1.50M |
| Effective Tax Rate | 4.97% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 30.50 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 62.27 |
| Average Volume (20 Days) | 114,634 |
Short Selling Information
The latest short interest is 196,651, so 0.35% of the outstanding shares have been sold short.
| Short Interest | 196,651 |
| Short Previous Month | 173,341 |
| Short % of Shares Out | 0.35% |
| Short % of Float | 1.47% |
| Short Ratio (days to cover) | 1.76 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $203.76 million and earned $2.75 million in profits. Earnings per share was $0.19.
| Revenue | 203.76M |
| Gross Profit | 174.70M |
| Operating Income | 27.93M |
| Pretax Income | n/a |
| Net Income | 2.75M |
| EBITDA | 38.97M |
| EBIT | 27.93M |
| Earnings Per Share (EPS) | $0.19 |
Full Income StatementBalance Sheet
The company has $195.77 million in cash and $12.03 million in debt, giving a net cash position of $183.75 million or $3.28 per share.
| Cash & Cash Equivalents | 195.77M |
| Total Debt | 12.03M |
| Net Cash | 183.75M |
| Net Cash Per Share | $3.28 |
| Equity (Book Value) | 275.29M |
| Book Value Per Share | 4.99 |
| Working Capital | 202.23M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $40.48 million and capital expenditures -$3.20 million, giving a free cash flow of $37.28 million.
| Operating Cash Flow | 40.48M |
| Capital Expenditures | -3.20M |
| Free Cash Flow | 37.28M |
| FCF Per Share | $0.66 |
Full Cash Flow StatementMargins
Gross margin is 85.74%, with operating and profit margins of 13.70% and 1.35%.
| Gross Margin | 85.74% |
| Operating Margin | 13.70% |
| Pretax Margin | 14.77% |
| Profit Margin | 1.35% |
| EBITDA Margin | 19.12% |
| EBIT Margin | 13.70% |
| FCF Margin | 18.30% |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2,271.57% |
| Shareholder Yield | n/a |
| Earnings Yield | 0.15% |
| FCF Yield | 1.98% |
Analyst Forecast
The average price target for TWFG, Inc. is $33.00, which is -0.96% lower than the current price. The consensus rating is "Buy".
| Price Target | $33.00 |
| Price Target Difference | -0.96% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
TWFG, Inc. has an Altman Z-Score of 7.03 and a Piotroski F-Score of 6.
| Altman Z-Score | 7.03 |
| Piotroski F-Score | 6 |