United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
14.35
+0.05 (0.35%)
Aug 22, 2025, 4:00 PM - Market closed
United Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Net Income | 7.46 | 7.4 | 8.95 | 8.66 | 9.45 | 7.95 | Upgrade |
Depreciation & Amortization | 1.28 | 1.23 | 1.15 | 1.16 | 1.29 | 1.31 | Upgrade |
Other Amortization | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | Upgrade |
Gain (Loss) on Sale of Assets | 0.01 | 0.01 | 0.01 | 0.02 | -0.08 | -0.01 | Upgrade |
Gain (Loss) on Sale of Investments | 0.28 | 0.55 | 0.51 | 0.53 | -0.87 | -2.19 | Upgrade |
Provision for Credit Losses | 0.37 | 0.3 | -0.45 | -0.96 | -1.26 | 3.34 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.51 | 0.48 | 0.03 | 0.04 | 0.27 | 0.18 | Upgrade |
Accrued Interest Receivable | 1.69 | -0.25 | -0.7 | -1.06 | 0.56 | -0.21 | Upgrade |
Change in Other Net Operating Assets | -1.47 | -2.15 | -0.29 | -0.82 | -1.24 | -1.8 | Upgrade |
Other Operating Activities | -1.33 | -1.33 | -0.41 | 0.15 | -0.33 | -1.01 | Upgrade |
Operating Cash Flow | 10.47 | 8.45 | 9.46 | 8.48 | 8.19 | 9.37 | Upgrade |
Operating Cash Flow Growth | 20.88% | -10.73% | 11.58% | 3.53% | -12.57% | 8.74% | Upgrade |
Capital Expenditures | -9.55 | -9.7 | -1.08 | -0.51 | -0.78 | -2.52 | Upgrade |
Sale of Property, Plant and Equipment | - | - | 0.01 | 0.11 | 0.62 | 0.02 | Upgrade |
Investment in Securities | 8.55 | -1.63 | -23.59 | -93.8 | 9.15 | 39.08 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -16.73 | -8.16 | -22.47 | -10.42 | -10.86 | -2.66 | Upgrade |
Other Investing Activities | 0.09 | 0.01 | -1.35 | 1.36 | 0.67 | -0.25 | Upgrade |
Investing Cash Flow | -17.64 | -19.47 | -48.47 | -103.26 | -1.21 | 33.67 | Upgrade |
Short-Term Debt Issued | - | 3.71 | 8.68 | 2.41 | 3 | 5.79 | Upgrade |
Long-Term Debt Issued | - | - | 75 | - | - | - | Upgrade |
Total Debt Issued | 5.16 | 3.71 | 83.68 | 2.41 | 3 | 5.79 | Upgrade |
Short-Term Debt Repaid | - | - | - | - | - | -39.8 | Upgrade |
Long-Term Debt Repaid | - | -0.09 | - | - | - | - | Upgrade |
Total Debt Repaid | -0.12 | -0.09 | - | - | - | -39.8 | Upgrade |
Net Debt Issued (Repaid) | 5.05 | 3.62 | 83.68 | 2.41 | 3 | -34.01 | Upgrade |
Repurchase of Common Stock | -0.15 | -0.69 | -0.73 | -0.77 | -0.07 | -0.53 | Upgrade |
Common Dividends Paid | -4.47 | -4.22 | -4.79 | -4.56 | -4.1 | -3.36 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 19.76 | -7.97 | -28.45 | 44.78 | 25.6 | 31.47 | Upgrade |
Financing Cash Flow | 19.29 | -10.15 | 49.7 | 41.86 | 24.42 | -6.43 | Upgrade |
Net Cash Flow | 12.12 | -21.16 | 10.69 | -52.92 | 31.41 | 36.61 | Upgrade |
Free Cash Flow | 0.92 | -1.25 | 8.38 | 7.97 | 7.42 | 6.85 | Upgrade |
Free Cash Flow Growth | -77.01% | - | 5.17% | 7.49% | 8.23% | -5.91% | Upgrade |
Free Cash Flow Margin | 3.06% | -4.31% | 27.62% | 27.08% | 25.50% | 25.88% | Upgrade |
Free Cash Flow Per Share | 0.17 | -0.23 | 1.53 | 1.45 | 1.35 | 1.25 | Upgrade |
Cash Interest Paid | 20.89 | 14.62 | 10.59 | 3.15 | 2.18 | 4.72 | Upgrade |
Cash Income Tax Paid | 0.1 | 0.1 | - | 0.23 | 0.71 | 0.99 | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.