United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
14.23
+0.16 (1.17%)
At close: Aug 1, 2025, 4:00 PM
14.31
+0.09 (0.60%)
After-hours: Aug 1, 2025, 4:04 PM EDT

Accolade Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
29.5928.3325.2320.7320.1822.1
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Interest Income on Investments
10.6911.211.626.934.535.53
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Total Interest Income
40.2839.5236.8527.6624.7127.63
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Interest Paid on Deposits
8.378.155.871.641.273.14
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Interest Paid on Borrowings
6.586.585.141.631.321.59
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Total Interest Expense
14.9514.7211.013.272.64.73
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Net Interest Income
25.3324.825.8424.3922.1122.89
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Net Interest Income Growth (YoY)
-0.23%-4.01%5.93%10.29%-3.42%9.48%
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Gain (Loss) on Sale of Investments
0.14-0.12--1.252.59
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Other Non-Interest Income
4.314.094.034.054.184.14
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Total Non-Interest Income
5.084.464.054.085.716.92
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Non-Interest Income Growth (YoY)
25.69%10.02%-0.71%-28.44%-17.48%77.85%
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Revenues Before Loan Losses
30.4129.2629.8928.4727.8229.81
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Provision for Loan Losses
0.370.3-0.45-0.96-1.263.34
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30.0428.9630.3429.4329.0726.47
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Revenue Growth (YoY)
1.83%-4.55%3.12%1.21%9.83%10.80%
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Salaries and Employee Benefits
9.29.29.619.39.288.72
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Occupancy Expenses
2.322.322.062.222.362.41
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Federal Deposit Insurance
0.370.370.380.20.20.18
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Amortization of Goodwill & Intangibles
0.150.150.150.150.150.15
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Selling, General & Administrative
4.954.954.082.912.132.29
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Other Non-Interest Expense
5.734.684.575.114.274.15
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Total Non-Interest Expense
22.7221.6720.8519.8918.3917.89
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EBT Excluding Unusual Items
7.327.39.499.5410.688.58
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Pretax Income
7.327.39.499.5410.688.58
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Income Tax Expense
-0.13-0.110.540.881.230.63
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Net Income
7.467.48.958.669.457.95
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Preferred Dividends & Other Adjustments
0.340.340.360.390.570.39
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Net Income to Common
7.127.068.598.278.887.56
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Net Income Growth
-12.43%-17.30%3.38%-8.40%18.84%16.78%
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Basic Shares Outstanding
665555
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Diluted Shares Outstanding
665555
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Shares Change (YoY)
-0.40%0.90%0.13%0.11%0.35%-1.22%
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EPS (Basic)
1.291.271.571.511.621.38
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EPS (Diluted)
1.271.271.571.501.621.38
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EPS Growth
-14.12%-18.85%4.34%-7.41%16.98%16.76%
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Dividend Per Share
0.7500.7050.6650.6250.5850.570
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Dividend Growth
9.49%6.02%6.40%6.84%2.63%4.59%
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Effective Tax Rate
--5.70%9.22%11.52%7.33%
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Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q