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United Bancorp, Inc. (UBCP)

Stock Price: $12.95 USD 0.24 (1.89%)
Updated November 30, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 77.39M
Revenue (ttm) 24.98M
Net Income (ttm) 7.08M
Shares Out 5.98M
EPS (ttm) 1.24
PE Ratio 10.44
Forward PE n/a
Dividend $0.57
Dividend Yield 4.40%

Stock Quote

Trading Day November 30
Last Price $12.95
Previous Close $12.71
Change ($) 0.24
Change (%) 1.89%
Day's Open 12.84
Day's Range 12.68 - 12.95
Day's Volume 4,034
52-Week Range 8.90 - 14.81

More Stats

Market Cap 77.39M
Enterprise Value 67.07M
Earnings Date (est) n/a
Ex-Dividend Date Sep 9, 2020
Shares Outstanding 5.98M
Float n/a
EPS (basic) 1.24
EPS (diluted) 1.24
FCF / Share 1.12
Dividend $0.57
Dividend Yield 4.40%
Earnings Yield 9.58%
FCF Yield 8.66%
Payout Ratio 45.80%
Shares Short 2,942
Short Ratio 0.95
Short % of Float n/a
Beta 0.39
PE Ratio 10.44
Forward PE n/a
P/FCF Ratio 11.55
PS Ratio 3.10
PB Ratio 1.12
Revenue 24.98M
Operating Income 7.51M
Net Income 7.08M
Free Cash Flow 6.70M
Net Cash 10.32M
Net Cash / Share 1.73
Gross Margin 95.64%
Operating Margin 30.08%
Profit Margin 28.40%
FCF Margin 26.82%
ROA 1.03%
ROE 11.18%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (1)

Buy 1
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$16.00*
Low
16.0
Current: $12.95
High
16.0
Target: 16.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue23.8921.5119.2418.2317.0516.7216.9616.4217.0516.69
Revenue Growth11.1%11.78%5.53%6.94%1.96%-1.43%3.33%-3.71%2.16%-
Gross Profit23.8921.5119.2418.2317.0516.7216.9616.4217.0516.69
Operating Income7.415.085.595.164.563.572.972.943.952.77
Net Income6.814.283.553.583.222.652.612.403.092.55
Shares Outstanding5.965.745.445.435.385.375.365.375.365.31
Earnings Per Share1.190.820.710.710.640.530.530.480.620.52
EPS Growth45.12%15.49%0%10.94%20.75%0%10.42%-22.58%19.23%-
Dividend Per Share0.550.570.510.470.420.330.290.420.560.56
Dividend Growth-4.39%11.76%8.51%11.9%27.27%13.79%-30.95%-25%0%-
Operating Cash Flow8.625.764.574.184.284.187.175.606.246.63
Capital Expenditures-1.32-0.79-0.78-2.26-1.31-0.31-1.32-1.53-1.49-1.40
Free Cash Flow7.304.973.791.922.973.875.854.074.755.23
Cash & Equivalents14.9925.2514.3211.5412.7039.1623.4775.1115.6813.50
Total Debt70.2612.3025.2353.3736.3535.9436.8647.1246.9259.29
Net Cash / Debt-55.2712.96-10.92-41.83-23.643.22-13.3927.99-31.24-45.79
Assets686593459438405402389438416423
Liabilities626543415395364361350402379388
Book Value59.9250.6443.9042.6441.5040.3938.8736.6336.1835.58
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name United Bancorp, Inc.
Country United States
Employees 112
CEO Scott A. Everson

Stock Information

Ticker Symbol UBCP
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UBCP

Description

United Bancorp operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, real estate, and consumer loans. The company also offers brokerage services. As of April 23, 2020, it operated through a network of nineteen banking offices in the Ohio counties of Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas; and a loan production office in Wheeling, West Virginia. The company was founded in 1902 and is headquartered in Martins Ferry, Ohio.