United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
13.65
+0.44 (3.33%)
Oct 10, 2025, 12:03 PM EDT - Market open
United Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2014 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2014 - 2019 |
Net Income | 7.46 | 7.4 | 8.95 | 8.66 | 9.45 | 7.95 | Upgrade |
Depreciation & Amortization | 1.28 | 1.23 | 1.15 | 1.16 | 1.29 | 1.31 | Upgrade |
Provision for Credit Losses | 0.5 | 0.3 | -0.45 | -0.96 | -1.26 | 3.34 | Upgrade |
Stock-Based Compensation | - | 0.88 | 0.66 | 1.01 | 0.41 | 0.59 | Upgrade |
Net Change in Loans Held-for-Sale | 0.51 | 0.48 | 0.03 | 0.04 | 0.27 | 0.18 | Upgrade |
Other Adjustments | -0.44 | -1.2 | 0.15 | 0.73 | -1.48 | -3.32 | Upgrade |
Changes in Accrued Interest and Accounts Receivable | 1.69 | -0.25 | -0.7 | -1.06 | 0.56 | -0.21 | Upgrade |
Changes in Accrued Expenses | 2.42 | 1.76 | -0.03 | -0.28 | 0.18 | 1.32 | Upgrade |
Changes in Other Operating Activities | - | -2.15 | -0.29 | -0.82 | -1.24 | -1.8 | Upgrade |
Operating Cash Flow | 10.47 | 8.45 | 9.46 | 8.48 | 8.19 | 9.37 | Upgrade |
Operating Cash Flow Growth | 20.88% | -10.73% | 11.58% | 3.53% | -12.57% | 8.74% | Upgrade |
Net Change in Loans Held-for-Investment | -16.73 | -8.16 | -22.47 | -10.42 | -10.86 | -2.66 | Upgrade |
Net Change in Securities and Investments | - | -1.63 | -23.59 | -93.8 | 9.15 | 39.08 | Upgrade |
Capital Expenditures | -9.55 | -9.7 | -1.08 | -0.51 | -0.78 | -2.52 | Upgrade |
Sale of Property, Plant & Equipment | 0.1 | 0.06 | 0.14 | 0.27 | 1.07 | 0.38 | Upgrade |
Other Investing Activities | - | -0.05 | -1.48 | 1.21 | 0.21 | -0.62 | Upgrade |
Investing Cash Flow | -17.64 | -19.47 | -48.47 | -103.26 | -1.21 | 33.67 | Upgrade |
Net Change in Deposits | 19.76 | -7.97 | -28.45 | 44.78 | 25.6 | 31.47 | Upgrade |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 5.16 | 3.71 | 8.68 | 2.41 | 3 | 5.79 | Upgrade |
Long-Term Debt Repaid | -0.12 | -0.09 | - | - | - | - | Upgrade |
Net Long-Term Debt Issued (Repaid) | -0.12 | -0.09 | - | - | - | - | Upgrade |
Repurchase of Common Stock | - | -0.69 | -0.73 | -0.77 | -0.07 | -0.53 | Upgrade |
Net Common Stock Issued (Repurchased) | - | -0.69 | -0.73 | -0.77 | -0.07 | -0.53 | Upgrade |
Common Dividends Paid | -5.37 | -5.11 | -4.79 | -4.56 | -4.1 | -3.36 | Upgrade |
Other Financing Activities | - | - | 75 | - | - | -39.8 | Upgrade |
Financing Cash Flow | 19.29 | -10.15 | 49.7 | 41.86 | 24.42 | -6.43 | Upgrade |
Net Cash Flow | 12.12 | -21.16 | 10.69 | -52.92 | 31.41 | 36.61 | Upgrade |
Beginning Cash & Cash Equivalents | 37.57 | 40.77 | 30.08 | 83 | 51.59 | 14.99 | Upgrade |
Ending Cash & Cash Equivalents | 49.69 | 19.61 | 40.77 | 30.08 | 83 | 51.59 | Upgrade |
Free Cash Flow | 0.92 | -1.25 | 8.38 | 7.97 | 7.42 | 6.85 | Upgrade |
Free Cash Flow Growth | - | - | 5.17% | 7.49% | 8.23% | -5.91% | Upgrade |
FCF Margin | 3.06% | -4.31% | 27.62% | 27.08% | 25.50% | 25.88% | Upgrade |
Free Cash Flow Per Share | 0.17 | -0.23 | 1.53 | 1.45 | 1.35 | 1.26 | Upgrade |
Levered Free Cash Flow | 3.17 | -1.81 | 8 | 7.15 | 9.47 | 6.06 | Upgrade |
Unlevered Free Cash Flow | -4.17 | -9.12 | -0.95 | -1.51 | 0.01 | -1.89 | Upgrade |
Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.