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United Bancorp, Inc. (UBCP)

Stock Price: $10.98 USD -0.15 (-1.35%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 64.64M
Revenue (ttm) 24.04M
Net Income (ttm) 6.78M
Shares Out 5.73M
EPS (ttm) 1.18
PE Ratio 9.31
Forward PE n/a
Dividend $0.57
Dividend Yield 5.19%

Stock Quote

Trading Day Aug 13, 2020
Last Price $10.98
Previous Close $11.13
Change ($) -0.15
Change (%) -1.35%
Day's Open 11.13
Day's Range 10.89 - 11.13
Day's Volume 4,846
52-Week Range 7.64 - 15.56

More Stats

Market Cap 64.64M
Enterprise Value 125.74M
Earnings Date (est) Oct 8, 2020
Ex-Dividend Date Jun 9, 2020
Shares Outstanding 5.73M
Float 4.90M
EPS (basic) 1.19
EPS (diluted) 1.18
FCF / Share 1.30
Dividend $0.57
Dividend Yield 5.19%
Earnings Yield 10.75%
FCF Yield 11.91%
Payout Ratio n/a
Shares Short 2,464
Short Ratio 0.74
Short % of Float 0.04%
Beta 0.35
PE Ratio 9.31
Forward PE n/a
P/FCF Ratio 8.39
PS Ratio 2.69
PB Ratio 0.99
Revenue 24.04M
Operating Income 7.31M
Net Income 6.78M
Free Cash Flow 7.70M
Net Cash -61.10M
Net Cash / Share -10.38
Gross Margin 99.37%
Operating Margin 30.42%
Profit Margin 28.20%
FCF Margin 32.03%
ROA 1.01%
ROE 11.61%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (1)

Buy 1
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$16.00*
Low
16.0
Current: $10.98
High
16.0
Target: 16.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue23.8921.5119.2418.2317.0516.7216.9616.4217.0516.69
Revenue Growth11.1%11.78%5.53%6.94%1.96%-1.43%3.33%-3.71%2.16%-
Gross Profit23.8921.5119.2418.2317.0516.7216.9616.4217.0516.69
Operating Income7.415.085.595.164.563.572.972.943.952.77
Net Income6.814.283.553.583.222.652.612.403.092.55
Shares Outstanding5.965.745.445.435.385.375.365.375.365.31
Earnings Per Share1.190.820.710.710.640.530.530.480.620.52
EPS Growth45.12%15.49%0%10.94%20.75%0%10.42%-22.58%19.23%-
Dividend Per Share0.550.570.510.470.420.330.290.420.560.56
Dividend Growth-4.39%11.76%8.51%11.9%27.27%13.79%-30.95%-25%0%-
Operating Cash Flow8.625.764.574.184.284.187.175.606.246.63
Capital Expenditures-1.32-0.79-0.78-2.26-1.31-0.31-1.32-1.53-1.49-1.40
Free Cash Flow7.304.973.791.922.973.875.854.074.755.23
Cash & Equivalents14.9925.2514.3211.5412.7039.1623.4775.1115.6813.50
Total Debt70.2612.3025.2353.3736.3535.9436.8647.1246.9259.29
Net Cash / Debt-55.2712.96-10.92-41.83-23.643.22-13.3927.99-31.24-45.79
Assets686593459438405402389438416423
Liabilities626543415395364361350402379388
Book Value59.9250.6443.9042.6441.5040.3938.8736.6336.1835.58
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name United Bancorp, Inc.
Country United States
Employees 112
CEO Scott A. Everson

Stock Information

Ticker Symbol UBCP
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UBCP

Description

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, real estate, and consumer loans. The company also offers brokerage services. As of April 23, 2020, it operated through a network of nineteen banking offices in the Ohio counties of Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas; and a loan production office in Wheeling, West Virginia. The company was founded in 1902 and is headquartered in Martins Ferry, Ohio.