United Bancorp, Inc. (UBCP)
Stock Price:
$12.95 USD
0.24 (1.89%)
Updated November 30, 4:00 PM EST - Market closed
Key Info
| Market Cap |
77.39M |
| Revenue (ttm) |
24.98M |
| Net Income (ttm) |
7.08M |
| Shares Out |
5.98M |
| EPS (ttm) |
1.24 |
| PE Ratio |
10.44 |
| Forward PE |
n/a |
| Dividend |
$0.57 |
| Dividend Yield |
4.40% |
Stock Quote
| Trading Day |
November 30 |
| Last Price |
$12.95 |
| Previous Close |
$12.71 |
| Change ($) |
0.24 |
| Change (%) |
1.89% |
| Day's Open |
12.84 |
| Day's Range |
12.68 - 12.95 |
| Day's Volume |
4,034 |
| 52-Week Range |
8.90 - 14.81 |
More Stats
| Market Cap |
77.39M |
| Enterprise Value |
67.07M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
Sep 9, 2020 |
| Shares Outstanding |
5.98M |
| Float |
n/a |
| EPS (basic) |
1.24 |
| EPS (diluted) |
1.24 |
| FCF / Share |
1.12 |
| Dividend |
$0.57 |
| Dividend Yield |
4.40% |
| Earnings Yield |
9.58% |
| FCF Yield |
8.66% |
| Payout Ratio |
45.80% |
| Shares Short |
2,942 |
| Short Ratio |
0.95 |
| Short % of Float |
n/a |
| Beta |
0.39 |
| PE Ratio |
10.44 |
| Forward PE |
n/a |
| P/FCF Ratio |
11.55 |
| PS Ratio |
3.10 |
| PB Ratio |
1.12 |
| Revenue |
24.98M |
| Operating Income |
7.51M |
| Net Income |
7.08M |
| Free Cash Flow |
6.70M |
| Net Cash |
10.32M |
| Net Cash / Share |
1.73 |
| Gross Margin |
95.64% |
| Operating Margin |
30.08% |
| Profit Margin |
28.40% |
| FCF Margin |
26.82% |
| ROA |
1.03% |
| ROE |
11.18% |
| ROIC |
1.00% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (1)
| Buy |
1 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Low
16.0
Current: $12.95
High
16.0
Target: 16.00
*Average 12-month price target from 1 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 23.89 | 21.51 | 19.24 | 18.23 | 17.05 | 16.72 | 16.96 | 16.42 | 17.05 | 16.69 |
| Revenue Growth | 11.1% | 11.78% | 5.53% | 6.94% | 1.96% | -1.43% | 3.33% | -3.71% | 2.16% | - |
| Gross Profit | 23.89 | 21.51 | 19.24 | 18.23 | 17.05 | 16.72 | 16.96 | 16.42 | 17.05 | 16.69 |
| Operating Income | 7.41 | 5.08 | 5.59 | 5.16 | 4.56 | 3.57 | 2.97 | 2.94 | 3.95 | 2.77 |
| Net Income | 6.81 | 4.28 | 3.55 | 3.58 | 3.22 | 2.65 | 2.61 | 2.40 | 3.09 | 2.55 |
| Shares Outstanding | 5.96 | 5.74 | 5.44 | 5.43 | 5.38 | 5.37 | 5.36 | 5.37 | 5.36 | 5.31 |
| Earnings Per Share | 1.19 | 0.82 | 0.71 | 0.71 | 0.64 | 0.53 | 0.53 | 0.48 | 0.62 | 0.52 |
| EPS Growth | 45.12% | 15.49% | 0% | 10.94% | 20.75% | 0% | 10.42% | -22.58% | 19.23% | - |
| Dividend Per Share | 0.55 | 0.57 | 0.51 | 0.47 | 0.42 | 0.33 | 0.29 | 0.42 | 0.56 | 0.56 |
| Dividend Growth | -4.39% | 11.76% | 8.51% | 11.9% | 27.27% | 13.79% | -30.95% | -25% | 0% | - |
| Operating Cash Flow | 8.62 | 5.76 | 4.57 | 4.18 | 4.28 | 4.18 | 7.17 | 5.60 | 6.24 | 6.63 |
| Capital Expenditures | -1.32 | -0.79 | -0.78 | -2.26 | -1.31 | -0.31 | -1.32 | -1.53 | -1.49 | -1.40 |
| Free Cash Flow | 7.30 | 4.97 | 3.79 | 1.92 | 2.97 | 3.87 | 5.85 | 4.07 | 4.75 | 5.23 |
| Cash & Equivalents | 14.99 | 25.25 | 14.32 | 11.54 | 12.70 | 39.16 | 23.47 | 75.11 | 15.68 | 13.50 |
| Total Debt | 70.26 | 12.30 | 25.23 | 53.37 | 36.35 | 35.94 | 36.86 | 47.12 | 46.92 | 59.29 |
| Net Cash / Debt | -55.27 | 12.96 | -10.92 | -41.83 | -23.64 | 3.22 | -13.39 | 27.99 | -31.24 | -45.79 |
| Assets | 686 | 593 | 459 | 438 | 405 | 402 | 389 | 438 | 416 | 423 |
| Liabilities | 626 | 543 | 415 | 395 | 364 | 361 | 350 | 402 | 379 | 388 |
| Book Value | 59.92 | 50.64 | 43.90 | 42.64 | 41.50 | 40.39 | 38.87 | 36.63 | 36.18 | 35.58 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
United Bancorp, Inc. |
| Country |
United States |
| Employees |
112 |
| CEO |
Scott A. Everson |
Stock Information
| Ticker Symbol |
UBCP |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: UBCP |
Description
United Bancorp operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, real estate, and consumer loans. The company also offers brokerage services. As of April 23, 2020, it operated through a network of nineteen banking offices in the Ohio counties of Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas; and a loan production office in Wheeling, West Virginia. The company was founded in 1902 and is headquartered in Martins Ferry, Ohio.