United Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	46.53	19.61	40.77	30.08	83
Securities and Investments	-	240.63	242.76	217.62	146.31
Net Loans	487.37	486.95	479.32	458.82	450.7
Net Property, Plant & Equipment	-	23.6	14.98	12.14	12.76
Accrued Interest and Accounts Receivable	-	4.32	4.1	3.4	2.35
Other Intangible Assets	-	0.12	0.26	0.41	0.56
Goodwill	-	0.68	0.68	0.68	0.68
Long-Term Investments	-	4.03	3.98	2.5	3.7
Other Non-Earning Assets	33.46	36.72	32.6	31.74	24.4
Total Assets	857.44	816.66	819.45	757.4	724.46
Interest-bearing deposits	305.94	292.8	282.18	247.57	196.84
Noninterest-bearing deposits	-	320.69	339.28	402.34	408.3
Total Deposits	641.37	613.49	621.46	649.91	605.14
Short-Term Interbank Borrowing and Repurchase Agreements	29.4	105.49	101.78	18.11	15.7
Accrued Expenses	-	7.49	6.07	5.92	6.57
Long-Term Debt	-	26.72	26.55	23.73	23.67
Other Liabilities	-	-	-	-	1.68
Total Liabilities	670.77	753.2	755.86	697.66	652.76
Common Stock	-	6.2	6.06	6.04	6.05
Treasury Stock	-	-3.25	-2.56	-1.83	-1.06
Additional Paid-in Capital	-	26.37	25.91	24.81	23.64
Accumulated Other Comprehensive Income	-5.35	-12.18	-9.84	-11.24	5.23
Retained Earnings	48.58	46.31	44.02	41.95	37.85
Shareholders' Equity	70.51	63.46	63.59	59.74	71.7
Total Liabilities & Equity	741.28	816.66	819.45	757.4	724.46
Total Debt	0	26.72	26.55	23.73	23.67
Net Cash (Debt)	-0	-26.72	-26.55	-23.73	-23.67
Net Cash Per Share	-	-4.82	-4.84	-4.33	-4.32
Book Value	70.51	63.46	63.59	59.74	71.7
Book Value Per Share	12.84	11.46	11.58	10.89	13.09
Tangible Book Value	70.51	62.65	62.65	58.65	70.46
Tangible Book Value Per Share	12.84	11.31	11.41	10.70	12.86

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q