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United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
15.50
-0.18 (-1.15%)
Aug 4, 2026, 4:00 PM EDT - Market closed

United Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Cap
898375738496
Market Cap Growth
9.48%9.68%2.86%-13.34%-12.43%26.40%
Last Close Price
15.5014.3513.0012.8414.7216.66

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.2310.7110.248.189.8110.28
Forward PE
11.489.628.958.928.9810.94
PEG Ratio
-1.431.131.130.991.18
PS Ratio
2.702.602.602.412.873.32
PB Ratio
1.331.171.191.151.411.35
P/TBV Ratio
-1.131.151.131.381.30
P/FCF Ratio
---8.7410.6013.01
P/OCF Ratio
9.237.908.927.749.9611.78

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.380.420.420.400.33
Debt / FCF Ratio
---3.172.983.19
Net Debt / Equity Ratio
-0.380.420.420.400.33
Net Debt / FCF Ratio
--20.32-21.433.172.983.19
Asset Turnover
0.070.040.040.040.040.04
Return on Equity (ROE)
16.67%11.57%11.65%14.51%13.17%13.50%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.53%9.34%9.77%12.23%10.19%9.72%
FCF Yield
---11.45%9.43%7.68%
Dividend Yield
6.16%6.96%7.10%6.79%5.65%4.49%
Payout Ratio
68.09%70.73%69.08%53.51%52.66%43.39%
Buyback Yield / Dilution
1.48%0.86%-0.90%-0.13%-0.11%-0.35%
Total Shareholder Return
7.64%7.82%6.20%6.66%5.54%4.15%
SEC Filings: 10-K · 10-Q