| 7.75 | 7.4 | 8.95 | 8.66 | 9.45 |
Depreciation & Amortization | 1.35 | 1.23 | 1.15 | 1.16 | 1.29 |
Provision for Credit Losses | 0.67 | 0.3 | -0.45 | -0.96 | -1.26 |
| 0.36 | 0.88 | 0.66 | 1.01 | 0.41 |
Net Change in Loans Held-for-Sale | 0.5 | 0.48 | 0.03 | 0.04 | 0.27 |
| -1.12 | -1.2 | 0.15 | 0.73 | -1.48 |
Changes in Accrued Interest and Accounts Receivable | 0.37 | -0.25 | -0.7 | -1.06 | 0.56 |
Changes in Other Operating Activities | 0.57 | -0.4 | -0.32 | -1.1 | -1.06 |
| 10.46 | 8.45 | 9.46 | 8.48 | 8.19 |
Operating Cash Flow Growth | 23.77% | -10.73% | 11.58% | 3.53% | -12.57% |
Net Change in Loans Held-for-Investment | -0.49 | -8.16 | -22.47 | -10.42 | -10.86 |
Net Change in Securities and Investments | 18.3 | -1.63 | -23.59 | -93.8 | 9.15 |
| -11.78 | -9.7 | -1.08 | -0.51 | -0.78 |
Sale of Property, Plant & Equipment | 0.12 | 0.06 | 0.14 | 0.27 | 1.07 |
Other Investing Activities | -10.67 | -0.05 | -1.48 | 1.21 | 0.21 |
| -4.52 | -19.47 | -48.47 | -103.26 | -1.21 |
| 27.87 | -7.97 | -28.45 | 44.78 | 25.6 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -1.09 | 3.71 | 8.68 | 2.41 | 3 |
| - | - | 75 | - | - |
| -0 | - | - | - | - |
Net Long-Term Debt Issued (Repaid) | -0 | - | 75 | - | - |
Repurchase of Common Stock | -0.32 | -0.69 | -0.73 | -0.77 | -0.07 |
Net Common Stock Issued (Repurchased) | -0.32 | -0.69 | -0.73 | -0.77 | -0.07 |
| -5.48 | -5.11 | -4.79 | -4.56 | -4.1 |
| 20.98 | -10.15 | 49.7 | 41.86 | 24.42 |
| 26.92 | -21.16 | 10.69 | -52.92 | 31.41 |
| -1.32 | -1.25 | 8.38 | 7.97 | 7.42 |
| - | - | 5.17% | 7.49% | 8.23% |
| -4.16% | -4.31% | 27.62% | 27.08% | 25.50% |
| -0.24 | -0.23 | 1.53 | 1.45 | 1.35 |
| -1.73 | -1.72 | 83 | 7.15 | 9.47 |
| -9.49 | -9.12 | -0.95 | -1.51 | 0.01 |
