TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.12 billion. The enterprise value is $991.22 million.
Important Dates
The last earnings date was Wednesday, February 25, 2026, after market close.
| Earnings Date | Feb 25, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 56.20 million shares outstanding. The number of shares has increased by 0.79% in one year.
| Current Share Class | 15.03M |
| Shares Outstanding | 56.20M |
| Shares Change (YoY) | +0.79% |
| Shares Change (QoQ) | +272.73% |
| Owned by Insiders (%) | 6.01% |
| Owned by Institutions (%) | 85.49% |
| Float | 13.54M |
Valuation Ratios
The trailing PE ratio is 38.78 and the forward PE ratio is 21.24.
| PE Ratio | 38.78 |
| Forward PE | 21.24 |
| PS Ratio | 4.58 |
| Forward PS | 3.77 |
| PB Ratio | 3.64 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 129.20 |
| EV / Sales | 4.01 |
| EV / EBITDA | 19.20 |
| EV / EBIT | 27.88 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 5.09, with a Debt / Equity ratio of 0.05.
| Current Ratio | 5.09 |
| Quick Ratio | 4.53 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.31 |
| Debt / FCF | n/a |
| Interest Coverage | 123.89 |
Financial Efficiency
Return on equity (ROE) is 13.49% and return on invested capital (ROIC) is 19.68%.
| Return on Equity (ROE) | 13.49% |
| Return on Assets (ROA) | 6.40% |
| Return on Invested Capital (ROIC) | 19.68% |
| Return on Capital Employed (ROCE) | 10.88% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $843,283 |
| Profits Per Employee | $26,184 |
| Employee Count | 293 |
| Asset Turnover | 0.71 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $3.18 million in taxes.
| Income Tax | 3.18M |
| Effective Tax Rate | 7.39% |
Stock Price Statistics
The stock price has decreased by -32.52% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -32.52% |
| 50-Day Moving Average | 23.48 |
| 200-Day Moving Average | 27.77 |
| Relative Strength Index (RSI) | 43.20 |
| Average Volume (20 Days) | 304,963 |
Short Selling Information
The latest short interest is 627,103, so 1.12% of the outstanding shares have been sold short.
| Short Interest | 627,103 |
| Short Previous Month | 484,183 |
| Short % of Shares Out | 1.12% |
| Short % of Float | 4.63% |
| Short Ratio (days to cover) | 4.41 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $247.08 million and earned $7.67 million in profits. Earnings per share was $0.51.
| Revenue | 247.08M |
| Gross Profit | 209.45M |
| Operating Income | 35.56M |
| Pretax Income | 43.02M |
| Net Income | 7.67M |
| EBITDA | 51.63M |
| EBIT | 35.56M |
| Earnings Per Share (EPS) | $0.51 |
Full Income StatementBalance Sheet
The company has $155.93 million in cash and $16.40 million in debt, with a net cash position of $139.53 million or $2.48 per share.
| Cash & Cash Equivalents | 155.93M |
| Total Debt | 16.40M |
| Net Cash | 139.53M |
| Net Cash Per Share | $2.48 |
| Equity (Book Value) | 315.32M |
| Book Value Per Share | 5.53 |
| Working Capital | 180.10M |
Full Balance SheetMargins
Gross margin is 84.77%, with operating and profit margins of 14.39% and 3.11%.
| Gross Margin | 84.77% |
| Operating Margin | 14.39% |
| Pretax Margin | 17.41% |
| Profit Margin | 3.11% |
| EBITDA Margin | 20.90% |
| EBIT Margin | 14.39% |
| FCF Margin | n/a |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.79% |
| Shareholder Yield | -0.79% |
| Earnings Yield | 0.68% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for TWFG, Inc. is $30.33, which is 52.72% higher than the current price. The consensus rating is "Buy".
| Price Target | $30.33 |
| Price Target Difference | 52.72% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
TWFG, Inc. has an Altman Z-Score of 6.46 and a Piotroski F-Score of 2.
| Altman Z-Score | 6.46 |
| Piotroski F-Score | 2 |
