United Bancorp, Inc. (UBCP)

United Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	19.61	40.77	30.08	83	51.59
Investment Securities	-	240.63	242.76	217.62	146.31	158.07
Total Investments	-	240.63	242.76	217.62	146.31	158.07
Gross Loans	-	490.97	483.24	460.88	454.37	443.49
Allowance for Loan Losses	-	-4.03	-3.92	-2.05	-3.67	-5.11
Net Loans	-	486.95	479.32	458.82	450.7	438.38
Property, Plant & Equipment	-	23.6	14.98	12.14	12.76	13.74
Goodwill	-	0.68	0.68	0.68	0.68	0.68
Other Intangible Assets	-	0.12	0.26	0.41	0.56	0.71
Accrued Interest Receivable	-	4.32	4.1	3.4	2.35	2.9
Long-Term Deferred Tax Assets	-	4.01	2.41	2.42	-	-
Other Real Estate Owned & Foreclosed	-	3.36	3.38	3.52	0.42	0.72
Other Long-Term Assets	-	29.35	26.81	25.79	23.98	22.43
Total Assets	-	816.66	819.45	757.4	724.46	693.4
Interest Bearing Deposits	-	577.59	583.86	638.61	600.74	571.74
Institutional Deposits	-	35.9	37.6	11.3	4.4	7.8
Total Deposits	-	613.49	621.46	649.91	605.14	579.54
Short-Term Borrowings	-	30.49	26.78	18.11	15.7	12.71
Current Portion of Leases	-	0.13	-	-	-	-
Accrued Interest Payable	-	0.83	0.58	0.3	0.18	0.22
Federal Home Loan Bank Debt, Long-Term	-	75	75	-	-	-
Long-Term Leases	-	2.74	2.76	-	-	-
Trust Preferred Securities	-	23.85	23.79	23.73	23.67	23.6
Long-Term Deferred Tax Liabilities	-	-	-	-	1.68	2.19
Other Long-Term Liabilities	-	6.66	5.49	5.61	6.39	6.82
Total Liabilities	-	753.2	755.86	697.66	652.76	625.07
Common Stock	-	6.2	6.06	6.04	6.05	6.05
Additional Paid-In Capital	-	26.37	25.91	24.81	23.64	23.17
Retained Earnings	-	46.31	44.02	41.95	37.85	32.5
Treasury Stock	-	-3.25	-2.56	-1.83	-1.06	-0.99
Comprehensive Income & Other	-	-12.18	-9.84	-11.24	5.23	7.61
Shareholders' Equity	60.8	63.46	63.59	59.74	71.7	68.33
Total Liabilities & Equity	-	816.66	819.45	757.4	724.46	693.4
Total Debt	139.32	132.21	128.33	41.83	39.37	36.31
Net Cash (Debt)	-102.92	-112.61	-87.56	-11.75	43.63	15.28
Net Cash Growth	-	-	-	-	185.50%	-
Net Cash Per Share	-18.69	-20.33	-15.95	-2.14	7.97	2.80
Filing Date Shares Outstanding	5.49	5.79	5.7	5.74	5.93	5.79
Total Common Shares Outstanding	5.49	5.79	5.7	5.74	5.8	5.79
Book Value Per Share	10.49	10.95	11.15	10.41	12.37	11.80
Tangible Book Value	60.03	62.65	62.65	58.65	70.46	66.94
Tangible Book Value Per Share	10.36	10.81	10.99	10.22	12.15	11.56

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q