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United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
14.79
+0.49 (3.43%)
Oct 2, 2026, 4:00 PM EDT - Market closed

United Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
8583757385100
Market Cap Growth
3.96%10.10%2.53%-13.17%-15.10%32.60%
Last Close Price
14.7913.6711.5910.7011.5012.41

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.7111.2210.668.5410.2211.21
PS Ratio
2.572.612.602.422.873.43
PB Ratio
1.181.181.191.151.421.39
P/FCF Ratio
---8.7610.6113.43
P/OCF Ratio
12.277.928.917.769.9712.15

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.541.862.082.020.700.55
Debt / FCF Ratio
---15.315.255.31
Net Debt / Equity Ratio
0.911.201.781.380.20-0.61
Net Debt / FCF Ratio
-15.89-64.10-90.3010.451.48-5.88
Return on Equity (ROE)
12.10%11.57%11.65%14.51%13.17%13.50%
Return on Assets (ROA)
0.92%0.93%0.91%1.14%1.17%1.33%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.93%9.36%9.84%12.19%10.24%9.49%
FCF Yield
-4.85%-1.60%-1.66%11.42%9.43%7.45%
Dividend Yield
6.46%5.45%6.08%6.22%5.44%4.71%
Payout Ratio
68.82%70.73%69.08%53.51%52.66%43.39%
Buyback Yield / Dilution
1.42%0.86%-0.90%-0.13%-0.11%-0.35%
Total Shareholder Return
7.88%6.31%5.19%6.09%5.33%4.37%
SEC Filings: 10-K · 10-Q