United Bancorp, Inc. (UBCP)

United Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	29.89	30.34	29.43	29.07	26.47	23.89
Revenue Growth (YoY)	0.06%	3.12%	1.21%	9.83%	10.80%	11.10%
Gross Profit	29.89	30.34	29.43	29.07	26.47	23.89
Selling, General & Admin	18.24	18.86	18.09	16.83	16.32	14.97
Other Operating Expenses	2.01	1.99	1.8	1.56	1.57	1.52
Operating Expenses	20.25	20.85	19.89	18.39	17.89	16.48
Operating Income	9.63	9.49	9.54	10.68	8.58	7.41
Pretax Income	9.63	9.49	9.54	10.68	8.58	7.41
Income Tax	0.58	0.54	0.88	1.23	0.63	0.6
Net Income	9.06	8.95	8.66	9.45	7.95	6.81
Net Income Growth	2.97%	3.38%	-8.40%	18.84%	16.78%	59.04%
Shares Outstanding (Basic)	6	6	6	6	6	6
Shares Change	-0.65%	-0.45%	-3.92%	-	0.29%	3.77%
EPS (Basic)	1.59	1.57	1.50	1.62	1.39	1.19
EPS (Diluted)	1.59	1.57	1.50	1.62	1.39	1.19
EPS Growth	3.92%	4.67%	-7.41%	16.55%	16.81%	45.12%
Free Cash Flow	8.06	8.39	8.08	8.04	6.87	7.3
Free Cash Flow Per Share	1.41	1.47	1.41	1.34	1.15	1.23
Dividend Per Share	0.825	0.815	0.775	0.685	0.570	0.545
Dividend Growth	5.10%	5.16%	13.14%	20.18%	4.59%	-4.39%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	32.23%	31.28%	32.41%	36.74%	32.42%	31.01%
Profit Margin	30.30%	29.50%	29.42%	32.51%	30.04%	28.50%
Free Cash Flow Margin	26.97%	27.65%	27.46%	27.64%	25.96%	30.56%
Effective Tax Rate	6.00%	5.70%	9.22%	11.52%	7.33%	8.08%
EBITDA	10.8	10.64	10.7	11.97	9.89	8.6
EBITDA Margin	36.13%	35.06%	36.36%	41.19%	37.36%	35.99%
Depreciation & Amortization	1.16	1.15	1.16	1.29	1.31	1.19
EBIT	9.63	9.49	9.54	10.68	8.58	7.41
EBIT Margin	32.23%	31.28%	32.41%	36.74%	32.42%	31.01%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).