United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $74.93 million. The enterprise value is $162.50 million.
| Market Cap | 74.93M |
| Enterprise Value | 162.50M |
Important Dates
The next estimated earnings date is Thursday, May 2, 2024.
| Earnings Date | May 2, 2024 |
| Ex-Dividend Date | Mar 7, 2024 |
Share Statistics
United Bancorp has 5.70 million shares outstanding. The number of shares has decreased by -0.45% in one year.
| Shares Outstanding | 5.70M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | +0.46% |
| Owned by Insiders (%) | 13.50% |
| Owned by Institutions (%) | 8.94% |
| Float | 4.83M |
Valuation Ratios
The trailing PE ratio is 8.37.
| PE Ratio | 8.37 |
| Forward PE | n/a |
| PS Ratio | 2.47 |
| Forward PS | n/a |
| PB Ratio | 1.18 |
| P/FCF Ratio | 8.93 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.27, with an EV/FCF ratio of 19.37.
| EV / Earnings | 18.16 |
| EV / Sales | 5.36 |
| EV / EBITDA | 15.27 |
| EV / EBIT | 17.12 |
| EV / FCF | 19.37 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.02 |
| Debt / EBITDA | 12.06 |
| Debt / FCF | 15.29 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.30% and return on invested capital (ROIC) is 4.66%.
| Return on Equity (ROE) | 15.30% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | 4.66% |
| Revenue Per Employee | $263,852 |
| Profits Per Employee | $77,826 |
| Employee Count | 115 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, United Bancorp has paid $541,000 in taxes.
| Income Tax | 541,000 |
| Effective Tax Rate | 5.70% |
Stock Price Statistics
The stock price has increased by +3.09% in the last 52 weeks. The beta is 0.36, so United Bancorp's price volatility has been lower than the market average.
| Beta (1Y) | 0.36 |
| 52-Week Price Change | +3.09% |
| 50-Day Moving Average | 12.74 |
| 200-Day Moving Average | 11.82 |
| Relative Strength Index (RSI) | 46.39 |
| Average Volume (30 Days) | 4,185 |
Short Selling Information
The latest short interest is 8,425, so 0.15% of the outstanding shares have been sold short.
| Short Interest | 8,425 |
| Short Previous Month | 8,176 |
| Short % of Shares Out | 0.15% |
| Short % of Float | 0.17% |
| Short Ratio (days to cover) | 1.32 |
Income Statement
In the last 12 months, United Bancorp had revenue of $30.34 million and earned $8.95 million in profits. Earnings per share was $1.57.
| Revenue | 30.34M |
| Gross Profit | 30.34M |
| Operating Income | 9.49M |
| Pretax Income | 9.49M |
| Net Income | 8.95M |
| EBITDA | 10.64M |
| EBIT | 9.49M |
| Earnings Per Share (EPS) | $1.57 |
Balance Sheet
The company has $40.77 million in cash and $128.33 million in debt, giving a net cash position of -$87.56 million or -$15.35 per share.
| Cash & Cash Equivalents | 40.77M |
| Total Debt | 128.33M |
| Net Cash | -87.56M |
| Net Cash Per Share | -$15.35 |
| Equity / Book Value | 63.59M |
| Book Value Per Share | 11.15 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $9.46 million and capital expenditures -$1.07 million, giving a free cash flow of $8.39 million.
| Operating Cash Flow | 9.46M |
| Capital Expenditures | -1.07M |
| Free Cash Flow | 8.39M |
| FCF Per Share | $1.47 |
Margins
Gross margin is 100.00%, with operating and profit margins of 31.28% and 29.50%.
| Gross Margin | 100.00% |
| Operating Margin | 31.28% |
| Pretax Margin | 31.28% |
| Profit Margin | 29.50% |
| EBITDA Margin | 35.06% |
| EBIT Margin | 31.28% |
| FCF Margin | 27.65% |
Dividends & Yields
This stock pays an annual dividend of $0.50, which amounts to a dividend yield of 3.78%.
| Dividend Per Share | $0.50 |
| Dividend Yield | 3.78% |
| Dividend Growth (YoY) | 7.42% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 31.62% |
| Buyback Yield | 0.45% |
| Shareholder Yield | 4.22% |
| Earnings Yield | 11.94% |
| FCF Yield | 11.20% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 29, 2006. It was a forward split with a ratio of 11:10.
| Last Split Date | Nov 29, 2006 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |