United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
13.55
+0.34 (2.57%)
Oct 10, 2025, 10:35 AM EDT - Market open

United Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202014 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2014 - 2019
Net Interest Income
25.3324.825.8424.3922.1122.89
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Net Interest Income Growth
-0.23%-4.01%5.93%10.29%-3.42%9.48%
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Non-Interest Income
5.084.464.054.085.716.92
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Non-Interest Income Growth
25.70%10.02%-0.71%-28.44%-17.48%77.85%
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Revenues Before Loan Losses
30.4129.2629.8928.4727.8229.81
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Provision for Credit Losses
0.50.3-0.45-0.96-1.263.34
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29.9128.9630.3429.4329.0726.47
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Revenue Growth (YoY)
0.95%-4.55%3.12%1.21%9.83%10.80%
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Total Non-Interest Expense
22.5921.6720.8519.8918.3917.89
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Pretax Income
7.327.39.499.5410.688.58
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Provision for Income Taxes
-0.13-0.110.540.881.230.63
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Net Income
7.467.48.958.669.457.95
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Net Income to Common
7.467.48.958.669.457.95
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Net Income Growth
-12.44%-17.30%3.38%-8.40%18.84%16.78%
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Shares Outstanding (Basic)
665555
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Shares Outstanding (Diluted)
665555
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Shares Change (YoY)
-0.11%0.90%0.13%0.11%0.35%-1.22%
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EPS (Basic)
1.281.271.571.501.621.39
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EPS (Diluted)
1.281.271.571.501.621.39
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EPS Growth
-14.09%-19.11%4.67%-7.41%16.55%16.81%
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Free Cash Flow
0.92-1.258.387.977.426.85
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Free Cash Flow Growth
--5.17%7.49%8.23%-5.91%
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Free Cash Flow Per Share
0.17-0.231.531.451.351.26
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Dividends Per Share
0.7250.7050.6650.6250.5850.570
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Dividend Growth
2.84%6.02%6.40%6.84%2.63%4.59%
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Profit Margin
24.92%25.56%29.50%29.42%32.51%30.04%
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FCF Margin
3.06%-4.31%27.62%27.08%25.50%25.88%
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EBITDA
1.281.231.151.161.291.31
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EBITDA Margin
4.27%4.24%3.78%3.95%4.45%4.94%
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Effective Tax Rate
-1.83%-1.47%5.70%9.22%11.52%7.33%
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Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q