TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.89 billion. The enterprise value is $1.80 billion.
Important Dates
The last earnings date was Tuesday, May 13, 2025, after market close.
| Earnings Date | May 13, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 56.08 million shares outstanding. The number of shares has increased by 2,769.97% in one year.
| Current Share Class | 14.90M |
| Shares Outstanding | 56.08M |
| Shares Change (YoY) | +2,769.97% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 7.68% |
| Owned by Institutions (%) | 72.06% |
| Float | 13.17M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 48.80 |
| PS Ratio | 3.06 |
| Forward PS | 7.65 |
| PB Ratio | 6.99 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 45.86 |
| P/OCF Ratio | 42.69 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 47.52, with an EV/FCF ratio of 41.60.
| EV / Earnings | n/a |
| EV / Sales | 8.49 |
| EV / EBITDA | 47.52 |
| EV / EBIT | 68.14 |
| EV / FCF | 41.60 |
Financial Position
The company has a current ratio of 5.63, with a Debt / Equity ratio of 0.05.
| Current Ratio | 5.63 |
| Quick Ratio | 5.32 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.32 |
| Debt / FCF | 0.29 |
| Interest Coverage | 18.00 |
Financial Efficiency
Return on equity (ROE) is 16.69% and return on invested capital (ROIC) is 8.01%.
| Return on Equity (ROE) | 16.69% |
| Return on Assets (ROA) | 6.91% |
| Return on Invested Capital (ROIC) | 8.01% |
| Return on Capital Employed (ROCE) | 9.16% |
| Revenue Per Employee | $721,638 |
| Profits Per Employee | -$8,689 |
| Employee Count | 293 |
| Asset Turnover | 0.89 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $2.15 million in taxes.
| Income Tax | 2.15M |
| Effective Tax Rate | 6.95% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 33.29 |
| 200-Day Moving Average | 30.97 |
| Relative Strength Index (RSI) | 49.44 |
| Average Volume (20 Days) | 65,791 |
Short Selling Information
The latest short interest is 280,657, so 0.50% of the outstanding shares have been sold short.
| Short Interest | 280,657 |
| Short Previous Month | 277,537 |
| Short % of Shares Out | 0.50% |
| Short % of Float | 2.13% |
| Short Ratio (days to cover) | 4.05 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $211.44 million and -$2.55 million in losses. Loss per share was -$0.14.
| Revenue | 211.44M |
| Gross Profit | 180.43M |
| Operating Income | 26.35M |
| Pretax Income | n/a |
| Net Income | -2.55M |
| EBITDA | 37.79M |
| EBIT | 26.35M |
| Loss Per Share | -$0.14 |
Full Income StatementBalance Sheet
The company has $196.42 million in cash and $12.62 million in debt, giving a net cash position of $183.81 million or $3.28 per share.
| Cash & Cash Equivalents | 196.42M |
| Total Debt | 12.62M |
| Net Cash | 183.81M |
| Net Cash Per Share | $3.28 |
| Equity (Book Value) | 280.06M |
| Book Value Per Share | 5.05 |
| Working Capital | 198.54M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $46.37 million and capital expenditures -$3.21 million, giving a free cash flow of $43.16 million.
| Operating Cash Flow | 46.37M |
| Capital Expenditures | -3.21M |
| Free Cash Flow | 43.16M |
| FCF Per Share | $0.77 |
Full Cash Flow StatementMargins
Gross margin is 85.34%, with operating and profit margins of 12.46% and -1.20%.
| Gross Margin | 85.34% |
| Operating Margin | 12.46% |
| Pretax Margin | 14.65% |
| Profit Margin | -1.20% |
| EBITDA Margin | 17.87% |
| EBIT Margin | 12.46% |
| FCF Margin | 20.41% |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2,769.97% |
| Shareholder Yield | -2,769.97% |
| Earnings Yield | -0.13% |
| FCF Yield | 2.18% |
Analyst Forecast
The average price target for TWFG, Inc. is $33.71, which is 0.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.71 |
| Price Target Difference | 0.21% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
TWFG, Inc. has an Altman Z-Score of 6.83 and a Piotroski F-Score of 5.
| Altman Z-Score | 6.83 |
| Piotroski F-Score | 5 |