United Bancorp, Inc. (UBCP)

United Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	93.06	39.22	40.77	30.08	83
Securities and Investments	234.2	240.63	242.76	217.62	146.31
Net Loans	487.3	486.95	479.32	458.82	450.7
Net Property, Plant & Equipment	34.1	23.6	14.98	12.14	12.76
Accrued Interest and Accounts Receivable	3.98	4.32	4.1	3.4	2.35
Other Intangible Assets	-	0.12	0.26	0.41	0.56
Goodwill	0.68	0.68	0.68	0.68	0.68
Long-Term Investments	4.03	4.03	3.98	2.5	3.7
Other Non-Earning Assets	46.63	36.72	32.6	31.74	24.4
Total Assets	857.45	816.66	819.45	757.4	724.46
Interest-bearing deposits	305.94	292.8	282.18	247.57	196.84
Noninterest-bearing deposits	335.42	320.69	339.28	402.34	408.3
Total Deposits	641.37	613.49	621.46	649.91	605.14
Short-Term Interbank Borrowing and Repurchase Agreements	104.4	105.49	101.78	18.11	15.7
Accrued Expenses	14.29	7.49	6.07	5.92	6.57
Long-Term Debt	26.87	26.72	26.55	23.73	23.67
Other Liabilities	-	-	-	-	1.68
Total Liabilities	786.93	753.2	755.86	697.66	652.76
Common Stock	6.21	6.2	6.06	6.04	6.05
Treasury Stock	-3.57	-3.25	-2.56	-1.83	-1.06
Additional Paid-in Capital	27.07	26.37	25.91	24.81	23.64
Accumulated Other Comprehensive Income	-7.78	-12.18	-9.84	-11.24	5.23
Retained Earnings	48.58	46.31	44.02	41.95	37.85
Shareholders' Equity	70.52	63.46	63.59	59.74	71.7
Total Liabilities & Equity	857.45	816.66	819.45	757.4	724.46
Total Debt	26.87	26.72	26.55	23.73	23.67
Net Cash (Debt)	-26.87	-26.72	-26.55	-23.73	-23.67
Net Cash Per Share	-4.89	-4.82	-4.84	-4.33	-4.32
Book Value	70.52	63.46	63.59	59.74	71.7
Book Value Per Share	12.84	11.46	11.58	10.89	13.09
Tangible Book Value	69.83	62.65	62.65	58.65	70.46
Tangible Book Value Per Share	12.72	11.31	11.41	10.70	12.86

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q