United Bancorp, Inc. (UBCP)

United Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	49.69	19.61	40.77	30.08	83	51.59
Investment Securities	227.25	240.63	242.76	217.62	146.31	158.07
Total Investments	227.25	240.63	242.76	217.62	146.31	158.07
Gross Loans	500.75	490.97	483.24	460.88	454.37	443.49
Allowance for Loan Losses	-4.16	-4.03	-3.92	-2.05	-3.67	-5.11
Net Loans	496.59	486.95	479.32	458.82	450.7	438.38
Property, Plant & Equipment	27.01	23.6	14.98	12.14	12.76	13.74
Goodwill	0.68	0.68	0.68	0.68	0.68	0.68
Other Intangible Assets	0.05	0.12	0.26	0.41	0.56	0.71
Accrued Interest Receivable	4.01	4.32	4.1	3.4	2.35	2.9
Long-Term Deferred Tax Assets	5.51	4.01	2.41	2.42	-	-
Other Real Estate Owned & Foreclosed	3.28	3.36	3.38	3.52	0.42	0.72
Other Long-Term Assets	29.79	29.35	26.81	25.79	23.98	22.43
Total Assets	847.88	816.66	819.45	757.4	724.46	693.4
Interest Bearing Deposits	642.95	577.59	583.86	638.61	600.74	571.74
Institutional Deposits	-	35.9	37.6	11.3	4.4	7.8
Total Deposits	642.95	613.49	621.46	649.91	605.14	579.54
Short-Term Borrowings	35.6	30.49	26.78	18.11	15.7	12.71
Current Portion of Leases	-	0.13	-	-	-	-
Accrued Interest Payable	0.61	0.83	0.58	0.3	0.18	0.22
Federal Home Loan Bank Debt, Long-Term	75	75	75	-	-	-
Long-Term Leases	2.91	2.74	2.76	-	-	-
Trust Preferred Securities	23.88	23.85	23.79	23.73	23.67	23.6
Long-Term Deferred Tax Liabilities	-	-	-	-	1.68	2.19
Other Long-Term Liabilities	7.28	6.66	5.49	5.61	6.39	6.82
Total Liabilities	788.23	753.2	755.86	697.66	652.76	625.07
Common Stock	6.2	6.2	6.06	6.04	6.05	6.05
Additional Paid-In Capital	26.71	26.37	25.91	24.81	23.64	23.17
Retained Earnings	46.86	46.31	44.02	41.95	37.85	32.5
Treasury Stock	-3.38	-3.25	-2.56	-1.83	-1.06	-0.99
Comprehensive Income & Other	-16.74	-12.18	-9.84	-11.24	5.23	7.61
Shareholders' Equity	59.66	63.46	63.59	59.74	71.7	68.33
Total Liabilities & Equity	847.88	816.66	819.45	757.4	724.46	693.4
Total Debt	137.39	132.21	128.33	41.83	39.37	36.31
Net Cash (Debt)	-87.71	-112.61	-87.56	-11.75	43.63	15.28
Net Cash Growth	-	-	-	-	185.50%	-
Net Cash Per Share	-15.84	-20.33	-15.95	-2.14	7.97	2.80
Filing Date Shares Outstanding	5.77	5.79	5.7	5.74	5.93	5.79
Total Common Shares Outstanding	5.77	5.79	5.7	5.74	5.8	5.79
Book Value Per Share	10.33	10.95	11.15	10.41	12.37	11.80
Tangible Book Value	58.93	62.65	62.65	58.65	70.46	66.94
Tangible Book Value Per Share	10.21	10.81	10.99	10.22	12.15	11.56

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q