United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
12.90
-0.10 (-0.77%)
Feb 24, 2025, 9:34 AM EST - Market open
United Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 28.33 | 25.23 | 20.73 | 20.18 | 22.1 | Upgrade
|
| Interest Income on Investments | 11.2 | 11.62 | 6.93 | 4.53 | 5.53 | Upgrade
|
| Total Interest Income | 39.52 | 36.85 | 27.66 | 24.71 | 27.63 | Upgrade
|
| Interest Paid on Deposits | 14.72 | 5.87 | 1.64 | 1.27 | 3.14 | Upgrade
|
| Interest Paid on Borrowings | - | 5.14 | 1.63 | 1.32 | 1.59 | Upgrade
|
| Total Interest Expense | 14.72 | 11.01 | 3.27 | 2.6 | 4.73 | Upgrade
|
| Net Interest Income | 24.8 | 25.84 | 24.39 | 22.11 | 22.89 | Upgrade
|
| Net Interest Income Growth (YoY) | -4.00% | 5.93% | 10.29% | -3.42% | 9.48% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 1.25 | 2.59 | Upgrade
|
| Other Non-Interest Income | 1.1 | 4.03 | 4.05 | 4.18 | 4.14 | Upgrade
|
| Total Non-Interest Income | 4.46 | 4.05 | 4.08 | 5.71 | 6.92 | Upgrade
|
| Non-Interest Income Growth (YoY) | 10.01% | -0.71% | -28.44% | -17.48% | 77.85% | Upgrade
|
| Revenues Before Loan Losses | 29.26 | 29.89 | 28.47 | 27.82 | 29.81 | Upgrade
|
| Provision for Loan Losses | 0.43 | -0.45 | -0.96 | -1.26 | 3.34 | Upgrade
|
| Revenue | 28.83 | 30.34 | 29.43 | 29.07 | 26.47 | Upgrade
|
| Revenue Growth (YoY) | -4.98% | 3.12% | 1.21% | 9.83% | 10.80% | Upgrade
|
| Salaries and Employee Benefits | - | 9.61 | 9.3 | 9.28 | 8.72 | Upgrade
|
| Occupancy Expenses | - | 2.06 | 2.22 | 2.36 | 2.41 | Upgrade
|
| Federal Deposit Insurance | - | 0.38 | 0.2 | 0.2 | 0.18 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | 0.15 | 0.15 | 0.15 | 0.15 | Upgrade
|
| Selling, General & Administrative | - | 2.6 | 2.91 | 2.13 | 2.29 | Upgrade
|
| Other Non-Interest Expense | 21.54 | 6.05 | 5.11 | 4.27 | 4.15 | Upgrade
|
| Total Non-Interest Expense | 21.54 | 20.85 | 19.89 | 18.39 | 17.89 | Upgrade
|
| EBT Excluding Unusual Items | 7.3 | 9.49 | 9.54 | 10.68 | 8.58 | Upgrade
|
| Pretax Income | 7.3 | 9.49 | 9.54 | 10.68 | 8.58 | Upgrade
|
| Income Tax Expense | -0.11 | 0.54 | 0.88 | 1.23 | 0.63 | Upgrade
|
| Net Income | 7.4 | 8.95 | 8.66 | 9.45 | 7.95 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | 0.36 | 0.39 | 0.57 | 0.39 | Upgrade
|
| Net Income to Common | 7.4 | 8.59 | 8.27 | 8.88 | 7.56 | Upgrade
|
| Net Income Growth | -17.29% | 3.38% | -8.40% | 18.84% | 16.78% | Upgrade
|
| Basic Shares Outstanding | 6 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 6 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | 0.90% | 0.13% | 0.11% | 0.35% | -1.22% | Upgrade
|
| EPS (Basic) | 1.34 | 1.57 | 1.51 | 1.62 | 1.38 | Upgrade
|
| EPS (Diluted) | 1.27 | 1.57 | 1.50 | 1.62 | 1.38 | Upgrade
|
| EPS Growth | -18.85% | 4.34% | -7.41% | 16.98% | 16.76% | Upgrade
|
| Dividend Per Share | 0.705 | 0.665 | 0.625 | 0.585 | 0.570 | Upgrade
|
| Dividend Growth | 6.02% | 6.40% | 6.84% | 2.63% | 4.59% | Upgrade
|
| Effective Tax Rate | - | 5.70% | 9.22% | 11.52% | 7.33% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.